Intro – San Francisco Federal Credit Union Reviews & Ranking


San Francisco Federal Credit Union was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our San Francisco Federal Credit Union review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

TheSan Francisco Federal Credit Union review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of SFFCU.



San Francisco Federal Credit Union Review


San Francisco Federal Credit Union was founded in 1954. Membership is open to individuals that work within particular departments of the city and county of San Francisco (check the web page for specific department eligibility); live, work or attend school in the San Francisco or San Mateo counties; or are a family member of a current San Francisco Federal Credit Union member.

Not only does San Francisco Federal Credit Union assist people with services such as financing Tenants in Common properties, but it also offers the Furry Fund, which is a savings account for your four-legged friends. Pets are important too, especially in a city where pets outnumber children under the age of 18.

San Francisco Federal Credit Union Reviews-min

Image Source: SFFCU



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed reviews, San Francisco Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.

SFFCU Review: Community Outreach

San Francisco Federal Credit Union (SFFCU) has founded a CommunityShare program that provides donations, employee volunteerism, and fundraising efforts to causes in the San Francisco and San Mateo communities. On its website, SFFCU explains that its charitable and volunteer efforts average over $100,000 in donations and over 900 hours per year.

The credit union gives back in three core areas: youth services, LGBTQ services, and community development. It also prioritizes organizations that SFFCU employees have ties with through direct service or committee or board membership.



SFFCU Review: Checking and Savings Accounts

SFFCU offers checking and savings accounts.

If activated, checking accounts may be linked to overdraft protection, of which there are a few options.

Members may link an existing line of credit or a savings account to a checking account in the event of an overdrawn account. Interest will apply if a line of credit is used.

SFFCU Checking and Savings Accounts Review-min

Image Source: SFFCU

With another option called overdraft privilege, SFFCU will cover payments for overdrawn checking accounts on a discretionary basis. Fees will apply for overdraft privilege. Be sure to check the web page or with a SFFCU representative to be sure that you are aware of all fees, terms, and conditions; also remember that overdraft protection services are only activated upon member request.

SFFCU Review: Additional Account Types and Products

Beyond the checking and savings accounts, SFFCU also offers members the following account types:

SFCCU also potentially offers members investment and insurance products.



SFFCU Review: Loans and Credit Cards

Several loans are available for application to SFFCU members. Loans include:

  • Home loans
  • Vehicle loans
  • Personal loans
  • Reverse mortgage
  • Small business loans
  • Taxi medallion loans

Visa credit cards are available to apply for at SFFCU.

SFFCU Review: Digital Services

The credit union also offers online banking, a mobile banking app, and Apple pay. Check with an SFFCU representative to learn about all of the potential terms and benefits of using these services.

Before opening an account, be sure to check the SFFCU website and to contact a credit union representative to make certain that you are fully aware of all membership requirements, fees, terms, conditions, and benefits.


In addition to reviewing the above “San Francisco Federal Credit Union” review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:

Top Rated Banks
Top Credit Unions
Review of Top Mortgage Firms
Bank Reviews



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.