Intro – Umpqua Bank Review & Ranking
Umpqua Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top-rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our Umpqua Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The Umpqua Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of Umpqua Bank.
Umpqua Bank Review
Umpqua Bank and its holding company, Umpqua Holdings Corporation, are a commercial bank headquartered in Oregon.
It was founded and chartered in Roseburg, Oregon by people within the community simply wanting to provide financial support to neighbors. The majority of Umpqua Banks operations, including its senior management team, is now located in Portland.
Umpqua Bank Review
In 1953, Umpqua Bank had one branch with six employees. Today, it operates more than 180 bank branch offices in Oregon, California, Washington, and Nevada, proving the success of this top banking institution.
Key Factors Leading Us to Rank This Firm as One of the Top Banking Firms in 2018
Upon completing our Umpqua Bank review, Umpqua Bank was included in AdvisoryHQ’s ranking of this year’s best banking companies based on the following factors.
Umpqua Bank Review | Community Support and Activities
As one of the top banking firms, Umpqua Bank maintains a deep commitment to supporting and enriching the surrounding communities. A few examples of charitable initiatives include:
- Latino Network—In partnership with a Community Impact Grant from Umpqua Bank, the Latino Network helps Latino children and their families by increasing literacy, developing social skills, and celebrating Latino culture.
- Financial tools and guides—Includes budgeting PDFs, tools to help parents teach their children about money, a financial literacy curriculum, and more.
- Environmental initiatives—Monthly transit reimbursement for employees that use public transportation, bike delivery for office supplies, local sourcing, and more.
Umpqua Bank Review | Business Loans & Lines of Credit
With a wide range of business loans and lines of credit to choose from, Umpqua Bank is one of the best banking companies for small businesses to partner with. Our Umpqua Bank review found the following lending solutions:
- Term Loans—Fixed rate for up to seven years
- SBA Loans—Variety of government-backed loans for a variety of needs
- Real Estate Loans—Features interest rate adjustments every five years
- Expresslines—Line of credit for short-term working capital, seasonal purchases, inventory, or payroll
- Equipment Leasing & Finance—Good for new and used equipment with flexible payment plans
- Vehicle—Financing options for up to seven years
Umpqua Bank Review | Cash Management for Small Businesses
Part of what makes Umpqua Bank one of the top banking firms is their dedication to serving the needs of small businesses. Umpqua Bank can help business owners with:
- Merchant services
- Payroll solutions
- Mobile check deposit
- Business online banking
- E-commerce solutions
- ACH payments
Not only does this provide a one-stop-shop for a variety of small business needs, but it also allows owners to spend less time keeping track of their books, and more time on what really counts—growing their business.
Compared to other top banking firms, Umpqua Bank provides a unique and refreshing take on personal and business banking. Their website is clean, personable, and aesthetically pleasing, removing any distractions and focusing purely on banking capabilities.
With a strong emphasis on developing local communities and helping small businesses succeed, Umpqua Bank is one of the best banking companies to consider partnering with this year.
Read More: Union Savings Bank Company Ranking & Review
In addition to reviewing the above Umpqua Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms:
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