Intro – Valley National Bank Reviews & Ranking


Valley National Bank was recently ranked and reviewed by AdvisoryHQ as a top rated bank. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s ground-breaking four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our Valley National Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The Valley National Bank reviews below provide a detailed review of Valley National Bank, including some of the factors used by AdvisoryHQ News in its ranking and selection of Valley National Bank.



Valley National Bank Review


Valley National Bank is a respected and well-established top banking firm that also serves customers in New Jersey, Florida, and throughout the boroughs of New York City.

Valley National was founded in 1927, and this large-scale regional bank has 209 branch offices.

Valley National is a subsidiary of Valley National Bancorp, which is headquartered in Wayne, New Jersey and has more than $21 billion in assets. It’s one of the largest commercial banks based in New Jersey as well.



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our Valley National Bank reviews, Valley National Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following criteria. 

Valley National Bank Review: Tiered Savings

A unique offering from Valley National is its tiered savings accounts which reward account holders that have higher balances. As a customer’s account balance grows, so does the rate of interest they earn on their savings.

With tiered savings, there is a small minimum opening balance of $250 and no monthly service fee. The use of an ATM card is included, and other free features that come with tiered savings include online and mobile banking, mobile deposit, text and email alerts, activity downloads, and automated free banking.

Photo courtesy of: Valley National Bank



Valley National Bank Review: Flexible Checking Accounts

Valley National is a community bank driven by personalized service, but it offers extensive services in line with what you find at a large national bank. This includes several different checking account options; one of the most popular options is Perfect Checking.

Perfect Checking is a full-service account with free online banking, free bill pay, and unlimited checkwriting privileges. With a daily ledger balance of $99, the $15 monthly maintenance fee is waived.

Other options include VNB-My Choice Checking, Basic Consumer, Alternative Checking, Senior Citizen Checking, and NOW Checking.  

Valley National Bank Review: Industry-Specific Business Banking

If Valley National business customers want to bank with this institution, there are many quality options available to them.

Uniquely, Valley National isn’t just a community bank that offers personal banking; it also delivers business banking based on industry specialization.

The areas of industry specialization include health care financial services and auto dealer solutions.



Valley National Bank Review: Calculators

Available on the Valley National website are several different, as well as highly useful, financial calculators. These calculators require users to enter a minimal amount of information to view the results in graph form, which are easy to understand and actionable.

Tools include the Savings Goals Calculator, where you enter your plan and receive your results in a report, as well as a calculator for savings, taxes, and inflation.

The IRA Savings Calculator lets users view the tax impact that a traditional IRA would have, and the Health Savings Calculator helps users determine the amount they are allowed to contribute to an HSA account for the current year.


In addition to reviewing the above Valley National Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking & credit union firms:



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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