Review of Cathy Pareto and Associates


Overview of Cathy Pareto and Associates, Inc.


Cathy Pareto and Associates, Inc. is an independent, fee-only Registered Investment Advisor firm of financial planners and investment managers with a dedicated focus on assisting affluent investors achieve their financial objectives.

Amongst others, the firm caters to individuals, trusts, families, small business owners, guardianships, pension and profit sharing plan participants, and non-traditional families.


History – How Did Cathy Pareto and Associates Start?

Cathy Pareto and Associates has been providing clients with personalized financial planning and discretionary investment management advice and services since 2008, and currently has total assets under management of $85,410,913.



Background

Founder and President Cathy Pareto earned her BA in finance and subsequently her executive MBA at Florida International University in 2006.

Having graduated in the top 20% of her class, she was inducted into the prestigious Beta Gamma Sigma Graduate Business Honors Society.

Image source: Bigstock

Prior to establishing the firm, Cathy served as a senior financial advisor at Investor Solutions, Inc., a Miami, FL-based Registered Investment Advisor, for a period of 10 years (1997-2007), where she had the responsibility of managing over $200 million in client assets.

Prior to that, she served as an assistant branch manager at Wells Fargo Financial from 1995 to 1997.

Cathy also holds the industry-revered CFP® designation and has served as an adjunct professor and faculty coordinator for the CFP® Program at Florida International University’s College of Business.



Commitment & Expertise

Cathy’s strong commitment for providing a personalized service to her clients comes from her firm belief that investment management goes much beyond just the numbers.

In her own words: “It takes commitment, clear communication and trust between the advisor and the client to plan out a strategy, and it requires the experience of a competent advisor to execute that strategy.”

The firm brings extensive experience in retirement issues, asset allocation, investment selection, investment management, education planning, estate planning coordination, IRA rollovers, Roth IRAs, Roth conversions, 401k Rollovers, spousal IRAs, college savings, 529 plans, and asset protection strategies to each client engagement.

When inducting the company into its list of “Top 10 Most Dependable Wealth Managers” for women in the US, Forbes Magazine recognized Cathy’s zeal for simplifying and demystifying the process of investing for her clients by providing them with “sound, personal, and down-to-earth advice on retirement, investing and financial planning.”

Over the years, Cathy has made insightful contributions to mainstream financial media, including Yahoo Finance, Bloomberg, Forbes, and many others, and she has also been a sought-after guest on popular media outlets like CNN, NBC, CNBC, Landed Radio, Total Picture Radio, and many more.


What We Like About Cathy Pareto and Associates

Independent, fee-only advisory services

Cathy Pareto and Associates, Inc. offers independent, fee-only financial planning and investment management services to its clients, which means the firm and its agents are legally bound to act as fiduciaries to you, their client, and always put your interests above all others.

As a client of the firm, it will also give you peace of mind in knowing that the advice delivered to you isn’t tainted by third-party compensation or other conflicts of interest. Nor does the firm accept any referral fees or compensation based on the purchase or sale of financial products or services to you.

Personalized service

Being cognizant of the fact that most clients feel that their advisors treat them simply as a source of revenue, the firm is committed to introducing a human aspect back into the client-advisor relationship. You won’t feel like your advisor just treats you like a “number” because you’ll receive an individualized service.

Where clients require a personalized service in languages other than English, the firm is able to offer advice through professionals that are fluent in Spanish and have a working knowledge of the French language.

Broad-based services:

The firm provides its clients with more than just “plain vanilla” financial planning, offering them a broad range of services that goes well beyond simple investment recommendations.

Services offered by the firm cover areas such as mutual funds, exchange traded funds, asset allocation, financial planning, retirement planning, estate planning, education planning, divorce financial planning, portfolio composition, and advice on a myriad of financial situations, from insurance and home-buying to buy-versus-lease decisions.

Experts in what they do

As the founder and president of the firm, Cathy Pareto is, beyond a doubt, an acknowledged expert at what she does best.

As a result of her solid expertise in a broad range of financial areas, Cathy serves as an expert witness on behalf of both claimants and respondents in cases where her area of financial expertise is called for: during litigations, arbitrations, and mediations. 

Local presence – nationwide and global reach

While the firm is based in Coral Gables, FL, the team serves clients all over the country and across the globe.

Qualified and accredited staff

Clients are served by professionals with designations ranging from BBA, MBA, CFP®, CPA, and other graduate/post-graduate-level degrees.

As a client, you have peace of mind in knowing that your advisor has peer recognition through his/her accreditation/membership in respected organizations such as NAPFA (National Association of Personal Financial Advisors), the Financial Planning Association, the American Institute of Certified Public Accountants, and the Florida Institute of Certified Public Accountants.

Disciplined approach

The firm follows a disciplined and well-structured approach to planning, delivering, and monitoring the services it provides to its clients. The 5-step client process, used to ensure that your financial plan and investments meet your needs, starts with a discovery process and never really ends because step 5 continually monitors and adjusts your personalized plan throughout your relationship with the firm.

Choice of fee options

Cathy Pareto and Associates, Inc. offers its clients a number of fee options, including a graduating rate based on assets under management, fixed-fee consultations, and hourly rates for clients needing specific services.

Awards, accolades, and honors

Individually, as well as collectively, Cathy Pareto and Associates, Inc. and its team members have earned numerous awards and recognitions that underline their contribution to the financial planning and investment advisory industry as well as to their clients.

  • Cathy Pareto has been selected by Worth magazine as one of its “Top 250 Wealth Advisors in the US.” This list recognizes the contributions made by a select group of professionals in the field of wealth management during the course of the year.
  • Cathy has also been honored by the South Florida Business Journal, who included her in their “40 Under 40” list, which recognizes the region’s top performers under 40 years of age for their professional achievements and engagement in their community.
  • Forbes Magazine selected Cathy Pareto and Associates, Inc. as one of the “Top 10 Most Dependable Wealth Managers” for women in the US. In bestowing this honor, Forbes acknowledges the firm’s expertise in helping “…individuals and families by providing them with sound, personal, and down-to-earth advice on retirement, investing and financial planning.”

Full life-cycle service and support

Whether you are working towards retirement, nearing retirement, retiring or already retired; going through a divorce; or need support with financial and life planning following the loss of a spouse or partner, the firm will provide you with all of the support and services that you need for that particular stage of your life and even beyond.

Extensive media coverage

Cathy Pareto is no stranger to mainstream financial media, appearing on or contributing to renowned outlets like Forbes, Yahoo Finance, Women in Business, The Wall Street Journal, Bloomberg News, CNBC, CNN, Fox News, NBC, and many others.



Cathy Pareto and Associates, Inc. Review – Team Members:

The Cathy Pareto and Associates, Inc. team comprises professionals with an extensive level of industry experience and a wide range of academic and professional accreditations including BBA, MBA, CFP®, CPA, and other graduate/post-graduate-level degrees and designations.

Clients requiring specialized advice in accounting, insurance, and taxation will also find qualified professionals on hand to assist with their unique needs.

  1. Cathy Pareto, MBA, CFP®, President & Founder
  2. Louis Benjamin Carpenter, III, CFP®, CPA, Financial Advisor
  3. Alexandra Caraballo, Financial Planner Associate
  4. Nina Arguello, Operations and Client Service
  5. Karla Arguello, MBA, Marketing and Communications

…Click here for Cathy Pareto and Associates, Inc. advisor’s team page for the most updated information

Cathy Pareto and Associates Fees:

Financial Planning Fees:

Cathy Pareto and Associates

Investment Management Fees:

Cathy Pareto and Associates Investment Management Fees

Cathy Pareto and Associates, Inc. Reviews – Services:

Financial planning:

  • Savings and investment plan
  • Retirement plan
  • Financial planning/ad-hoc planning

Investment management:

  • Asset allocation
  • Investment selection
  • Ongoing review/monitoring of investments
  • Reporting

Cathy Pareto and Associates, Inc. Address Information (Local Office):

  • 2030 S. Douglas Road, Suite 215, Coral Gables, FL 33134

To Contact Cathy Pareto and Associates, Inc.:



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