Overview: Credit Sesame

Credit Sesame is one of this year’s top rated credit repair companies, and below we’ve provided a brief overview of the firm and the services it provides.

Credit Sesame currently has over 5.5 million members and is the recipient of huge numbers of positive reviews, in part because they provide credit repair services for free.

They offer a free credit score, of course, but they also provide free credit score monitoring and alerts when a credit score changes, as well as $50,000 worth of identity theft insurance protection, financial services monitoring and advice, and a monthly assessment of your financial health.

Brief Review of Credit Sesame

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Customers use the firm’s free services, which include a monthly, free “credit score”; it’s not an official one, like your FICO score, but it is comparable and relatively accurate.

In addition, the company conducts an analysis of your debt, and they offer personalized advice on how to prioritize debt repayment.

You don’t have to provide a credit card to sign up for a Credit Sesame basic account, but there is an option to upgrade to an “advanced package” for $9.95 per month.

With the advance package, you get your credit scores on a daily basis, so you can determine whether or not the actions you’re taking to improve your credit are actually working.

For an extra $5 a month, you will also be able to download/save your full credit report to your computer. This will bring the cost to $14.95 per month, which is still significantly less expensive than the prices charged by other credit repair firms.

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In addition, you can get the Credit Sesame’s “platinum protection” plan, which includes even more significant monitoring services and identity theft protection, with $1 million in identity theft protection.

Credit Sesame is among the top-rated credit repair companies for a reason and that is because most of their services are free. That doesn’t mean a 30-day free trial; it means 100% free.

Signing up for Credit Sesame is quick and easy; you just have to provide them with personal information and answer a few security questions. In all, Credit Sesame offers a great product and a lot of value, even from the free version of their service.

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