Intro: Detailed Ranking & Review of Wealth Legacy Institute
Wealth Legacy Institute was recently ranked by AdvisoryHQ News for the third year in a row as a top-rated wealth management firm in Denver, Colorado.
In the sections below, we provide a detailed overview, including the key factors that enabled this firm to be ranked as one of the top financial advisory firms in Denver.
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Overview of Wealth Legacy Institute
As a nationally recognized independent wealth management firm in Denver, Colorado, Wealth Legacy Institute was founded on the philosophy that long-term, collaborative, and fiduciary relationships with clients is the key to ultimate financial success.
As a fee-only fiduciary, the advisors at this top Denver wealth management firm bring a uniquely integrated, principle-centered, values-based approach to financial challenges.
The firm employs a dedicated and highly experienced team to help both families and individuals attain a comprehensive, effective, and successful wealth management experience.
Backed by national recognition, industry expertise, and a streamlined process, potential clients will find that Wealth Legacy Institute is more than capable of handling a variety of financial planning needs, earning the firm recognition as one of the best financial advisory firms in Denver.
Image source: Wealth Legacy Institute
About the Founder, Kimberly Curtis
Founded by Kimberly Curtis in 2007, Wealth Legacy Institute is backed by a strong foundation in financial expertise and knowledge.
Her pioneering work in developing a personalized client-centric planning model was the cornerstone of Wealth Legacy Institute’s holistic and highly successful approach to financial planning and wealth advisory.
Curtis’ groundbreaking model was recognized in the Journal of Practical Estate Planning, winning the Editor’s Choice award. Additionally, her book, Money Secrets: Keys to Smart Investing, has since become a bestseller on Amazon and has won both the International Readers’ Favorite Award and the USA Book Awards.
Money Secrets pulls back the curtain on the financial services industry to reveal why smart people make bad investment mistakes. It guides the reader through their financial questions and trepidations by utilizing the five steps to becoming financially independent:
- Take charge
- Adopt the right mindset
- Find an advisor you can trust
- Create a financial plan
- Build a sturdy investment plan
With a strong background of experience within the financial industry, Curtis continues to be sought out as a thought leader, providing insights for influential media outlets like:
- The Wall Street Journal
- Studio D
- The CW
In the sections below, we have outlined a few notable features to summarize the services, approach, expertise, and unique value offered to clients by Wealth Legacy Institute.
Image source: Wealth Legacy Institute
Investment management and financial planning services through Wealth Legacy Institute are provided strictly on a fee-only basis.
This means that clients can trust that their advisor truly has their best interests in mind, as neither the firm nor its advisors receive additional compensation or commissions from selling financial products. Not only does this significantly decrease conflicts of interest, but it also encourages transparency, ultimately supporting trust within the client-advisor relationship.
Wealth Legacy Institute offers fee-only services through either a negotiable fixed fee or an hourly fee. Potential clients can easily find details on these rates through the firm’s ADV, supporting their client-facing commitment to transparency.
Wealth Legacy Institute is also a member of The National Association of Personal Financial Advisors (NAPFA), the nation’s leading professional association of fee-only financial advisors.
As a part of NAPFA, all advisors must sign a fiduciary oath and subscribe to a strict code of ethics. To get a Fiduciary Oath to have your financial advisor sign so they have to always put your interests ahead of their own, go to WealthLegacyInstitute.com. The code of ethics includes:
- Fairness & Suitability
- Integrity & Honesty
- Regulatory Compliance
- Full Disclosure
Talented Advisory Team
While the team at Wealth Legacy Institute may be compact compared to other wealth management firms, this boutique structure offers clients the unique benefit of receiving personalized attention and working one-on-one with their financial advisor.
For clients at Wealth Legacy Institute, this personalized approach can have significant benefits, particularly when considering the depth of industry experience and expertise held by team members.
With over 70 years of collective experience working within the financial industry, Wealth Legacy Institute is comprised of:
- Kimberly L. Curtis, President & CEO—CFP®, ChFC, CLU, CAP, AEP, MSFS
- Chris Nagle, Planning Associate—MBA, CFP® candidate
- Jennie Neyens, Client Relations Specialist—Member of the American Society of Pension Actuaries, recipient of Service Star, Service Excellence Award, and Financial Success Award
- Meg K. Gehl, Organizational & Facilitation Specialist—MBA, trained in Myers Briggs and organizational dynamics
With professional backgrounds spanning from decades of work at national financial firms like Charles Schwab and JP Morgan, and including extensive experience in human resources and business management, the Wealth Legacy Institute team certainly creates a large presence.
Additionally, their wide array of certifications and industry recognition provides the expertise and experience to tackle a wide range of financial challenges, adding to the firm’s overall value proposition to both new and existing clients.
Image source: Wealth Legacy Institute
Planning for LIFE Experience™
The Planning for LIFE Experience™ is Wealth Legacy Institute’s proprietary process that seeks to improve each client’s unique relationship with money—and is used to define financial goals and support success in reaching those goals.
This financial planning process creates a plan that supports financial values, mission, and goals, all with honest expertise, warmth, and passion for your success. Ultimately, the goal is to create a plan that will work within a client’s lifetime and beyond, maintaining flexibility and supporting long-term success. This is the “secret sauce” to planning.
To successfully plan for both predictable and unpredictable life changes, the financial advisors at Wealth Legacy Institute use the 6 Key Elements to Financial Planning:
- Know your financial starting line
- Protect what’s important
- Enhance your wealth
- Manage taxes
- Plan for retirement
- Preserve wealth & create a family legacy
As a top Denver financial advisor, Wealth Legacy Institute acknowledges that a formal investing approach is essential to proper asset management. This process is both research-driven and goal-based, accomplished through the following components:
- Strategy: Wealth Legacy Institute’s research driven strategy views markets as an ally, not an adversary. Portfolios are built around broad market dimensions for an enlightened approach to investing.
- Management: Your investment policy statement is a dynamic document and should be reviewed regularly. As your life changes, so will your investments, and your team of financial planners stands ready at the helm.
- Dimensional Fund Advisors: Wealth Legacy Institute is a proud partner of Dimensional Fund Advisors, an independent, fee-only company.
Along with Dimensional Fund Advisors, the firm also partners with Vanguard and other industry leaders in science-based portfolio construction.
With Intelligent Investing™, clients can benefit from a disciplined, long-term approach that is simple, yet sophisticated execution, and—perhaps most importantly—consistent, person-to-person communication on portfolio strategies and progress, thereby creating a more successful investment experience.
Expertise & Education
For Wealth Legacy Institute, expertise and education are intricately intertwined. A driving principle shared by all financial advisors is that ongoing education is crucial to developing—and implementing—financial proficiency.
Over the years, Wealth Legacy Institute has developed a few particular areas of expertise:
- Dynamics Between Women & Money
- Life Transition Planning
- Elder Care Services
- Intergenerational Financial Planning
As a further example of how expertise and education are combined, the firm also specializes in:
Although financial strength is certainly an important factor in a family unit, Wealth Legacy Institute recognizes that there are additional factors to consider.
The firm can provide resources to support family collaboration, effective communication, and conflict resolution to keep family dynamics strong, particularly through financial ups and downs.
Part of any successful financial venture is knowing that you are making smart, appropriate moves towards a healthy financial future.
To that end, Wealth Legacy Institute puts a high premium on increasing financial literacy, ultimately helping their clients to feel confident and competent while managing their finances.
With greater financial literacy, clients can uncover additional options and even provide a good role model for children and younger adults in their lives.
Both individually and as a group, Wealth Legacy Institute believes in the value behind actively participating in the surrounding community.
The firm and its team members volunteer with local organizations, provide free educational programs, conduct workshops, and speak at public events.
In accordance with their commitment to empowering clients by enhancing their financial literacy, Wealth Legacy Institute provides a wealth of resources for clients and non-clients alike.
By filling out a brief form, website visitors can gain instant access to the following downloadable resources:
- Financial Planning Checklist—Provides a list of necessary documents to help clients get organized before an initial consultation with a financial advisor
- Financial Planning Philosophy—Helps clients identify their financial motivators and priorities to ensure that their financial plan is properly aligned
- Fiduciary Oath—Gives clients a copy of the fiduciary oath to use as a baseline requirement when interviewing financial advisors
- Divorce Checklist—Provides clients with guidance on how to financially prepare and manage a divorce, including commonly-missed action steps
- Aging Parents Guide—Helps clients learn how to help their parents transition, including home care needs, Social Security benefits, and emergency documents
- New Job Transition Workbook—Gives expert tips on how to organize finances before switching jobs, including income changes, retirement plans, and more
Along with the above mentioned downloadable resources, Wealth Legacy Institute also maintains a blog with industry insights, financial tips, the latest news about the firm and its team members, and more.
950 S Cherry Street #505
Denver, CO 80246
Email: [email protected]
Interested clients can also fill out a brief form with their contact information to have an advisor reach out to them with specific financial advice, information about a second opinion, or to schedule a speaking event.
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This Wealth Legacy Institute review was independently conducted by AdvisoryHQ.
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