Intro – The Bank of Missouri Reviews & Ranking


The Bank of Missouri was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's groundbreaking, four-step banks and credit unions selection methodology.  

Click here for a step-by-step breakdown of the methodology and selection process used during our The Bank of Missouri review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The Bank of Missouri review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of The Bank of Missouri.



The Bank of Missouri Review


The Bank of Missouri is an independent community bank with 23 branches in 15 cities. The assets of The Bank of Missouri total more than $1 billion, and much of this institution’s leadership team is made up of bankers from large companies combined with professionals who have experience in working at local community banks.

In the primary area served, the Bank of Missouri is the oldest financial institution of its kind, and it’s one of the most conservative, established, and sound.

The mission statement of The Bank of Missouri includes expanding into communities with growth potential, serving the financial needs of the communities served, giving to the communities served, and providing value to shareholders.

The Bank of Missouri Reviews & Ranking-min

Image Source: The Bank of Missouri Review



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed reviews, The Bank of Missouri was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

The Bank of Missouri Review: Bounce Protection

Bounce Protection is an overdraft protection program offered by The Bank of Missouri so you can opt to have it cover your overdrafts up to the amount specified by your account type, which includes fees.

Customers who meet certain criteria are automatically enrolled in this convenient program, but they can opt out anytime they choose.

As long as your account is in good standing, The Bank of Missouri will honor overdrafts up to your limit, although there is a fee. Your items are paid, and you will be notified by mail if there is an overdraft. No interest is charged on the overdraft balance.

There is no fee for simply having bounce protection, although if it is used, there is an overdraft fee.

The Bank of Missouri Reviews-min

Image source: Grubbs and Associates

The Bank of Missouri Review: Investors’ Club

The Investors’ Club is a signature offering from The Bank of Missouri that’s targeted toward anyone over the age of 18 who maintains a $10,000 balance in any combination of bank accounts and who opens an Investors’ Club interest-bearing checking account.

Member benefits of the Investors’ Club include the following:

  • No minimum balance requirement
  • Club checks and unlimited check writing
  • eStatements or monthly statements with images
  • The account is interest-bearing
  • Overdraft options are available
  • Notary service
  • Group Travel
  • Access to a quarterly Investors’ Club newsletter
  • Nationwide access to MoneyPass ATMs with no fees
  • IDProtect package for only $2 per month
  • Online banking security tokens are available
  • Small safe deposit box rental for a year

The Bank of Missouri Review: BillPay

One of the convenient and free online solutions customers of The Bank of Missouri can take advantage of is BillPay.

This alleviates the costs and hassles associated with using checks, envelopes, and stamps. Also, bills can be tracked online to help you remain organized and ensure everything is getting paid on time. This service also features a BillPay calculator showing how much you can save as a result of using it.

You can use eBill to view your actual bill statements, and there are additional features, such as Pay A Person that lets you send payments to individuals and Gift Pay so you can send a check and a card for special occasions.

Your pending and recently paid bills are shown on one convenient screen, you can set up future or recurring payments, and you have fast access anytime to your payment history.

The Bank of Missouri Review: Rewards Credit Cards

The Bank of Missouri offers several different card options, and quite a few of those are rewards cards.

Rewards cards issued by The Bank of Missouri include the Visa Bonus Rewards Card, which lets cardholders earn one point for every net $1 spent as well as a 25% bonus on all points earned every month.

The Cash Rewards American Express Card earns users up to 3% cash back on gas, 2% cash back at grocery stores, and 1% on other purchases. There’s also the Visa College Rewards Card, designed specifically for the needs of college students.



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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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