The Best Wedding Insurance Guarantees a Happy Ending — Romantically and Financially 

Marriage is big business.

Trying to understand the allure of wedding insurance? For starters, weddings are a multibillion dollar industry. The average cost of a wedding in the United States is over $30,000. The average wedding dress costs upwards of $1,000 (and that’s not including all the hair, makeup, and jewellery).

Sites To Get The Best Wedding Insurance

Award Emblem: Top 6 Sites to Get the Best Wedding Insurance

Throw in the fact that vendors going broke is not a rare occurrence, and you can understand why there’s a lot of financial anxiety around planning a wedding. All of these factors make getting the best wedding insurance and conducting a wedding insurance comparison of available policies all the more appealing.

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AdvisoryHQ’s List of Top 6 Websites for the Best Wedding Insurance

List is sorted alphabetically (click any of the best wedding insurance company names below to go directly to the detailed review section for that wedding insurance company):

Top 6 Best Wedding Insurance Sites | Brief Comparison

Best Wedding Insurance Sites

Wedding Liability Insurance

Cancellation Coverage






Call for quote



Call for quote



$7,500 – $175,000

Wed Safe


$7,500 – $175,000



Up to $250,000

Best Wedding Insurance Sites

Photo/Video Coverage







$25 per category







Wed Safe


$25 per category




Table: Top 6 Wedding Insurance Comparison | Above list is sorted alphabetically

Compare Wedding Insurance for Different Needs

There are all kinds of wedding insurance plans out there with different kinds of coverage. The two most popular kinds of wedding event insurance are wedding cancellation insurance and wedding liability insurance.

Wedding cancellation insurance has you covered in the event that your ceremony, reception, and in some cases, rehearsal dinner has to be cancelled. Covered reasons vary by plan but the standard ones include illness, death of a close family member, or severe wedding conditions.

The other very popular kind of wedding insurance is wedding liability insurance, which has you covered in case there are any lawsuits that arise from injuries or damages sustained during your wedding. Most venues require couples to have liability insurance for weddings.

Compare Wedding Insurance

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You can also get the best wedding insurance for things like your jewelry, expenses incurred to prevent a wedding from being cancelled (like hiring a new vendor at the last minute), or even couples’ counseling in case the stress of the wedding puts a strain on your relationship leading up to the big day.

To help you with your search, we have put together a wedding insurance comparison list to help you compare wedding insurance and find the best wedding insurance for your big day.

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Detailed Review – Top Ranking Best Wedding Insurance Sites

Below, please find the detailed review of each company on our list of the best providers of wedding insurance. We have highlighted some of the factors that allowed these wedding event insurance providers to score so highly in our selection ranking.

CSI Special Event Insurance Review

CSI Special Event Insurance is the first company in our wedding insurance comparison article. This company does not offer wedding cancellation insurance, but it does offer a variety of packages for wedding liability insurance. CSI Special Event Insurance is for those who want to be covered in case they are liable for any lawsuits or damages as a result of their celebrations.

You are covered by CSI wedding event insurance if there are lawsuits or liabilities arising for any of the following reasons related to your wedding:

  • Injury/death of guests
  • Injury/death of volunteers
  • Property damage
  • Cost of investigation and defense of claims
  • General negligence claims

This wedding event insurance also extends to corporal punishment and “incidental medical malpractice.”  

Read your insurance agreement carefully. If you sustain any injuries participating in activities that are not covered, you could find yourself in a financially tricky situation. This includes things like bungee jumping, cheerleading pyramids, and rock climbing.

Markel Insurance Review

Markel Insurance is one of the best wedding insurance providers in this article of wedding insurance reviews that provides both wedding cancellation insurance and wedding liability insurance.

You can get a wedding insurance policy with Markel Insurance for as low as $75. And you can get wedding plan insurance coverage for up to $2 million. And those who are desperately browsing wedding insurance reviews mere weeks before their wedding will be happy to learn that Markel allows you to sign up for their wedding liability insurance up to 1 day before the wedding.

Wedding Cancellation Insurance

Your wedding cancellation insurance from Markel covers your cancellation costs in the case of a number of different scenarios, including an accident, illness, extreme weather, military deployment, or a vendor going bankrupt. You can also customize your policy to add on liability insurance for weddings, which we will discuss in more detail soon or cover the following worst case scenarios:

  • Loss of deposits
  • Event photography or videography (damage, loss, or no show)
  • Special attire or jewelry (lost or damaged)  
  • Wedding gifts (lost, stolen, or damaged)
  • Extra expenses (unexpected costs that help your wedding go on as scheduled)
  • Professional counseling (for the emotional toll planning a wedding can take on couples)

There is a $25 deductible for each area of coverage.

Wedding Liability Insurance

The wedding liability insurance from Markel Insurance covers any financial costs due to damages or injury during the ceremony and reception. There is also coverage for the rehearsal dinner if it takes place within 48 hours of the wedding. You can also purchase liability insurance for weddings from Markel up to one day prior to the event.

Markel also offers a money back guarantee. If you sign up for their wedding liability insurance policy and it does not meet the insurance requirements of your vendor, they will give you your money back. (Refunds on wedding insurance are very rare.)

Liquor liability insurance for weddings is included in Markel’s wedding liability insurance. If you will not be serving alcohol at your wedding, you can indicate this when signing up for wedding event insurance from Markel and have your premium reduced. This is something important to take into consideration when conducting your wedding insurance comparisons – whether or not you can separate alcohol liability insurance from your wedding liability insurance.

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Nationwide Review

Nationwide offers two kinds of wedding event insurance. They offer wedding cancellation insurance and wedding liability insurance. Couples can choose to sign up for one wedding insurance policy or both, depending on what they can afford.

Wedding Cancellation Insurance

The wedding cancellation insurance is meant to cover the couple (or whoever is covering the cost of the wedding) in case something happens that leads to the cancellation or postponement of the party.

Of course, wedding cancellation insurance from Nationwide does not strictly cover cancellations. Included in this wedding insurance cost is financial compensation for covered losses or damages to property such as the wedding dress, rings, or the photos and video footage of the nuptials.

This is one of the best wedding insurance plans because it provides coverage for things like vendor bankruptcy, reimbursement of lost deposits if the couple cancels their contract with a vendor for a covered reason, coverage of the rehearsal dinner if it happens within 48 hours of the wedding, and more.

When you compare wedding insurance from different companies, another factor that makes Nationwide one of the best wedding insurance providers is the fact that you can sign up for a plan up to 15 days before your wedding. So, if you have last minute premonitions about potential catastrophe, Nationwide is definitely on your side.

Wedding Liability Insurance

Wedding liability insurance is a smart move, particularly if you are planning to serve alcohol at your reception. Liability insurance for weddings can protect the bride and groom from a lawsuit as one of their wedding presents. This is definitely a possibility if a guest gets in an accident after consuming too much alcohol or if there is damage to the venue.

Nationwide’s liability insurance for weddings can allow the couple and their family to enjoy their day without worrying about babysitting their guests to ensure they don’t punch a hole in the wall. If there are any damages, the wedding liability insurance will cover the cost of any lawsuits up to the plan amount.

Nationwide can also email a Certificate of Insurance directly to your venue if they insist that you have wedding liability insurance.

Cannot Get a Quick Online Quote with Nationwide

One frustrating thing about the wedding event insurance and liability insurance for weddings from Nationwide is the fact that you cannot get a quick quote through their website. An online feature that allows people to enter some basic information to get a quick quote would make it easier to compare wedding insurance from different companies against Nationwide.

Travelers Review

Travelers offers wedding insurance known as the Wedding Protector Plan. Policyholders can get the wedding event insurance package that suits their needs. That may be a lightweight package for a small wedding. Or it may be a robust wedding insurance policy for a grand affair that includes everything from the rehearsal dinner to the ceremony.

Travelers offers the best wedding insurance variety. Potential policyholders can choose wedding plan insurance for a number of possibilities. The kind of wedding insurance offered by Travelers includes:

  • Cancellation/postponement
  • Lost deposits
  • Additional expenses
  • Event photographs and video
  • Event gifts
  • Special attire
  • Special jewelry
  • Liability insurance
  • Liquor liability

The standard Wedding Protector Plan includes everything on the above list with the exception of the wedding liability insurance and the liquor liability insurance. Those two can be added to a couple’s wedding plan insurance at their discretion. Couples can choose different amounts of coverage for their wedding insurance depending on their needs.

A wedding insurance policy from Travelers can be obtained for as little as $160 depending on the date of your wedding, the maximum number of guests, the policyholder’s state of residence, and of course the amount of wedding plan insurance coverage that the couple would like.

The coverage for each worst case scenario depends on the level of wedding event insurance a couple gets. For instance, let’s compare wedding insurance from Travelers at different levels.

In order to compare wedding insurance at the different levels, we have made the assumption that our hypothetical couple lives in Ohio, has a maximum guest list of 151-200 guests, and is having their wedding in June of 2017. This is the information that was entered into the quick quotes system.




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Table: Different Wedding Insurance Policy Quotes

If you compare wedding insurance for Level 1 and Level 10 (the highest), you can see that while Level 1 wedding event insurance has a lower premium, if the worst does happen, you will only get $7,500 to cover the loss of your cancelled wedding.

On the other hand, if you get the Level 10 wedding cancellation insurance, you are given $175,000 to cover the costs. Ultimately, the wedding insurance cost you choose should be based on the size and cost of your wedding.

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Wed Safe Review

Wed Safe is a popular name in the wedding insurance industry, so naturally it is included among our wedding insurance reviews and wedding insurance comparison. This company offers one of the best wedding insurance plans and also offers liability insurance for weddings.

Wedding Cancellation Insurance

When you choose Wed Safe’s wedding cancellation insurance, you are covered if you need to cancel your wedding due to severe weather conditions, sudden illness, your vendor goes bankrupt, or you lose a deposit. This wedding insurance cost also includes coverage for damage to your wedding attire, damaged photos or video, stolen gifts, and more depending on the wedding plan insurance package you negotiate.

Wedding Liability Insurance

WedSafe also offers liability insurance for weddings. They have coverage limits that go up to $5,000,000, providing you with the peace of mind you need to enjoy your special day. If there are any injuries or property damage, you have the wedding liability insurance you need through WedSafe to not go broke in the case of any legal action.

This liability insurance for weddings from Wed Safe acts as primary insurance, meaning that if there are any covered claims, WedSafe will pay before any other insurance you may have. What’s more, you can purchase wedding liability insurance through Wed Safe on the day of your wedding, depending on which state you are located in.

Quick Quotes and a Combo Discount

If you are doing a wedding insurance comparison between these two plan options, Wed Safe makes it worth your while to go ahead and get both. Instead of choosing between the best wedding insurance option, you can sign up for both the wedding cancellation insurance and the wedding liability insurance and get up to 15 percent off the total price.

Additionally, customers can access quick quotes online by providing information about their wedding insurance needs.

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Wedsure Review

Wedsure offers nine different types of wedding event insurance, so you can quickly compare wedding insurance policies in one place. Their offerings include:

  • Wedding liability insurance
  • Wedding cancellation insurance
  • Gifts insurance
  • Jewelry insurance
  • Loss of deposits coverage
  • Photographs and video insurance
  • Professional counseling coverage
  • Insurance for rented property
  • Special attire insurance

Prices for the best wedding insurance for liabilities from Wedsure start at $95. The convenient thing about the website is that you can find a quote quickly based on how much coverage you want and how much of a deductible you’re willing to pay.

Wedding cancellation insurance from Wedsure goes up to $250,000 of coverage in the case of a cancellation or postponement. When finding our quote, we used the same info across the board for this article (June 2017 as the wedding date).

Since this site asks you to specify what kind of wedding insurance coverage you want and the deductible you want to pay, we chose the highest amount it would allow us to enter ($250,000) and a deductible of $250. For this plan, we received a quote of $1,091.

You can also get quick quotes for the best wedding insurance for things like wedding liability insurance, jewelry, and loss of deposit, and then use these numbers to conduct your own wedding insurance comparison.  

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Conclusion – The Best Wedding Insurance Provides Peace of Mind on Your Wedding Day

Taking the time to compare wedding insurance and review wedding insurance comparisons like this one is a great idea if you are planning your nuptials.

After all the time, money, and energy you invest into making your wedding day as perfect as it can be, a few hundred extra thrown toward protecting that investment with the best wedding insurance is a pretty smart idea. This means that, come what may, you are financially protected and free to enjoy your wedding knowing you’re covered no matter what. 

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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.