Intro – North Island Credit Union Reviews
AdvisoryHQ recently reviewed the top credit unions in San Diego, California. Each credit union was individually researched based on general concepts of quality and value.
Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.
Below we have highlighted some of the many reasons North Island Credit Union was selected as one of the best credit unions in San Diego, California.
North Island Credit Union Review
North Island Credit Union was established in 1940 and has been actively serving the needs of San Diego residents since then. North Island was initially founded as the Naval Air Station San Diego Federal Credit Union, but today all San Diego residents can become members.
North Island remains a member-owned,community-centric credit union that strives to deliver the best products and services along with advanced technology including options such as mobile banking.
Image Source: North Island Credit Union
Key Factors That Led to Our Ranking of This Credit Union as One of the Best Credit Unions in San Diego, CA
Reasons North Island was included in this ranking of the top San Diego credit unions are detailed below.
North Island Credit Union Review: Cash Back and Rewards Programs
The cash back and rewards program from North Island offers members exclusive rewards when they pay with their debit card and enroll in Digital Banking.
Each time they sign on to their Digital Banking account, participants will be shown their exclusive offers. Then, all a user has to do is click on that offer, and there’s no charge for program participation.
There are two ways to see personalized rewards in a Digital Banking account. The first is to look at the Purchase Rewards section on the Digital Banking home page.
Users can also click the Quick Peek button to see their new offers.
North Island Credit Union Review: Identity Theft Protection
North Island is one of the credit unions in San Diego that takes member safety and security incredibly seriously. With that in mind, all members of this top credit union in San Diego have the option to purchase an identity theft package.
This subscription service includes fully managed identity theft research, remediation, and recovery. A professional, licensed Recovery Advocate works on behalf of participating members to restore their identity if any theft occurs.
Other features include:
- Lost document replacement
- Identity theft expense reimbursement insurance
- One bureau credit monitoring
- Internet black market monitoring which proactively monitors up to 50 registered credentials and scans websites for suspicious activities
North Island Credit Union Review: Digital Banking and Bill Pay
Options available through this San Diego credit union online banking service include the option to track and monitor all spending, which makes it easy to avoid overdraft charges.
Users can view their last 12 months of transaction history, which includes check images and also see all pending transactions, purchases, and direct deposits.
Digital Banking includes the ability to request a loan payoff quote, to send and receive secure messages, and to transfer funds.
A signature feature of online banking from North Island is the availability of My Virtual StrongBox, which is a virtual safety deposit box that maintains electronic copies of any documents you wish to store there, such as passports or legal documents.
North Island Credit Union Review: Auto Buying Center
This San Diego credit union auto loan provider features the Auto Buying Center, which serves as a way to help members find the right car for them.
North Island partners with AutoExpert, so their team of advisors can work for members to search and locate the vehicle they want, at the best possible price, and with excellent terms.
North Island auto loans feature competitive rates and flexible terms up to 72 months, with some loans offering an option of no payments for 90 days. Members can also set up auto pay to effortlessly pay off their car loan obtained through North Island.
In addition to reviewing the above North Island Credit Union review, you can click on any of the below links for exclusive reviews of all top rated credit unions in San Diego, California:
- Cabrillo Credit Union
- California Coast Credit Union
- Mission Federal Credit Union
- Navy Federal Credit Union
- North Island Credit Union
- Point Loma Credit Union
- San Diego County Credit Union
- San Diego Firefighters Federal Credit Union
- San Diego Metropolitan Credit Union
- USE Credit Union
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