Intro – Heritage Bank Reviews & Ranking

Heritage Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ's groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our Heritage Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The Heritage Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of Heritage Bank.

Heritage Bank Review

Heritage Bank is a community bank established in 1927 with locations throughout the Pacific Northwest. Heritage works to provide continuous value to customers, shareholders, and the local communities it serves through the implementation of best practices, innovative systems, and creative thinking.

The values of Heritage are based on operating with honesty and integrity, and this top banking firm is committed to upholding the highest of ethical standards and pairing that with excellent customer service.

General service areas include personal and business banking, home loans, and wealth management.

Heritage Bank Review

Photo courtesy of: Heritage Bank

Key Factors Leading Us to Rank This Firm as One of This Year’s Top Banking Firms

Upon completing our detailed reviews, Heritage Bank was included in AdvisoryHQ’s ranking of this year’s best banking firms based on the following factors. 

Heritage Bank Review: Basic Checking

Basic Checking is an affordable account option from Heritage that offers all the fundamental conveniences of a standard checking account, with low fees and manageable monthly balance requirements.

This account requires only a minimum opening deposit of $100, and with a daily balance of $100, the $7 monthly maintenance fee is waived.

As with all personal checking accounts from Heritage, Free Checking includes free online banking, Bill Pay, mobile and text banking, and mobile remote deposit options. It also includes an unlimited VISA Debit Card, and automatic transfer savings plans are available.

Heritage Bank Review: FinanceWorks

Many of the accounts available from Heritage can be used along with FinanceWorks, which is a Quicken financial management software product.

FinanceWorks provides users with the ability to connect to their financial institutions and creditors so they can see their complete financial picture in one location.

It also includes the following features:

  • Manage your cash flow so you can quickly see how much you have to spend or save until your next deposit
  • Budget with easy-to-use tools and visuals
  • Manage bills all in one place and schedule payment email reminders
  • You can also separate business income and expenses from your personal information and create income and expense reports

Heritage Bank Review: IRAs

The IRAs offered at Heritage Bank cover a wide range of terms, increasing convenience for each and every customer. Terms include 12-24 months, 30 months, 3, 4, or 5 years.

Interest is compounded daily and posted quarterly, tiered interest rates are competitive, and customers can select from terms that best suit their personal requirements. Combined statements are also available to show your other deposit accounts.

Another valuable savings option from Heritage are Jumbo Certificates of Deposit, which have short terms and simple interest paid at maturity.

Heritage Bank Review: Mobile Banking

The Heritage Bank Mobile app is free and lets users view their balances in real time, make transfers, pay bills, and locate a nearby branch or ATM. Users can also deposit checks from their smartphone or tablet.

The user-friendly design of the app includes the ability to transfer funds by selecting the account and entering the amount you’d like to transfer.

Users can also take advantage of Heritage Text, which lets people receive secure account information from their mobile phone at any time and from any place.

In addition to reviewing the above Heritage Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms:

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.