Intro – U.S. Bank Review & Ranking
U.S. Bank was recently ranked and reviewed by AdvisoryHQ as a top rated bank. Firms on our top-rated lists were selected after they successfully passed AdvisoryHQ’s ground-breaking four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our U.S. Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Below we have provided a detailed review of U.S. Bank, including the specific factors we used in our decision-making process.
U.S. Bank Review
U.S. Bank delivers retailer, commercial, and small business services, with its primary focus on individuals, families, and small businesses.
As one of the best banking companies, U.S. Bank prides itself on providing the utmost in convenience, including online and mobile services, and a variety of consumer rewards programs. This leading bank has a national presence with more than 3,100 banking offices in 25 states.
U.S. Bank Review
U.S. Bank is not only focused on helping customers save their hard-earned money, but it is also viewed as one of the top small business lenders in the country.
Key Factors Leading Us to Rank This Firm as One of the Top Banking Firms in 2018
Upon completing our U.S. Bank reviews, U.S. Bank was included in AdvisoryHQ’s ranking of this year’s best banking companies based on the following factors.
US Bank Review | RealSteps>Retirement
RealSteps>Retirement is a program that’s exclusive to U.S. Bank, which provides customers with the information and resources they need to plan for retirement more effectively.
RealSteps>Retirement features the Cornerstones of Retirement, which are the four primary concepts essential to active retirement planning: reliable income, asset growth, asset protection, and legacy. These are used to create a viable retirement plan.
Then, customers move to putting in place realistic saving and investment strategies, along with retirement income strategies. Finally, once customers are in the retirement phase, there are guides and resources to help them maximize their finances and their lifestyles.
U.S. Bank Review | Online Investing
Along with standard online banking options, our U.S. Bank review also found that the company features online investing options so that users can make trades using their online investing portal. These trades can also be done using the U.S. Bancorp Investments mobile app.
Features of online investing tools available from U.S. Bank include:
- Research stocks, ETFs, and mutual funds
- Access reports from Morningstar
- Look for opportunities using tools and screeners
- Review company profiles and interactive charts
- Plan using calculators that will estimate how much should be saved to meet various goals
- Create stock alerts and watch lists
- Trade stocks and choose from more than 10,000 mutual funds
- Access your account online or via the mobile app
U.S. Bank Review | Platinum Checking Package
U.S. Bank offers many checking account options, and the top-tier account is called the Platinum Checking Package. This account earns interest on checking balances, and features many benefits including:
- Account holders receive a U.S. Bank Visa Debit Card and no-fee transactions at U.S. Bank ATMs
- Accounts include online and mobile banking, mobile check deposit, and bill pay
- Free mobile check deposits
- Unlimited no-fee transactions at non-U.S. Bank ATMs
- No-fee overdraft transfers
- Add additional Easy Checking accounts with no monthly maintenance fee
- Account holders receive preferred rates for loans including auto and personal
U.S. Bank Review: Mobile Banking
U.S. Bank offers robust online and mobile banking options to improve accessibility and convenience for all customers.
U.S. Bank Review
The advanced mobile banking app from U.S. Bank includes personalization options, a functional design, and innovations that are inspired by the requests of customers.
Users can quickly and easily send money to anyone, deposit checks, and use Mobile Bill Pay to schedule and review future payments.
They can also use a smartphone camera to add new biller information. Also available are customizable account alerts so you can know when large transactions of any type occur in your account, when your balance falls below a certain amount, and when credit card payments are due or overdue.
With robust online and mobile banking tools, it isn’t difficult to see why U.S. Bank continues to be considered as one of the best banking companies in the country.
Combined with a strategic focus on retirement tools and online investing capabilities, U.S. Bank is one of the top banking firms to consider partnering with this year.
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