Intro: River City Federal Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in San Antonio, a list that included River City Federal Credit Union.

Below we have highlighted some of the many reasons River City Federal Credit Union was selected as one of the best credit unions in San Antonio.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.


River City Federal Credit Union Review


For almost 80 years, River City Federal Credit Union has been serving the needs of the community and has remained one of the premier credit unions in San Antonio, Texas. This credit union’s membership is offered to people who live, work, worship or go to school in Bexar County, and it’s regulated by the National Credit Union Administration.

River City was originally chartered by ten telephone employees in 1936, and since that time, has grown to include a network of branches throughout the city of San Antonio.



River City Federal Credit Union Review

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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, River City Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 



River City Federal Credit Union Review: Reward Checking

Reward Checking is a benefit and features-packed account available to members of this credit union in San Antonio. It includes a current 1.75% APY on account balances up to $20,000, and for the portion of balances that exceed this threshold, it’s a 0.25% APY.

There are ATM refunds for machines throughout the country up to $25 a month, and account holders are eligible to participate in the Love My Credit Union Rewards program, which includes discounts at local and national retailers.

River City Federal Credit Union Review: Member Value

Along with exclusive programs, such as Love My Credit Union Rewards, River City strives to consistently ensure members have the utmost in value when they do their banking and manage their finances. Some of the ways they create and maintain member value include:

  • Special loans with competitive low-interest rates
  • Full-service branch banking as well as mobile and online banking
  • Money tips and educational resources
  • ATMs are conveniently located
  • Discounted insurance products are available to members
  • Foreign currency exchange options
  • Members can work with a dedicated financial advisor
  • Shared savings dividends


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River City Federal Credit Union Review: Cache Accounts

Cache Accounts are exclusive savings account options available to River City members that can be designated for specific purposes. These accounts earn dividends and interest, and participants can create recurring deposits so they can automatically and effortlessly save to achieve their goals. Then, depending on the purpose of the cache account, the money is transferred to regular savings on a set date.

Accounts include:

  • River City Vacation Cache Account
  • Back-to-School Cache Account
  • Holiday Cache Account

Each of the accounts can be managed with mobile banking, has no minimum balance requirement, and dividends are compounded and paid on a monthly basis.

River City Federal Credit Union Review: Visa Credit Cards

Members of River City can apply for Visa Rewards, and the program features additional awards. Cardholders of the Visa Platinum and Gold cards from River City are automatically enrolled in this exclusive program, so they can earn air travel points, points that can be used toward gift cards and other valuable options.

As part of the rewards program, cardholders earn one point for every $1 charged, and there are no maximum point accumulations in the Extra Awards program. Users can also manage their points and balance history online.

Both of the cards have a low APR and an even lower introductory rate.



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.