AHQ’s Biannual Ranking of Top Financial Advisors & Financial Planners in Calgary, Canada
Calgary, Alberta has been ranked among the most livable cities in the world and is the heart of the Canadian oil industry. Residents enjoy a western culture and thriving economy that includes several top financial planning firms.
Choosing a top-rated financial advisory firm in Calgary can mean the difference between just hoping you reach your future financial dreams (such as funding a child’s education or starting your own business) and actually having a plan in place to make it happen.
Living amidst the global COVID-19 pandemic for the last few years hasn’t been easy on anyone, and now with the rising possibility of inflation and global recession, many people are in need of financial advisory services to stay prepared for rocky times ahead.
A Calgary wealth management firm can provide the expert guidance needed to help manage and preserve your assets.
But you don’t want to just choose the first firm that comes up on a Google search. Instead, you’ll want to be sure that the firm you work with has a good reputation, can handle your unique financial needs, and can work with your level of investable assets.
The time that you invest upfront in choosing a financial advisor in Calgary, AB makes all the difference when it comes to establishing a long-term working relationship with a firm that is the right fit for you.
AdvisoryHQ has made your search a little easier by ranking some of the best financial planning and wealth management firms in Calgary and identifying the 8 top-rated companies you can consider working with in 2022-2023.
We typically prefer to recommend fee-only / advice-only firms, which means they do not accept any commissions or incentives from third parties who sell financial products. This fosters a relationship where the advisor has their clients’ best interests in mind.
However, we will also identify some fee-based firms that do accept outside commissions if they deserve a top ranking due to the outstanding service and commitment they provide. This is especially true if they are set up as fiduciaries, meaning they are legally bound to put their clients’ interests ahead of their own.
If you’ve been thinking of getting a financial plan in place for the future, there’s no better time to start than the present. One of the top-rated wealth management firms serving Calgary, Alberta residents can definitely help you achieve your financial goals.
Award Emblem: Top 8 Best Financial Advisors in Calgary, Alberta
8 Best Financial Advisors in Calgary, Alberta | Brief Comparison & Ranking
|Best Financial Advisors in Calgary||2022-2023 Ratings|
|Canaccord Genuity Corp||5|
|Cornerstone Fiduciary Wealth||5|
|Cumberland Private Wealth||5|
|Hemisphere Capital Management, Inc.||5|
|Integrated Wealth Management||5|
|Northland Wealth Management||5|
|RT Mosaic Wealth Management Ltd.||5|
Table: 8 Best Calgary Financial Advisors | Above list is sorted by rating
What Should I Look for in the Best Calgary Financial Advisor?
As you’re reading through the list of the 2022-2023 best financial planning firms that Calgary has to offer, you’ll want to keep some factors in mind that will help you narrow your search.
Knowing what to look for upfront can help make your search much more efficient, allowing you to quickly identify the top contenders you want to meet with in person.
First, you will want to see what type of clients the top Calgary financial management firms work with. Some firms have a minimum investable asset level that can be in the millions of dollars, while other firms work with clients of all wealth levels.
Top-Rated Wealth Management Firms in Calgary
Another factor to look at is the firm’s list of specialties. Are you looking for a risk management specialist? Is planning for retirement your main goal? Then you’ll want to see those services featured prominently on a Calgary financial advisor’s website.
Or are you a young entrepreneur that’s just starting out? Then you’ll need to look for programs and services that cater specifically to young professionals.
You’ll also want to look at how a wealth management firm presents itself on its website so you can try to match the firm’s personality to your preference. For instance, some advisors will appear much more “buttoned-up” and polished, while others may take a more casual and down-to-earth approach.
In addition, fees are another common differentiator, and most firms will be transparent about these costs, even listing them on their websites. Review these fee schedules where available in order to get a better idea of what you will pay. For example, some financial planning firms charge a percentage of invested assets while others charge by the hour.
2022-2023 AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, firms, financial products, and services that are ranked on its various top-rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top-rated credit cards, financial planning firms, products, and services.
Detailed Review – Ranking of the Best Financial Advisors in Calgary, Alberta
Below, please find the detailed review of each firm on our list of 2022-2023 top advisors and financial planners in Calgary. We have also highlighted some of the factors that allowed each of these Calgary financial advisory firms to score so highly in our ranking.
Click on any of the names below to go directly to the review section for that firm.
- Canaccord Genuity Corp
- Cornerstone Fiduciary Wealth
- Cumberland Private Wealth
- Hemisphere Capital Management, Inc.
- Integrated Wealth Management
- Networth Management
- Northland Wealth Management
- RT Mosaic Wealth Management Ltd.
Click below for previous years’ rankings:
- 2019 Review: Top 8 Best Financial Advisors in Calgary, CA
- 2018 Review: Top 9 Best Financial Advisors in Calgary, Alberta, CA
- 2017 Review: Top 8 Best Financial Advisors in Calgary
- 2016 Review: Top 8 Financial Advisors in Calgary
Canaccord Genuity Wealth Management Review
Founded in 1950, Canaccord Genuity Wealth Management is a top financial advisory firm in Calgary with the goal of helping clients build their wealth and secure their legacy.
The firm has six offices throughout Canada in addition to five offices in other countries.
Canaccord is a fee-based financial service provider in Calgary that also upholds a fiduciary standard, meaning the firm is legally required to be completely transparent about all compensation and to always put its clients’ best interests first.
This global boutique investment firm in Canada focuses on forming deep client relationships while providing a full range of services and personalized solutions.
Key Factors That Enabled Canaccord Genuity Wealth Management to Rank as a Top Financial Advisor in Calgary
Comprehensive, Focused Solutions
Personal financial goals are subject to change and your financial needs may evolve over time, stressing the importance of finding a Calgary financial advisor that offers a wide range of services.
The professionals at Canaccord Genuity can help you successfully handle any number of financial challenges, such as:
- Growing your investments: Includes a CC Wealth Strategy, Registered Plans Program, Investment Counselling Program, and a variety of equity, fixed income, or mutual fund investments.
- Planning for your future: Includes a CC Wealth Strategy, CC Wealth Assessment, Registered Plans Program, Fee-Based Account, and a variety of equity, fixed income, and mutual fund investments.
- Saving for your loved ones: Includes a CC Wealth Strategy, CC Wealth Assessment, Registered Plans Program, Fee-Based Account, and a variety of equity, fixed income, and mutual fund investments.
- Giving back to your community: CC Philanthropic Solution covers a wide range of financial, estate, and tax planning strategies.
2022-2023 Ranking of the Best Financial Advisors in Calgary
Personalized Investment Options
Each investor is unique, bringing their own individual needs and goals to the table.
As such, Canaccord Genuity tailors investment options to you, resulting in recommendations that are both comprehensive and customizable, including:
Fixed Income Securities
When partnering with a Calgary financial advisor from Canaccord Genuity, clients can potentially invest with federal, provincial, municipal, or corporate bonds. Additional fixed securities include structured and floating-rate loans, money markets, and guaranteed investment certificates.
This top Calgary wealth management firm believes these make good investment options because they are more predictable than equities and are often paid out first in the event of company insolvency.
Shares of a publicly-traded company can make wise investments because they often pay dividends and are easily bought and sold. Your Calgary financial advisor will recommend equities based on your needs, including:
- Metals / Mining
- Media / Telecommunications
- Paper / Forestry
As a top-rated Canadian wealth management firm, Canaccord recognizes that mutual funds are liquid and diversified in nature, and often offer lower minimum investment options.
Because a mutual fund is a professionally run grouping of varied investments, it offers diversity and helps limit risk from market volatility.
A Calgary financial advisor at Canaccord may also suggest an investment pool or other structured product.
These include a mix of equities and fixed-income investments such as derivatives or hedging strategies. Canaccord notes that these investment options offer further diversification and personalization of your portfolio.
Public Venture Capital
Small business and new start-up investments offered through this top Calgary wealth management firm have the potential to offer higher growth, but this benefit also comes with a higher risk as these companies are usually less stable in the markets.
For clients who are looking for high diversification from a company that understands global markets, Canaccord Genuity will be a good fit as your Calgary financial advisor.
The firm employs multiple investment strategy options, all personalized to each client’s needs and objectives in order to give them the perfect balance of risk vs. growth.
With a fiduciary commitment to their client’s best interests as well as a wide range of available financial services, Canaccord Genuity easily earns 5 stars as one of the best wealth managers in Calgary to consider partnering with in 2022-2023.
Cornerstone Fiduciary Wealth Review
Founded by Gary Cooper and Mike Gilchrist in 2003, Cornerstone Fiduciary Wealth is a privately owned and independently operated company providing wealth management services to clients in Calgary and across Canada.
This Calgary wealth management firm is a fiduciary and has no ties to any brokers, dealers, banks, or other investment firms. Therefore, its main focus is on helping its clients set and attain their financial goals.
Key Factors That Enabled Cornerstone Wealth to Rank as One of the Best Financial Advisors in Calgary
These top Calgary wealth managers are well aware that a one-size-fits-all approach doesn’t work, and therefore they strive to design personalized investment plans that are tailored to each client’s unique individual financial needs.
Intending to provide transparency to its clients while also educating them and providing excellent customer service, Cornerstone Fiduciary Wealth is working to transform the typical investment experience.
Cornerstone’s success is directly aligned with its client’s success, and the firm prides itself on being an unbiased advisor. This means that clients can consult with their Cornerstone advisor about their financial decisions without the pressure of being sold unnecessary third-party products.
Best Wealth Managers in Calgary, Canada for 2022-2023
Range of Financial Services
Cornerstone Fiduciary Wealth offers the following services:
Wealth Management: Cornerstone’s wealth management services are best described as a comprehensive process encompassing all aspects of your financial needs including liquidity events, disability, or security in the event of death.
Investment Management: By using evidence-based methodologies that employ industry-leading, proven techniques, Cornerstone Fiduciary Wealth aims to build diversified portfolios. This firm focuses on best utilizing factor-based investment strategies with a bias towards value and small-cap stocks.
Insurance: Risk management is not something that many people enjoy discussing but is a natural part of life. Many unforeseen life events can heavily impact your finances and it is essential to plan for them in order to maintain financial stability.
Types of insurance offered by Cornerstone include:
- Life Insurance
- Disability Insurance
- Critical Illness
- Travel Insurance
- Group Benefits
- Health Spending Account
Business Planning: Running a business can be a daunting task as it comes with a heavy workload and the potential for financial complications and risks. Cash flow, financing, governance, and succession are all important aspects of owning and operating a company. Cornerstone is here to help you structure, develop, and grow your business.
Proper investing is about building portfolios with scientific and empirically-driven techniques and employing pension-style management that is designed to achieve your specific goals. This is exactly what Cornerstone Fiduciary Wealth is all about.
Cumberland Private Wealth Review
In May of 2018, Cumberland Private Wealth joined forces with Perron & Partners Wealth Management to offer their clients in Calgary, Toronto, and Kingston more resources, opportunities, and investment talent.
This top Calgary wealth management firm is among the top 10 fastest-growing private investment firms in Canada. The team at Cumberland strives to help families, individuals, and foundations achieve financial success.
Cumberland Private Wealth is a top Toronto wealth management firm that’s fiduciary and a leading independent wealth manager that places no middlemen between you and the people managing your money.
Key Factors That Enabled Cumberland Private Wealth to Rank as One of the Top Wealth Management Firms in Calgary
The Cumberland Difference
Cumberland uses thoughtful research and expertise to ensure that client portfolios are created with a mix of high-quality assets which can deliver superior long-term and risk-adjusted returns.
The “Cumberland Difference” includes key value-added benefits that clients of this top-rated Calgary financial advisor have come to expect. These include:
Sophisticated Solution & Proven Results: Clients receive customized solutions that minimize risk and maximize returns.
Wealth Planning & Innovation: These top Calgary financial advisors always look for new ways to help you make the most of your wealth.
Employee-Owned & Independent: Being independently owned and operated helps to ensure unbiased advice that is not based on corporate policy or product-driven.
Invested Together: The Calgary financial advisors at Cumberland prosper when you prosper, so their emphasis is on seeing their clients succeed.
Unique Client Experience: You will receive your own dedicated portfolio manager to help you plan, strategize, and invest wisely.
2022-2023 Calgary Financial Advisors
Many of the top financial advisors at Cumberland come from the former Perron & Partners Wealth Management, bringing a wealth of expertise and resources to the table.
These advisors hold multiple industry certifications that help ensure regularly updated knowledge of industry trends and regulations. In addition, the team is held to a fiduciary standard of client commitment.
The team’s designations include:
- FCA – Fellow Chartered Accountant
- FCPA – Forensic Certified Public Accountant
- BAS – Bachelor of Applied Science
- CFA – Chartered Financial Analyst
- CIM® – Chartered Investment Manager
- CFA – Chartered Financial Analyst
- CAIA – Chartered Alternative Investment Analyst
- MBA – Master of Business Administration
- MSc – Master of Science in Management
- CFP® – Certified Financial Planner
- FCSI – Fellow of CSI
Cumberland Private Wealth has been investing its capital alongside its clients for more than two decades. The firm believes in aligning its goals and tying its achievements to those of its clients for a fully supportive relationship.
In addition to working with a dedicated portfolio manager, clients will also meet senior partners and have a team of professionals helping manage their money. This team-based approach adds exceptional value to the working relationship.
With a wide range of services, a growing team, and a client-centric philosophy, Cumberland Private Wealth also earns a 5-star rating as one of the best wealth management firms in Calgary to consider partnering with in 2022-2023.
Hemisphere Capital Management Review
Hemisphere Capital Management has been providing top-notch financial management services since 1993. This Calgary, AB financial advisory firm has a passion for investing that comes across in everything it does.
The firm believes in acting solely in its clients’ best interests while serving them with integrity and accountability. This allows them to build and maintain long-term relationships with each of their clients.
The firm is a fee-based Calgary financial advisor that works with affluent individuals, family trusts, and foundations. They are completely independent and employee-owned.
Key Factors That Enabled Hemisphere Capital Management to Rank as One of the Best Calgary Investment Firms
The Hemisphere™ Difference
As a Calgary wealth management firm that is owned and operated entirely by a team of investment management professionals, Hemisphere Capital Management offers its clients a unique set of core advantages, including:
- Recognized Expertise: The Calgary financial advisors at Hemisphere offer their clients over 100 years of collective financial experience.
- Independence: Hemisphere is not affiliated with any bank, investment dealer, or insurance firm, ensuring that clients receive completely unbiased advice with no hidden agenda.
- Flexible and Opportunistic: The Calgary financial advisors at Hemisphere are committed to timely, effective, and focused decision-making.
- Stability and Sustainability: Investing has always been Hemisphere’s passion, and the firm has experienced stable, consistent growth for more than two decades.
- Trust: This Calgary wealth management firm complies with both the Code of Ethics and Standards of Professional Conduct and the Asset Manager Code of Professional Conduct of the CFA Institute.
Top Calgary Investment Firms in 2022-2023
Five-Stage Investment Approach
Clients looking for measured and strategic investment advice will appreciate the comprehensive approach of the team at Hemisphere. This leading wealth management firm in Calgary has a unique five-step investment process that includes:
- Macro Factor Analysis: During this time, the team at this Calgary wealth management firm takes a broader look at the issues impacting investors today, including global political, economic, and social developments.
- Theme Identification: This step of the investment approach includes looking at investment themes, trends, interest rates, capital flows, yields between asset classes, and more.
- Sector/Industry Considerations: Here, the advisors at Hemisphere look at specific sectors of the economy or individual industries that have favorable outlooks, and they additionally identify options with what they call a more “challenging” outlook.
- Security Selection: This process involves analysis at both qualitative and quantitative levels undertaken by this top financial advisor in Calgary.
- Buy/Sell Decision: When the team of this financial advisor firm in Calgary estimates intrinsic value, they then create what they call a range of fair value.
Hemisphere Capital Management offers a refreshing level of transparency to their clients, listing their performance summaries on their website for both current and prospective clients to evaluate.
The firm believes in building client relationships based upon a foundation of trust, and they often invest alongside their clients to ensure their principles and values are aligned with their clients’ needs and objectives.
With a comprehensive investment approach, a strong commitment to trust and transparency, and an experienced team, Hemisphere Capital Management scores a 5-star rating as one of the best financial advisors in Calgary on our 2022-2023 ranking.
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Integrated Wealth Management Review
With a focus on delivering effective, reliable, and consistent financial guidance, Integrated Wealth Management is a Calgary wealth management firm that is 100% independently operated and committed to its clients’ financial health.
Integrated Wealth Management advisors believe in constantly evaluating their approach in order to make proactive changes as needed while providing investment advice that is focused on optimizing client outcomes. This Calgary wealth manager not only offers investment advice but has also partnered with independent portfolio management firms that manage its clients’ assets.
Integrated Wealth Management is a fee-based wealth management firm in Calgary that charges a percentage of assets under management for its services.
Key Factors That Enabled Integrated Wealth Management to Rank as One of the Best Calgary Investment Firms
Mindful Wealth Management
The team at Integrated Wealth understands that your finances are an important part of your life that is about more than just money, but also about enjoying life to its fullest.
As such, the Calgary financial advisors at Integrated Wealth take the time to learn about your life goals while customizing your financial plan to achieve the desired results. This process allows you to focus on what really matters—purpose, happiness, and family.
With interest rate hikes on the way and the emergence of energy shortages, this top Calgary wealth management firm has published an educational webinar on the topic. This webinar aims to help prepare current and future clients for what may come and educate them on how to best manage their portfolios during the possible turmoil.
Integrated Wealth Management Planning Approach
The financial advisors at Integrated Wealth go through a comprehensive, customized step-by-step planning process with clients, which involves:
It all starts with the Discovery Process. In this meeting, you’ll sit down with a Calgary financial advisor who will evaluate your overall “Life Goals” and seek to understand your lifestyle, personality, and values.
Next, an advisor will get into details about the current state of your financials.
They will review:
- Net Worth
- Household Cash Flow & Debt Management
- Pensions & Investment Portfolios
- Tax Planning Strategies
- Business Structure
- Risk Management Tools
- Estate Planning Documents
Calgary’s Best Financial Planning Firms in 2022-2023
Construction of the Comprehensive Assessment
An advisor will then put together a report of your overall financial health and determine where you’re headed based on your current lifestyle.
Integrated Wealth uses this process to offer you a clear picture of your habits and financial routines, helping you more accurately determine the best balance between maintaining the status quo and reaching your future goals.
Creation and Review of the Master Plan
Armed with the knowledge gained in previous meetings, your Calgary financial advisor then creates a “Master Plan.” This report will help establish a link between your current financial lifestyle and your future financial objectives.
Implementation of the Master Plan
Once you decide you’re ready to move forward, your Calgary financial advisor will put the plan into motion. The appropriate outside managers will be hired, investments will be made, and any needed professional connections will be established.
Ongoing Monitoring and Updating
Integrated Wealth provides top-notch customer service and ongoing communication to its clients. The firm offers regularly scheduled face-to-face meetings, additional meetings in the event of unexpected financial changes, yearly reports, and ongoing education in financial matters to help you succeed.
Integrated Wealth Management uses a suite of sophisticated analytical tools as well as portfolio customization to ensure that each client’s financial strategies are tailor-made for their unique life goals.
For clients looking for a disciplined approach to investing, Integrated Wealth is a great choice due to its clearly defined ethical standards and dedication to working only with outside professionals whose approach aligns with theirs.
With a focus on building long-term relationships and providing financial resources such as videos and webinars, Integrated Wealth Management solidifies a 5-star rating as one of the top Calgary financial advisors to consider partnering with in 2022-2023.
Networth Management Review
Networth Management is a privately held boutique financial management firm in Calgary that was founded in 1995. This top Calgary wealth management firm has a mission to provide financial clarity and peace of mind to successful individuals.
Networth is a purposely small and highly regarded firm that limits its number of clients in order to provide the top-notch personalized service it has been known for.
As always, we recommend verifying compensation structure before partnering with any Calgary, Alberta, or Canadian financial planner.
Key Factors That Enabled Networth Management to Rank as One of the Best Calgary Investment Firms
Values-Based Financial Planning™
As a top-rated financial planner in Calgary, Networth provides values-based financial planning that is focused on each client’s personal values and goals. The firm offers its clients financial peace of mind by helping them achieve and sustain their dreams and objectives.
To Networth, values-based financial planning means:
- Providing honest and independent advising.
- Operating with complete independence and total accountability.
- Offering easy access to your information and your Calgary financial advisor.
- Operating under a full disclosure policy.
- Tailoring services to each client’s unique needs.
- Putting detailed recommendations in writing.
- Fostering an environment of respect, honor, dignity, and pride.
Top-rated Calgary Wealth Management Firms
Understanding Women’s Unique Financial Needs
Networth stands out among other Calgary financial advisory firms due to its recognition of the unique financial needs of women. This firm offers services with a female-focused lens that addresses the key areas of financial life that women typically experience.
Advisors recognize these differences and serve clients accordingly, when appropriate.
These services often include:
- Ensuring Settlement Payments
- Tax Issues
- Child Rearing
- Death of Spouse
- Preserving Wealth
- Special Needs Children
- Unexpected Family Illness
- Aging Parents
For women looking for tailored financial guidance, Networth is an excellent match.
Individuals looking to get multiple financial needs handled under one roof will appreciate the depth of services that Networth provides, ranging from multi-generational wealth management to business strategies and family security.
This top-rated Calgary financial planning firm also prides itself on providing exceptional support while empowering its clients to live life intentionally and achieve their goals.
With a boutique approach that allows for more personal service and a special focus on the financial needs of women, Networth Management earns a 5-star rating as one of the best financial advisory firms in Calgary, AB to consider partnering in 2022-2023.
Northland Wealth Management Review
Offering holistic advice and counsel since 2011, Northland Wealth is a top financial advisor and multi-family office with an office in Calgary, AB, and headquarters in Oakville, ON.
The firm works with affluent clients to help them preserve and grow their wealth, using the same risk management principles as university endowments and pension plans.
We could not confirm whether Northland Wealth Management is a fee-only or fee-based Calgary financial planner, although the firm does state that “Northland does not earn any incremental revenue as a result of the advice we give or the solutions we utilize.”
As always, we recommend verifying the fee structure before partnering with any Calgary wealth management firm.
Key Factors That Enabled Northland Wealth Management to Rank as a Top Financial Advisor in Calgary
Benefits of Both a Boutique Firm and a Large Firm
Clients that want the best of both worlds (the personal touch of a boutique firm and the resources of a large firm) will find Northland a great candidate for their financial services. Northland highlights the fact that it offers the benefits people expect from a boutique advisor while also offering the benefits of a large wealth management firm.
Clients of Northland will receive all the benefits of a boutique Calgary financial advisor, including:
- Personal knowledge of your family.
- A detailed understanding of your assets and planning needs.
- Flexible meetings that can be arranged at your home or office.
- Coordination with other advisors.
- A Calgary financial advisor firm that can offer stability through major life events.
- The utmost in confidentiality.
Some of the “big firm” benefits that Northland can bring to the table include:
- Deep, stable talent.
- Shared best practices.
- Secure custody of assets and investments.
- Advanced risk controls and systems.
- Specialized investment mandates.
- Access to top financial institutions throughout the world.
2022-2023 Top Financial Advisors in Calgary, AB
With over 150 years of combined experience, the qualified team at Northland allows clients to rest assured, knowing they’re being served by a unified, team-based approach.
As a top Calgary financial planner, Northland seeks to integrate this approach into everything they do. For starters, clients receive personalized attention from a primary relationship team, which consists of a Portfolio Manager and a Relationship Manager.
This allows clients to simultaneously benefit from solid relationship-building and deep financial expertise, creating a strong foundation for long-term wealth management.
Apart from all the services you may see offered by other financial advisory firms, Northland comes with an additional educational perk known as The Artisan. This resource is the firm’s online newsletter and is made up of the hand-crafted insights created by the accredited, experienced Northland team members.
Northland Wealth Management operates under a strong set of core values that include ethics, accountability, adherence to beliefs, critical evaluation, and responsibility. Their main goal is to give clients the peace of mind that comes from knowing their financial future is in good hands.
This top-rated Calgary investment management firm offers clients access to world-class investment opportunities and exceptional value through an open-architecture platform.
With industry-leading reporting tools, a team-based approach, and a focus on proactive client communication, Northland Wealth Management earns a 5-star rating as one of the best financial advisors for Calgary residents to consider partnering with this year.
RT Mosaic Wealth Management Ltd. Review
With a focus on providing personal client service, RT Mosaic Wealth Management Ltd. is an independent, Calgary financial planning firm that helps its clients achieve complete control over their net worth.
This top-rated firm combines the services of a portfolio manager with the expertise of a financial planner to give clients a unique approach to financial management.
Our analysis could not confirm whether RT Mosaic is a fee-only or fee-based financial advisory firm in Calgary. However, the firm is set up as a fiduciary that is obligated to act in its clients’ best interests.
We recommend that you always confirm the fee structure with any Canadian financial advisory firm before contracting its services.
Key Factors That Enabled RT Mosaic Wealth Management Ltd. to Rank as a Top Calgary Financial Planner
Wide Range of Financial Services
For many clients, identifying the best Calgary financial advisor to work with means finding a firm that offers the depth of services needed to meet their changing financial needs over the long term.
The financial advisors at RT Mosaic can assist clients with a variety of challenges as their financial goals change over time, including:
- Retirement Planning
- Risk Management
- Estate Planning
- Financial Education
- Cash & Debt Management
- Education Planning
- Trust Planning
- Tax Planning
- Corporate Planning
This top-rated Calgary wealth management firm also provides portfolio management services that utilize market timing, balancing risk and reward, and diversification as critical components of success.
Top Wealth Management Firms in Calgary, Alberta, Canada
Small, Talented Team
Although the team of Calgary financial advisors at RT Mosaic may be smaller than that of many competing firms, the firm’s boutique structure gives clients several unique advantages. Benefits include a commitment to one-on-one advisement and relationship-building that larger firms often cannot provide in the same way.
Along with a focus on providing personalized service, the financial advisors at RT Mosaic bring an impressive listing of industry certifications and designations:
- Chris Rawles – CFP®, R.FP., CIM®
- Spencer Tilley – CFP®, R.F.P., CFA
- David Miller – BFS, CFP®, R.F.P., CIM®
These designations come with strict requirements for fiduciary duties and ongoing education, ensuring that clients receive advice that is both current with industry trends and standards as well as truly in their best interest.
Those clients looking for the personalized touch of a boutique financial advisor in Calgary will find RT Mosaic Wealth Management to be a great option. The firm’s small, selective client base ensures that each client receives truly personal service.
The firm also notes that it does not sell any proprietary investment products, which allows them to avoid any potential conflicts of interest that come with selling financial products for a higher commission.
With a wide range of services, a client-centered team, and a fiduciary focus, RT Mosaic Wealth Management Ltd. earns 5 stars as one of the best financial planners in Calgary to consider partnering in 2022-2023.
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Conclusion – 2022-2023 Ranking of the Best Financial Advisors in Calgary, Alberta
When it comes to your financial well-being, your money is much more than just dollars and cents. It represents your ability to live the life you want and achieve your future dreams for you and your family.
As the fear of inflation and a global recession grows, now is the time to plan ahead and possibly rethink the way we manage our finances to minimize risk.
With the help of a top Calgary financial advisory firm, you can be guided on the right path to improving your net worth while protecting your assets. Each of these firms is 5-star rated, making Calgary one of the best towns for top-quality financial management.
The next step in your financial planning process would be to use the tips we provided for choosing the best Calgary, Alberta financial advisor for your needs and narrow down the list to a few firms that you consider to be your top choices.
Next, schedule an initial call or meeting to feel out the team and see if they’re a good fit for you. You can make that initial meeting as successful as possible by having the following information on hand:
- Your total income and assets.
- Your total debts and expenses.
- Your financial goals for the future.
After these meetings with some of the top wealth management firms that Calgary offers, you should hopefully be able to land on the right firm for you and begin on a positive path to achieving total financial freedom and success.
AdvisoryHQ (AHQ) Disclaimer: Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.