Intro – Top Rated Florida Banks
AdvisoryHQ recently reviewed the top banks in Florida. Each bank that was reviewed demonstrates an excellence in quality, provides exceptional service, offers a wide-range of products, and affords a high-level of convenience to its customers.
Included in this list is Iberiabank.
Below we have provided a detailed review of Iberiabank and the specific factors we used in our decision-making process.
Iberiabank was established in 1887 and has been serving the needs of unique clients for more than 125 years. This community bank works to provide value-based client services while maintaining a dedication to the communities it serves.
Iberiabank Corporation maintains 299 offices, which includes 201 bank branches in states throughout the South, as well as Florida.
Image Source: Iberiabank
Services include retail banking, as well as commercial, business, and private banking. There are also mortgage services available through this leader among banks in Florida.
Key Factors That Led Us to Rank This Bank as a Top Bank in Florida
Listed below are some reasons Iberiabank was chosen as one of the best banks in Florida.
Iberiabank offers three different credit cards to consumers.
The first option is the Visa® Classic, which is a traditional, all-purpose card with a competitive interest rate and low annual fees. It includes Visa Zero Liability and cash advance options.
The next credit card from Iberiabank is the Visa® Platinum, which is a premier-level card with a rewards program and low interest rates.
Finally, the top-tier card is called the Visa® Signature, which features not only competitive rates but also the best rewards options, enhanced benefits, and access to Visa Signature Concierge Service.
Overdraft Protection Options
Extensive security and offerings aiming to protect the best interests of customers are imperative to everything Iberiabank does. One area where they offer signature safeguards to clients are within the field of overdraft options.
Overdraft options from this leader among banks in Florida include:
- Deposit-to-Deposit Overdraft Transfer Service: If you have a checking, savings, or money market account with Iberiabank, it can be authorized to link to your checking account to cover overdrafts.
- Line of Credit: This can be attached to checking accounts as a way to cover overdrafts. It requires a completed application to determine credit worthiness.
- Overdraft Privileges: In some instances, the bank will pay overdraft items, but it is at the discretion of Iberiabank.
Online banking services are extensive from Iberiabank. Some of these services include Bill Pay, which is a fast, easy, and convenient way to stay ahead of everything that needs to be paid.
It’s easier to organize and also quicker and easier than writing and mailing traditional checks, or even paying with a debit card.
Online Banking also includes bank-to-bank transfers and Direct Connect with Quicken or QuickBooks. Through Direct Connect, customers can synchronize their online banking in Quicken with one-step update features. This service is complimentary.
Also available are e-Statements and email alerts.
Photo courtesy of: Iberiabank
Finding the right savings programs and opportunities is an essential component of financial health, presently and for the future.
This is something Iberiabank seems to have an understanding of, so they offer many flexible, customizable savings account options to serve diverse needs.
Savings options from Iberiabank include:
- Traditional savings accounts and money markets
- Certificates of Deposit
- Individual retirement accounts
- Interest-bearing holiday savings accounts
- Health savings accounts
To browse exclusive reviews of all Top-Rated Banks in Florida, please click on any of the links below:
- BBVA Compass
- Branch Banking & Trust Company (BB&T)
- Capital Bank Corporation
- Centennial Bank
- Fifth Third Bank
- Florida Community Bank
- PNC Bank
- Regions Bank
- SunTrust Bank
- Synovus Bank
- TD Bank
- Valley National Bank
- Wells Fargo Bank
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