Intro – USC Credit Union Review

AdvisoryHQ recently reviewed the top credit unions in Los Angeles, CA. Each credit union that was reviewed demonstrates an excellence in quality, provides exceptional service, offers a wide-range of products, and affords a high-level of convenience to its customers.

Included in this list is USC Credit Union.

Below we have provided a detailed review of USC Credit Union and the specific factors we used in our decision-making process.

USC Credit Union Review

Since 1972, USC Credit Union has combined dynamic and value-driven financial services to attain a prestigious position among its competitors.

A nationwide ATM and shared branch network, along with lending and deposit products aimed at a variety of client needs, have helped USCCU grow its assets to over $421 million through nearly 64,000 members.

USC Credit Union Review

Image Source: Top Credit Union

Key Factors that Enabled This Firm to Rank as a Top Credit Union

Here you will find a list of major criteria that allowed USC Credit Union to rank as one of 2017’s top credit unions in Los Angeles, California.

Flexible Checking and Savings Options

Teaming up with a financially sound credit union is a positive step in the right direction. USC Credit Union has built a variety of checking, savings, and credit card options that cover everything from no-frills banking to interest-bearing savings accounts.

Here, we’ve highlighted your options along with the most exciting features of each:

Cardinal Checking

  • USCCU’s most popular option
  • No minimum balance
  • No monthly service fee
  • Free Tommy Trojan debit card

Gold Checking

  • Interest-bearing account up to 0.05% APY
  • No minimum balance
  • Unlimited check writing
  • Pays dividends for minimum daily balances of $750 or more

Trojan Checking

  • APY as high as 0.10%
  • No minimum balance
  • No direct deposit required
  • Pays dividends on minimum daily balances of $2,500

Credit Card Options

  • Platinum MasterCard
  • Platinum Rewards MasterCard
  • MasterMoney ATM/Debit Card

Regular Savings

  • Free bill pay
  • Free deposits and withdrawals
  • Free ATM access

Money Market or Value+ Money Market Accounts

Share Certificates

  • Lock in your best yields
  • APY as high as 1.75%
  • Terms range from 3 months to 6 years

Lending Solutions for Every Situation

With so many things in life that may require more money than you have at one time, USC Credit Union has a variety of lending options and solutions that fit any lifestyle need. Your options include:

  • Vehicle loans
  • Vehicle refinancing
  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • Purchasing and refinance options
  • Home Equity Line of Credit (HELOC)
  • Second trust deeds
  • Personal lines of credit
  • Trojan Advance Loan
  • Signature Freedom Loan
  • Shared-Secured Loan
  • In-School Student Loans
  • Student loan refinance programs

Your Insurance Partner

USC Credit Union’s mission when it comes to insurance is helping you guard your most precious property. It does this by offering affordable insurance rates through Trojan Insurance Services. Coverage is available for:

  • Residential and commercial properties
  • Auto
  • Motorcycle
  • RV and specialized vehicles
  • Watercraft

To browse exclusive reviews of all top rated banks in Los Angeles, please click on any of the links below:

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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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