Intro – Lone Star Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in Dallas, Texas, a list that included Lone Star Credit Union.

Below we have highlighted some of the many reasons Lone Star Credit Union was selected as one of the best credit unions in Dallas, Texas.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



Lone Star Credit Union Review


Building on a foundation of people helping people, Lone Star Credit Union started in 1967 as Lone Star Gas Employees Federal Credit Union, to serve the financial needs of employees of Lone Star Gas Company.

In 2000, it officially became Lone Star Credit Union after receiving a state charter. In 2007, membership was opened to any resident or business located within a 10-mile radius of the Dallas branch of the credit union.

Now, this full-service financial institution offers a range of products and services including credit cards, auto refinancing, and access to a network of fee-free ATMs.



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, Lone Star Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 

Lone Star Credit Union Review: Texas Heritage Checking

This leader among Dallas credit unions offers the exclusive Texas Heritage Checking account, which provides convenience and flexibility.

This is ideal for members who usually have a balance of more than $1,500, and there are a number of perks and benefits. The monthly service charge is waived for members over 55, regardless of their account balance.

Other features include:

  • Access to more than 55,000 surcharge-free ATMs
  • 5,000 nationwide CO-OP Shared Branches nationwide
  • Free personal checks, cashier’s checks, and money orders
  • CD rate increases
  • Paid dividends
  • Points on your debit card purchases through the Premier Rewards program
  • Can be opened with as little as a $25 deposit


Lone Star Credit Union Review: Freedom Checking 

Another versatile and convenient checking account option available to members of Lone Star is called Freedom Checking, which includes a complimentary instant-issue debit card with rewards.

Account holders have access to free in-network ATMs, online branch access, eStatements, and bill pay.

Perhaps two of the best features of this account are the fact that there’s no monthly service charge and no minimum balance requirement. The minimum opening deposit for Freedom Checking is only $25.



Lone Star Credit Union Review: First-Time Auto Loan

For those borrowers who are getting an auto loan for the first time, there is an exclusive program available through Lone Star Credit Union. The First-Time Auto Buyer Program is designed for people who have little to no credit when they’re making their first car purchase.

This top credit union offers up to 80% financing, with maximum loan terms of 60 months. Other features include Pre-Qualified buying power and a Good Payment History Bonus, so you’re rewarded with a better rate on your loan after 18 months of making payments on-time.

A first-time auto buyer is someone who has no credit score or no previous auto financing history but does have proof of employment, proof of income, and three references.


In addition to reviewing the above Lone Star Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:



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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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