Intro – Yakima Federal Savings and Loan Association Reviews & Ranking


AdvisoryHQ recently published its list and review of the top banking firms in Washington, a list that included Yakima Federal Savings and Loan Association.

Below we have highlighted some of the many reasons Yakima Federal Savings and Loan Association was selected as one of the best banking firms in Washington.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.


Yakima Federal Savings and Loan Association Review


Based in Central Washington, Yakima Federal Savings and Loan Association has locations not only in downtown Yakima but also in areas including Pasco, Richland, Sunnyside, Ellensburg, and Kennewick.

Yakima Federal Savings and Loan opened in 1905, with the goal of promoting homeownership and thriftiness, and that remains much the same today.

Despite many similarities to its original founding mission, this leader among banks in Washington now includes a range of deposit products as well as lending options.

With over $1.8 billion in assets, it’s also one of the only portfolio lenders in its branch network area, which means this bank holds and services all of the loans it originates.

Yakima Federal Savings and Loan Association Review-min

Photo courtesy of: Yakima Federal Savings and Loan Association



 Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed review, Yakima Federal Savings and Loan Association was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Yakima Federal Savings and Loan Association Review: Better Than Free Checking

Better Than Free Checking is a unique account option that pays interest, but account holders don’t have to maintain a high balance to enjoy no monthly service fee. Additionally, as long as your balance is $1,000 or more, that balance earns interest.

This free checking account also includes a free first order of personal checks, free canceled check storage, and a free Visa Debit or ATM card.

Users of this account can log in to free online banking with bill pay and also receive complimentary e-statements.

Yakima Federal Savings and Loan Association Review: Supra Fund Account

The Supra Fund Account is a money market account that earns account holders a high, competitive rate of interest, which is tiered.

Tier levels are set at $15,000, $25,000, $50,000, and $75,000 and above. The safe, convenience account also includes flexibility in the form of unlimited deposits and in-person withdrawals at branches.

Account holders can take advantage of up to six automatic, preauthorized or telephone transfers withdrawals per month, and this includes those completed by check.

The service fee is waived with a $100 monthly balance, and account holders will receive a monthly statement as well as free online banking and e-statements.



 Yakima Federal Savings and Loan Association Review: Apple Pay

The Yakima Federal Savings and Loan Association Debit card supports Apple Pay. Apple Pay makes it safer and easier to make purchases using a debit card and an Apple device.

A card is added to a mobile device’s wallet application, and then once that card is added, purchases can be made by holding the device near the merchant’s contactless reader. You then use your fingerprint to complete a transaction.

When a card is added to Apple Pay, a unique device number is created, which is what’s used for transactions instead of a real card number. This way, merchants don’t see or store card numbers, which improves the level of security offered by this transaction method.

Yakima Federal Savings and Loan Association Review: Home Mortgage Loans

Yakima Federal Savings and Loan Association is a leading provider of home mortgage loans, and this has been one of its areas of specialty for more than 100 years. 

After a loan is closed, it’s not sold, which means borrowers continue to work only with the local team they’re comfortable and familiar with. In addition to traditional home mortgage loans, Yakima also offers home equity loans with fixed rates and terms that vary from 10 up to 20 yearsæ.

A preferred line of credit provides the opportunity to write checks and gain access to the equity in your home, and you only pay back the amount you spent. All interest rates are competitively low.


In addition to reviewing the above Yakima Federal Savings and Loan Association review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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