Intro – University Federal Credit Union Reviews & Ranking

University Federal Credit Union was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s ground-breaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our University Federal Credit Union review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The University Federal Credit Union review below provides a detailed overview, including some of the factors used by AdvisoryHQ News in its ranking and selection.

University Federal Credit Union Review

University Federal Credit Union first began in 1936 and today it works with over 200 universities, associations, and employers located in Central Texas and Galveston County.

2020 University Federal Credit Union Review

Best Credits Unions 2020-2021

This top credit union has over $3.2 billion in assets under management and serves over 312,200 members. University Federal Credit Union recognizes that education is a key driver of economic growth and the well-being of the community.

This non-profit cooperative values meaningful relationships and regional bonds. It’s proud of its diverse organization and works to serve its members as a foundation for meaningful and life-long relationships that go beyond just the transactional into those that help transform lives.

See Also: EECU Review & Ranking

Key Factors Leading Us to Rank University Federal Credit Union as One of the 2020-2021 Top Credit Unions

Upon completing our University Federal Credit Union reviews, University Federal Credit Union was included in AdvisoryHQ’s ranking of the 2020-2021 best credit unions based on the following factors. 

University Federal Credit Union Review: Educational Events

University Federal Credit Union cares about its members’ financial literacy and takes steps to educate them on some of life’s important subjects. To this end, this best credit union hosts regular onsite educational events free of charge for its members.

These educational events cover a wide variety of topics. Some recently scheduled events include topics such as:

  • Estate Planning Basics
  • Home Buying
  • Teacher Retirement System (TRS) 101
  • Planning for Long-Term Care – Protecting Your Life Savings
  • Investment Basics

These classes are offered by University Federal Credit Union, in order to expand members’ knowledge and help them lead the best life possible.

In addition to their classes, the credit union also regularly holds shred days where members can bring two file boxes per household to have shredded for free.

University Federal Credit Union Review: Money Market Membership Rewards

Members can earn an additional .20% APY on their Money Market account by conducting 10 checking transactions a month. This reward is easily earned by performing transactions that most people do regularly, such as:

  • Making purchases with a UFCU debit card
  • Utilizing UFCU bill pay
  • Direct depositing a payroll check
  • Writing checks
  • Making a deposit
  • Transferring between accounts
  • Paying bills
  • Using an ATM

These everyday transactions make it easy to earn additional rewards on a UFCU Money Market account on top of the standard rate.

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University Federal Credit Union Review: Personal and Online Financial Planning

University Federal Credit Union is dedicated to helping its members plan for their future. As such, it provides both personal and online financial planning assistance to their members. UFCU also offers a myriad of investment products through its broker, CUSO Financial Services, L.P. (CFS).

The credit union has a team of CFS financial advisors to help guide members in reaching their financial objectives.

University Federal Credit Union Financial Planning

Top Credit Unions

Its team of advisors can help members navigate the complex landscape of retirement, education, and general investment planning. They can also assist with mutual bonds, government and municipal bonds, and other investment products.

University Federal Credit Union also offers members an online investment option through their eVision® platform. With eVision®, members can gain access to high powered research tools and it has commissions as low as $14.95.

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Rating Summary

University Federal Credit Union is focused on building the financial health of its members and community. They believe in personalized approaches that can help each member succeed in achieving their financial dreams.

From education seminars to video tutorials and a myriad of online resources, this CU goes a step beyond most top credit unions in providing its members the tools they need to help them craft a strong financial future.

With a commitment to its members’ success and diverse financial services backed by years of success, University Federal Credit Union is awarded a 5-star rating as a top credit union to consider partnering with in 2020-2021.

In addition to reviewing the above University Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.

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Credit Union Review - University Federal Credit Union
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University Federal Credit Union