Intro – Top Rated Banks in Texas

AdvisoryHQ recently reviewed the top banks in Texas. Each bank that was reviewed demonstrates an excellence in quality, provides exceptional service, offers a wide-range of products, and affords a high-level of convenience to its customers.

Included in this list is Southside Bank.

Below we have provided a detailed review of Southside Bank and the specific factors we used in our decision-making process.

Southside Bank Review

Southside Bank is based in Tyler, Texas, and is the ninth largest bank headquartered in Texas based on deposits, with more than $5 billion in assets.

There are 60 Southside Bank facilities throughout all of Texas, as well as 70 local ATMs. Southside is also associated with more than 55,000 ATMs throughout the world.

Southside Bank Review

Image Source: Southside Bank

Services and products offered by Southside include personal and business banking, consumer and commercial loans, mortgages, credit cards, wealth management and more.

Key Factors That Led to Our Ranking of This Bank as One of the Top Banks in Texas

Below are some of the important reasons Southside Bank is included in this review of the best banks in Texas.

Electronic Banking

There are many electronic banking services available to customers of Southside. These services and products include the following:


This is a money transfer service that can be used to send money to anyone in the U.S. All that’s needed is enrollment in Southside’s Online Bill Pay program and the recipient’s contact information.


eStatements are delivered electronically via online banking, and they tend to be favored by Southside clients because they’re faster and can provide more adequate protection against identity theft.

Text Banking

Southside makes banking incredibly simple with their Text Banking options, which allow customers to receive balances and transaction history and submit internal funds transfers via their mobile devices.

Ready Reserve

Ready Reserve is an overdraft protection service from Southside Bank that operates as a pre-approved line of credit that’s put on reserve in the event of an overdraft.

Using Ready Reserve requires no collateral or annual fees, and it automatically transfers funds to a checking account if an overdraft occurs.

It can help clients avoid very expensive overdraft fees as well as the embarrassment of insufficient funds. You can also access cash when needed for unexpected expenses, and you have the option to pay the minimum or pay the entire line of credit at one time.

Minimum payments can typically be automatically deducted from a linked Southside Bank checking account each month.

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Advantage Check Card

This pick for one of the top banks in Texas features the signature Advantage Check Card, which is a fast, convenient way for customers to make purchases and withdrawals.

In addition to it being accepted wherever MasterCard is taken, the Advantage Check Card also features liability protection for unauthorized and fraudulent transactions.

You can also view your transactions via your statement or through Southside’s online banking options.

In addition to the standard Advantage Check Card, Southside Bank offers the personalized debit card option with customizable design choices.

Trusts and Investments

A specialized area of service offered by this leader among Texas banks stems from their Trust and Investments division.

Called Southside Bank Wealth Management, these financial services are backed by the skills and expertise of administrators and portfolio managers with more than 100 years of combined experience.

Specific services include investment management, trust, employee benefit, and custody services. These options are tailored to the needs of individuals, families, corporations, foundations, and more.

To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below:

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.