Intro – TDECU Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Texas, a list that included TDECU.
Below we have highlighted some of the many reasons TDECU was selected as one of the best credit unions in Texas.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
TDECU was founded in 1955 thanks to the need for a refrigerator. A group of Dow employees pooled $35 to loan a friend enough to cover it. This top credit union keeps that spirit of helping people alive throughout its 7 Member Centers.
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TDECU is now the largest credit union in Houston, TX and has made over $3.4 billion in loans. It also makes a point of meeting the needs of financially underserved areas and is highly community-oriented.
From auto loans to insurance to investment products, this Texas credit union works to improve lives by serving a wide range of financial needs.
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Key Factors Leading Us to Rank TDECU as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, TDECU was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
TDECU Review: Membership Benefits
Membership at TDECU is designed to offer long-term relationships and benefits.
Some of the general benefits members receive when they work with this top credit union include not only great rates but also free online and mobile services and access to one of 5,000+ credit union service centers located across the U.S. through participation in a shared branching network.
Members also can take advantage of a variety of perks, which include:
- Energy Ogre Discount
- Financial Education Resources
- Member Discounts
- Purchase Program with Office Depot
- Studio55+ Club
- Scholarship Program
TDECU Review: Free Checking
For those members seeking free or no-cost checking, TDECU has solutions. Their Free Classic Checking Account option from this top credit union includes a full range of value-added benefits, including:
- Interest is earned every month
- No minimum balance
- Overdraft protection options
- No hidden service fees
- Access to over 55,000 surcharge-free ATMs
- Online/Mobile Banking
- Bill Pay Service
Some additional benefits of the account include getting your credit score monthly on your eStatement and free identity theft recovery services.
TDECU Review: Investments
For those members that want a truly full-service financial experience, TDECU is a great option. This best credit union includes TDECU Wealth Advisors that can help you maximize and manage your income and plan for retirement.
The consultants work with members to create customized strategies regarding wealth management, general financial planning, and trading.
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The financial planning revolves around the following strategy:
- Information is gathered, including a client’s present financial situation as well as personal needs and goals
- Next, the financial experts from TDECU will make recommendations based on the personal information gathered about the client as well as research and evaluation
- The next step of the process is implementing the plan, including regular communication throughout the process
- Finally, there is monitoring and reviewing that occurs and addressing of any changes that may arise requiring shifts in a financial plan
Related: Top Credit Unions in Houston, TX
TDECU offers straight-forward banking services designed to help clients make the most of their finances. TDECU also goes out of its way to provide financial education resources and assistance like fraud tips and tools.
This top U.S. credit union puts a premium on helping its communities and bringing financial resources to those that need them and that may be underserved.
With a people-centered focus and multiple perks and benefits for being a member, TDECU earns 5-stars as a top credit union to consider baking with this year.
In addition to reviewing the above TDECU review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
AdvisoryHQ (AHQ) Disclaimer: Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info. Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.