Intro – NBH Bank Reviews & Ranking
NBH Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's groundbreaking, four-step banks and credit unions selection methodology.
Click here for a step-by-step breakdown of the methodology and selection process used during our NBH Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
The NBH Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of NBH Bank.
NBH Bank (Bank Midwest) Review
NBH Bank is the National Banking Holdings Corporation, which is the holding company that’s affiliated with Bank Midwest, Community Banks of Colorado, and Hillcrest Banks. The philosophy of NBH Bank is based on common sense, personal attention, and helping clients make sensible decisions that are realistic for their lives.
The subsidiary of NBH Bank is Bank Midwest, which offers personal and business banking. Personal banking solutions from Bank Midwest include checking, savings, money markets, CDs, debit cards, credit cards, and online banking.
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Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms
Upon completing our detailed reviews, NBH Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors.
NBH Bank Review: Refer a Friend Program
Along with being one of the top banking firms, Bank Midwest offers exclusive programs that bring value to the lives of customers. One of these is the Refer a Friend program, which allows account holders to earn up to $500 a year through referrals.
If you refer someone who opens and utilizes a new Bank Midwest personal checking account, you can become eligible to receive a $50 Visa Reward Card, and your friend can also earn a reward card.
Image Source: NBH Bank
In addition to the referral and the opening of a new account, for eligibility, the friend or family member must receive one or more direct deposits totaling at least $500 and perform 15 or more Visa debit card point-of-sale purchases.
NBH Bank Review: ID Protection
NBH and Bank Midwest partner with Deluxe Provent to deliver cutting-edge identity theft protection to account holders through the ID Protect Plus program. Once account holders activate their service, they’ll receive access to a member dashboard that can be reached online or by using the mobile app.
Once enrolled, you receive Internet and credit monitoring, a quarterly credit score, and comprehensive recovery assistance if you ever have a problem with identity theft. The cost is only $5.99 per month for this service when you have a checking account with Bank Midwest/NBH.
NBH Bank Review: Card Services
As a full-service banking institution, Bank Midwest, which is a division of NBH Bank, offers three primary types of cards.
The first is the Visa Debit Card, which gives cardholders access to their checking account and is widely accepted at more than 35 merchants around the world. This card can also be used as an ATM card and is ideal for the management of everyday expenses.
An ATM card is for customers without a checking account, and these cards can be used to access funds in a savings account at Bank Midwest.
The Bank Midwest Visa Credit Card is also accepted all over the world and offers interest rates that are competitive as well as special rates that are granted for loyalty.
NBH Bank Review: Premium Checking
One of the exclusive offerings from Bank Midwest is Premium Checking, which delivers security and reliability along with perks like loan discounts.
The Premium Checking account includes unlimited refunds on out-of-network ATM transactions, a 0.15% rate increase on CDs, and two additional Premium Checking accounts. It also features a free box of specialty checks and five NSFs or overdraft fees waived per year.
Also included with Premium Checking are a Visa debit card, eStatements, and online and mobile banking.
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