Financial Planning Software Reviews


Financial planning software is more advanced and user-friendly than ever, allowing you to monitor all aspects of your financial life with just a click of the mouse.

Using the right financial planning software can take the guesswork out of your finances, provide greater clarity and control, and save huge amounts of time.

But how do you know which program to use?

Financial Planning Software Reviews

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There are a plethora of financial planning software reviews out there, and wading through them can feel like anything but a time-saver.

This article takes a look at 6 great financial planning software options and how they can improve your overall financial health.



1. AceMoney – Financial Planning Software Reviews

Ace Money scores consistently high on financial planning software reviews for its versatility and user-friendly interface.

A robust set of tools allows you to calculate expenses, monitor cash flow, track investments, and even analyze your taxes. The program includes support for different currencies and allows transactions to be scheduled months in advance.

When you log in, an account snapshot gives the total financial picture in one glance. Ace Money retails for $40 and is available for Mac and Windows users.



2. Quicken – Financial Planning Software Reviews

Quicken has been a household name in financial planning software since the early days of Windows—but the technology has come a long way since then.

Today’s Quicken comes with enhanced budgeting, billpay tools, options for managing investments and debts, and 21st century upgrades like the Quicken mobile app, which allows you to check your financial status on the go.

Constant improvements in functionality have kept this software at the top of many financial planning software reviews. Instant downloads of the basic version of Quicken are available starting at $30. Quicken also comes in more advanced versions for both Windows and Mac.



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3. RichOrPoor Financial Planning Software Reviews

A solid performer in financial planning software reviews, RichOrPoor is a good option if you want less automation and more control in your software.

RichOrPoor offers a strong set of reporting options for investments, expenses, and other aspects of personal finance.

However, this financial planning software does not provide the online connectivity that comes standard in other programs.

Expect to spend more time setting up and managing your accounts, but once you’re there, the navigation and reporting is good.  



4. Financial Fate  – Financial Planning Software Reviews

If you’re looking for free financial planning software that still comes with powerful reporting tools, Financial Fate is worth a try.

Financial Fate  - Financial Planning Software Reviews

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There are several drawbacks, such as the fact that you can’t print reports from within the program—but the information and recommendations created around your personal financial picture are impressive according to financial planning software reviews.

Financial Fate is only available as a free instant download for Windows.



5. You Need a Budget (YNAB) – Financial Planning Software Reviews

When conducting financial planning software reviews, you also want to consider You Need A Budget (YNAB).

The company’s award-winning budget software allows you to get off the financial roller coaster.

It provides you with the ability to break down account balances into categories that make sense to you.

You can also use it to determine savings for longer-term goals and quickly determine if that impulse purchase will affect your finances adversely now and down the road.

Interactive features allow big expenses to be planned and paid without causing shockwaves in your budget.

Mortgages, investments, and credit cards are all covered by various planning and reporting tools.

YNOB is also a 21st century software option, complete with mobile apps and live online classes that help you get the most out of this financial planning software.

YNOB retails for $60.



6. Free Online Services – Financial Planning Software Reviews

Doxo, Mint, and Manila are not examples of traditional financial planning software, but they are being used by increasing numbers of people and businesses to track finances.

These free online services offer robust connectivity to bank accounts, credit cards, investments, and even tax preparation services. 

Users are flocking to these sites and apps because they charge nothing for basic services and can be accessed from any Internet-connected device worldwide. The downside is privacy.

Having all of your financial information stored in the cloud may not feel like the safest option for some “budgeteers.”


Conclusion – Financial Planning Software Reviews

There has never been a better time to leverage the power of financial planning software to bring your finances into focus.

Doing so can save you time and money and help you chart a detailed course to your financial goals.

With technology becoming faster and more visual, including integration across mobile platforms, taking your financial game to the next level is a walk in the park.



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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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