Intro – JSC Federal Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in Houston, Texas, a list that included JSC Federal Credit Union Review.

Below we have highlighted some of the many reasons JSC Federal Credit Union Review was selected as one of the best credit unions in Houston, Texas.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



JSC Federal Credit Union Review


JSC Federal Credit Union is a local Houston credit union offering checking and savings accounts, credit cards, loans, and modern conveniences such as online and mobile banking.

JSC Federal Credit Union Review

Photo courtesy of: JSC FCU

Key Factors That Enabled This Credit Union to Rank as a Top Credit Union

Below are key factors that enabled JSC Federal Credit Union to rank as a top credit union in Houston.

Membership Eligibility

Membership is open to individuals that live, work, attend school or church or regularly conduct business or community service in the cities of Houston, Galveston County, and Texas City.

You can also join if you are a family member or live in the same household of a current JSC member.

Members of these companies, churches, homeowners’ associations or other associations are eligible for membership as well. 



Checking Account Options

An Express Checking account can be opened with a $25 minimum opening balance; however, going forward, the account has no minimum balance requirement and no monthly fee.

Express checking accounts can also be linked to a debit card and online bill pay. If interested in opening an account, be sure to inquire about all of the terms, conditions, and fees before opening the account.

Other checking accounts – all with varied terms, benefits, and limitations – available at JSC Federal are:

Savings Account

The Classic Savings account at JSC Federal has an opening balance minimum of $5 and a minimum monthly balance of $5.

The account can be linked to an ATM card and gain access to 55,000 national ATMs. Members also get access to online banking and the JSC Mobile banking app.

Check out JSC’s website to see the additional savings accounts available.



Mobile App

JSC Federal provides account holders with a free mobile banking app that is available on a wide array of mobile devices. Features available on the app are:

  • View account balance and history
  • Transfer funds between JSC Federal Credit Union accounts
  • View account alerts and secure messages
  • Stop payments on checks
  • Mobile check deposit using Express Deposit

Credit Cards

JSC offers two Visa credit card options for its members: the Visa Platinum credit card, and the Business VISA Platinum credit card. 

Both credit card options come with competitive APR rates and a simple application process. Members can apply for the cards online and expect a fast 24-hour application turnaround.

Available Loans

Members can apply for a wide range of loans at JSC Federal, including:

  • Line of credit
  • Personal loan
  • Vehicle loan
  • Mortgage purchase or refinance
  • Home equity loan
  • Home improvement loan
  • Unimproved property loan
  • Home equity line of credit

To browse exclusive reviews of all top rated credit unions in Houston, Texas, please click on any of the links below:



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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