Intro – SunTrust Bank Reviews & Ranking

SunTrust Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s ground-breaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our SunTrust Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The SunTrust Bank review below provides a detailed assessment of SunTrust Bank, including some of the factors used by AdvisoryHQ News in its ranking and selection of SunTrust Bank as one of the top banking firms.

SunTrust Review

SunTrust is one of the largest financial services companies in the country, with retail branches located throughout the nation. Its services range from individual deposit accounts to investment and loan options and has assets of $205 billion.

Personal bank account options available from SunTrust include a variety of checking accounts, personal loans, credit cards, CDs, money market accounts, and retirement accounts.

Key Factors Leading Us to Rank SunTrust Bank as One of This Year’s Top Banking Firms

Upon completing our SunTrust Bank review, SunTrust Bank was included in AdvisoryHQ’s ranking of this year’s best banking companies based on the following factors. 

SunTrust Bank Reviews | Delta SkyMiles® Debit Card

The Delta SkyMiles® Debit Card is an available perk to account holders of SunTrust that allows users to earn miles on their everyday purchases.

suntrust bank review

SunTrust Bank Delta SkyMiles®

The Delta SkyMiles® World Debit Card is for individual account holders, and it includes bonus points after your first PIN POS or signature purchase and one mile for every $1 spent on PIN POS or signature-based purchases.

Two miles can be earned for every $1 spent on Delta purchases, such as airline tickets and purchases made in-flight.

As one of the best banking companies, SunTrust also provides customers with MasterCard Zero Liability protection. 

SunTrust Bank Reviews | Balanced Banking

With Balanced Banking, account holders can take advantage of features designed to help them more effectively manage their money and limit the possibility of an overdraft.

If you attempt to make a debit card purchase, and there aren’t enough funds available to cover it, then it’s declined, but this means the account holder doesn’t have to pay overdraft fees.

When items are returned due to insufficient funds, the returned item fee is $20, as opposed to the standard fee of $36.

Other features of this account include a 10% cash back bonus with the SunTrust Cash Rewards credit card when your cash back is redeemed into your deposit account.

Additionally, there is a $12 monthly maintenance fee, but this can be avoided with a $3,000 minimum daily total deposit balance through the Balanced Banking account and any linked savings or investment accounts.

SunTrust Bank Reviews | SunTrust Premier Program

The SunTrust Premier Program is an exclusive offering that allows select clients to gain membership, which then gives them personalized attention and banking services. Premier Program members have a dedicated Premier Banker who makes tailored recommendations.

Our SunTrust Bank review also found that customers receive an Action Plan, which is straightforward and easy to follow but is customized to your specific needs and designed to help you meet your individual financial goals.

You also receive a second opinion review of all your retirement, investment, savings, and borrowing plans.

SunTrust Bank Reviews | Personal Finance Software

To simplify and streamline how clients of SunTrust bank, SunTrust offers integration with personal finance software, like TurboTax.

You can opt to download your files directly from SunTrust Online Banking at no charge. All you need to take advantage of this option is to be enrolled in Online Banking with Bill Pay.

You can also use the PC Banking service, where you can download transactions directly into your personal finance management software as well as paying bills electronically and transferring funds.

Rating Summary

As one of the best banking companies, SunTrust provides customers with a wide range of checking, savings, lending, and wealth management services for small businesses and individuals alike.

With additional options for personal finance software and rewards-based debit cards, SunTrust Bank is one of the top banking firms to consider partnering with this year.

See Also: Best Credit Unions & Banks in New York City | Ranking

In addition to reviewing the above SunTrust Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top-rated banking firms:

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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.

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