Intro – Top Rated Florida Bank


AdvisoryHQ recently reviewed the top banks in Florida. Each bank that was reviewed demonstrates an excellence in quality, provides exceptional service, offers a wide-range of products, and affords a high-level of convenience to its customers.

Included in this list is SunTrust Bank.

Below we have provided a detailed review of SunTrust Bank and the specific factors we used in our decision-making process.



SunTrust Bank Review


When considering excellent banks in Tampa, Orlando, Miami, and through the entire state of Florida, SunTrust is likely to make the list. SunTrust is one of the largest and most well-known financial services companies in the U.S. with assets totaling $205 billion as of December 31, 2016.

Image Source: SunTrust

The bank operates 133 retail branches in Florida, and maintains a strong presence in the Southeast and Mid-Atlantic regions.



Key Factors That Led to Our Ranking of This Bank as a Top Bank in Florida

Reasons SunTrust is included in this ranking of the top banks in Florida are below.

Checking Account Essentials

Checking accounts are a primary part of the product offerings available from SunTrust. All checking accounts include essential features and benefits.

A few of these include:

  • Online banking and bill pay access
  • Mobile banking with mobile deposit
  • Access to more than 2,000 ATMs and 1,300 branches
  • No-fee SunTrust auto-transfers to SunTrust savings accounts
  • Overdraft services
  • Travelers cheques and foreign currency exchange

For a fee, other features are available as well, such as the SunTrust MasterCard Debit Card with Zero Liability and credit card Cash Back Rewards.

Balanced Banking

Balanced Banking is a SunTrust product that makes it easier for people to budget and retain control of what they’re spending and where their money is going.

With Balanced Banking, customers can avoid the risk of overdrafts because a transaction will be declined if there aren’t sufficient funds.

If a customer writes a check and there aren’t enough funds to cover that, they will have a reduced returned item fee of $20, rather than $36.

Other Balanced Banking features include a starter pack of 25 personal checks, no-fee online banking, no-fee standards Popmoney person-to-person electronic payments and a SunTrust Mastercard Debit Card with Zero Liability.



LightStream Loans

LightStream Loans are a signature financing option available from SunTrust that can be used for almost anything.

The interest rates are competitive, particularly when Auto Pay is used for repayment, there are no fees, and same-day funding is available.

LightStream Loans vary from $5,000 to $100,000 and are frequently used for home improvement, pools, solar roof replacements, adoptions, medical expenses, auto purchases and refinancing, the purchase of recreational vehicles and boats, and debt consolidation.

Delta SkyMiles Debit Card

The Delta SkyMiles® Debit Card can be used by personal and business banking customers of SunTrust, and it’s a great way to enjoy many rewards and benefits, along with excellent customer service and fraud protection.

The Delta SkyMiles World Debit Card offers 5,000 bonus miles accrued after the initial PIN Point of Sale or signature-based purchase. Customers then earn 1 mile for every $1 spent, and they can achieve up to 4,000 per card each month.

Customers earn 2 miles for every $1 spent on direct Delta purchases, and miles never expire. Miles can also be applied toward upgrades and Award Travel to more than 1,000 destinations.



To browse exclusive reviews of all Top-Rated Banks in Florida, please click on any of the links below:



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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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