Intro – Opus Bank Reviews & Ranking

AdvisoryHQ recently published its list and review of the top banking firms in Washington, a list that included Opus Bank. 

Below we have highlighted some of the many reasons Opus Bank was selected as one of the best banking firms in Washington.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

Opus Bank Review

As one of the most respected banks in Seattle and throughout the state of Washington, Opus Bank is one of the fastest-growing banks on the West Coast.

It has offices not only in Washington but also in Oregon and Arizona. With assets of $7.9 billion, Opus Bank is among the top 145 banks in the nation.

Opus Bank Review

Photo courtesy of: Opus Bank

Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed review, Opus Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Opus Bank Review: Crescendo Business Money Market

The Crescendo Business Money Market account is a business savings option available to customers of Opus Bank that offers competitive tiered interest rates based on balance levels. This account is also designed to be flexible and provide liquidity if necessary.

Features include unlimited in-person and ATM withdrawals, and this account can be accessed via free online banking.

There is a monthly service charge of $10, but this can be avoided for those account holders who maintain a $1,000 minimum daily balance. 

Opus Bank Review: Personal Credit Cards

For Opus Bank customers who need a unique, valuable credit card option, there are several to choose from.

The credit cards available to consumers who bank with Opus include:

  • Visa Platinum Card: This card helps users save on interest thanks to an extended introductory rate. It can be used to pay off other credit card balances more quickly.
  • Visa Bonus Rewards Card: Designed to give cardholders points for their spending, it includes automatic bonus points each month and 1 point for every $1 spent on eligible purchases.
  • Visa Bonus Rewards PLUS Card: This card helps the rewards accumulate even more quickly, with 1 point for every $1 spent on eligible net purchases and more automatic bonus points each month.
  • Visa College Rewards Card: Designed for students, this option offers a competitive rate, a manageable credit line, and spending rewards.

Opus Bank Personal Credit Cards Review

Photo courtesy of: Opus Bank

Opus Bank Review: Business Banking

Opus is one of the Washington banks that provides the opportunity for customers to integrate their personal and business financial needs in one location.

Some of the business banking products and services available from Opus include:

  • Revolving lines of credit
  • Business term loans
  • SBA loans
  • Owner-occupied real estate loans
  • Depository services
  • Online banking
  • Payables management
  • Merchant card services
  • Mobile merchant card services
  • Escrows
  • 1031 exchanges

Opus Bank Review: Personal Checking Accounts

The signature Personal Checking account from Opus is designed to be simple and have all the banking basics a customer might need.

The opening deposit is only $100, and if a $500 minimum daily balance is maintained or at least one direct deposit per statement cycle is made, the $9 service charge is waived.

Monthly transactions are unlimited, and this account gains customers access to online banking, bill pay, and e-statements.

Another checking account option from Opus is Personal Interest Checking. This account has a $10 monthly service charge, but this can be waived if a $1,500 minimum daily balance is maintained.

It can also be waived if the account holder has a $10,000 combined average monthly balance in all other Opus Bank accounts.

In addition to reviewing the above Opus Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.