Intro – San Diego Firefighters Federal Credit Union
AdvisoryHQ recently reviewed the top credit unions in San Diego, California. Each credit union that was reviewed demonstrates excellence in quality, provides exceptional service, offers a wide range of products, and affords a high level of convenience to its customers.
Included in this list is San Diego Firefighters Federal Credit Union (SDFF).
Below we have provided a detailed review of San Diego Firefighters Federal Credit Union and the specific factors we used in our decision-making process.
San Diego Firefighters Federal Credit Union Review
Founded in 1984, San Diego Firefighters Federal Credit Union (SDFFCU) was created by a group of firefighters who wanted to strengthen the financial resources available to others in their profession, along with their families. Since that time, this federal credit union in San Diego has grown to more than $84 million in assets.
There are currently around 3,500 members, and SDFFCU holds the distinction of having one of the highest average savings balances per member compared to all other San Diego County credit unions.
Image Source: San Diego Firefighters Federal Credit Union (SDFFCU)
Key Factors That Enabled Us to Rank This Credit Union as a Top San Diego Credit Union
When considering the many credit unions in San Diego, the following are some of the criteria that went into the inclusion of San Diego Firefighters Federal Credit Union on this ranking of the selections for the best credit union in San Diego.
SDFF Review: ConsumerU
ConsumerU is an online portal that provides members of SDFFCU with the resources, guides, and tips they need to strengthen their finances and become more empowered to plan for the future. From the fundamentals, such as maintaining a checking account, to more complex issues such as saving for retirement, it’s all covered by ConsumerU.
The courses offered by ConsumerU include:
- Financial ABCs
- Consumer Protection
- Credit Sense
- Loans & Financing
- Master Your Money
- Plan for the Future
- Small Business Savvy
- Youth Education
There are also course offerings available in Spanish and tools like calculators and worksheets.
SDFF Review: Visa Credit Cards
San Diego Firefighters Federal Credit is a San Diego federal credit union offering several different Visa credit card options.
The signature card is the Platinum Preferred, which includes travel and gift rewards with every purchase. It includes a low 9.9%APR interest rate, free air miles and travel rewards, free gifts, concierge services, and $1,000,000 Travel Accident insurance, as well as auto rental insurance, all on approved credit.
The Gold Visa includes no annual fee, a low interest rate, and $400,000 in Travel Accident insurance. The Classic card also includes no annual fee, a competitive interest rate, and auto rental insurance, as well as $250,000 in travel insurance.
SDFF Review: Apple Pay
Customers of San Diego Firefighters Federal Credit have access to the use of Apple Pay, which simplifies paying merchants and retailers, as well as making the process safer and more secure.
Rather than searching through your wallet for your card at the register, you can rely on a mobile wallet offered through Apple Pay. You simply add your SDFFCU credit or debit card, and you can pay with one touch using Touch ID, available on the iPhone.
You can also pay using an Apple Watch or iPad.
SDFF Credit Union Review: Money Market Accounts
Money market accounts from San Diego Firefighters Federal Credit allow members to earn competitive dividends and higher rates than a regular checking account, but funds can remain liquid, which is beneficial for people who want a level of flexibility in how they save their money.
Benefits of choosing a money market from this leader among San Diego credit unions include:
- Unlimited deposits
- Up to 6 withdrawals or transfers of $500 or more per month
- Free checks
- A tiered dividend structure, so the more you save, the more you can earn
- Dividends are compounded and paid monthly
- Minimum balance requirements are as low as $1,000
- NCUA ensures funds
In addition to reviewing the above San Diego Firefighters Federal Credit Union review, you can click on any of the below links for exclusive reviews of all top rated credit unions in San Diego, California:
- Cabrillo Credit Union
- California Coast Credit Union
- Mission Federal Credit Union
- Navy Federal Credit Union
- North Island Credit Union
- Point Loma Credit Union
- San Diego County Credit Union
- San Diego Firefighters Federal Credit Union
- San Diego Metropolitan Credit Union
- USE Credit Union
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.