Intro – Simmons First National Bank Reviews & Ranking

Simmons First National Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our Simmons First National Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The Simmons First National Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of Simmons First National Bank.

Simmons First National Bank Review

With a history that spans more than 112 years, Simmons First National Bank offers both personal and business banking products and solutions as well as investment, insurance, and trust services.

As one of the most respected banking firms, Simmons has locations throughout Missouri as well as in Arkansas, Tennessee, and Kansas. In total, Simmons has over 150 branches.

Simmons First National Bank Review

Image Source: Simmons First National Bank

The culture of Simmons is built on the premise of delivering superior customer service, and also on being deeply involved with the communities this financial institution serves through charity and educational programs.

Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed reviews, Simmons First National Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Simmons First National Bank Review: Free Checking

For those banking customers who are most interested in free checking with no monthly service charges, two primary options may be of interest at Simmons.

The first is Simply Checking, which has no monthly service charge and no minimum balance requirement to avoid the service fee. The minimum opening balance for this account is only $100, and it offers convenience and ease of use.

The other free checking option from Simmons is Simply Student Checking, which also has no minimum opening balance or balance maintenance requirements as well as no monthly service charge.

With Classic Checking, account holders can have the $6 monthly service charge waived if they maintain a $500 daily balance or a $1,000 average monthly balance.

Simmons First National Bank Review: Credit Cards

There are two primary credit card options available through Simmons. The first is Visa® Platinum.

This card has a competitive APR for purchases and balance transfers, and it carries no annual fee. named this as the “Best Low Interest Credit Card in America.”

Also available is Visa® Platinum Rewards, which lets cardholders receive one point per net dollar spent on their card.

They can redeem their points for any U.S.-based airline ticket with no blackout dates or seating restrictions. Rewards points can also be redeemed for vacation packages, gift cards, cash back, and more.

Simmons First National Bank Review: Simmons First Investment Group

Also part of the financial services available through Simmons is the Simmons First Investment Group. Clients can expect to receive highly personalized service, including planning, product referrals, and extensive expertise to help them achieve their money and life goals.

Advisory services available through Simmons First Investment Group include portfolio and asset review. Financial planning includes retirement and the creation of college savings plans. Investment products include equities, bonds and fixed income, mutual funds, exchange-traded funds, unit investment trusts, and fixed and variable annuities.

Simmons First National Bank Review: Foreign Currency

Simmons customers can order foreign currency online and have it delivered to their home.

This service lets customers order from more than 100 different currencies, with orders ranging between $250 and $3,000. You can receive your online order within two business days, so it’s a rapid service that allows you to handle your cash for traveling easily.

There is also a MasterCard multi-currency Cash Passport Prepaid MasterCard available through Simmons. This card is PIN and chip-protected, and it can hold multiple international currencies. It can be used at ATMs as well as at merchants and online.

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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