Intro – Unity One Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Fort Worth, Texas, a list that included Unity One Credit Union.
Below we have highlighted some of the many reasons Unity One Credit Union was selected as one of the best credit unions in Fort Worth, Texas.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Unity One Credit Union Review
Unity One Credit Union is a full-service financial institution that has a history dating back to 1927. Unity One was started by a group of railway clerks as a way to provide low-cost loans to members. Unity One offers Co-Op ATM access as well as low-cost loans, savings and checking accounts, e-Banking, and more.
In 2015, the membership size of Unity One grew to more than 33,000, and, along with being one of the best Fort Worth credit unions, there are also locations in Minnesota and Kansas. Eligibility is open to anyone who lives, works or goes to school in Forth Worth and surrounding communities, including Haltom City, Blue Bound, North Richland Hills, Saginaw, Haslet, Keller, Alliance Development, and Watauga.
Image Source: Unity One Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, Unity One Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Unity One Credit Union Review: Student Loans
Along with offering personal, home, and auto loans, Unity One also offers student loans through a partnership with the Higher Education Servicing Corporation. These loan options offer incredibly low interest rates, and benefits include fixed and variable rates and an interest rate reduction for graduating.
Student loans range from $1,000 up to $65,000, and the online application process is simple and takes just a few minutes to complete. Initial decisions are usually made within minutes, and there are further interest rate reduction opportunities when borrowers sign up for Auto Debit.
There are no origination or disbursement fees, and repayment options are flexible, including fully deferred, interest-only or immediate repayment.
Unity One Credit Union Review: Free Checking
The signature Free Checking account from Unity One not only has no minimum balance requirement or monthly service charge, but it also includes the following advantages for members:
- Dividends are earned every day that the balance is at least $2,500
- No per-check charges
- Free monthly statement or e-Statement
- Express Online and Mobile Banking
- Add a Savings Cents debit card roundup program to the account
- Free Express Check Card
- Free first box of checks
- Free Express Online Bill Pay
- Free Overdraft protection with a linked savings account
- Access to thousands of surcharge-free ATMs throughout the country
Unity One Credit Union Review: Financial Education Center
As part of the goal of making sure clients not just have access to the right products and services for their needs but also that they have comprehensive resources to help them optimize how they manage their finances, this credit union in Fort Worth has a financial education center online.
It includes regular blog posts and information guides on topics including savings and investing, borrowing and credit, insurance, taxes, housing, automobiles, and retirement.
Unity One also offers ConsumerU, which is a program that helps people understand and plan their finances more effectively.
Unity One Credit Union Review: High-Yield Savings
Unity One has a full array of savings options including its High-Yield Savings, which is an account that helps members earn high interest rates. The rate is competitive and above market averages, plus account holders have the flexibility of liquidity as well as online and branch access to manage the account.
There are no monthly fees for e-statement users, dividends are paid monthly, and the NCUA insures deposits. In addition, account holders can make online transfers quickly and easily from their existing credit union accounts.
There are also options to set up automatic deposits to be made into the account.
Image Source: Unity One Credit Union
In addition to reviewing the above Unity One Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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