Founders Federal Credit Union Review and Ranking


Intro – Founders Federal Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in North Carolina, a list that included Founders Federal Credit Union.

Below we have highlighted some of the many reasons Founders Federal Credit Union was selected as one of the best credit unions in North Carolina.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.



Founders Federal Credit Union Review


Founders Federal Credit Union was originally founded in 1950 as a credit union for the employees of Springs Mills in Fort Mill, South Carolina. Over the years, the credit union has grown substantially, adding more locations and expanding membership to those outside of employees of Springs Mills.

Image source: Pexels

Today, Founders is one of the top credit unions in Charlotte and the surrounding areas. The credit union serves its nearly 200,000 members across 28 banking locations and holds assets in excess of $1.7 billion. Products and services offered by the impressive credit union in Charlotte, NC include no-cost share drafts, share certificates, bill pay services, lines of credits, and loans.



Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, Founders Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 

Founders Federal Credit Union Review: Free Checking

Founders Credit Union’s checking account has all the features members need to manage their money without all the hassles and requirements that come with many traditional banks’ free checking accounts.

A checking account at this Charlotte, NC credit union offers the following features:

  • No minimum balance requirement
  • No monthly fees when enrolled in e-statements
  • Earns dividends on full balance
  • Free e-statements
  • Free Visa Debit card
  • Easy online check ordering
  • Mobile deposit with the Founders app

Founders Federal Credit Union Review: Loyalty Dividends

Below are key factors that enabled Founders Credit Union to be rated as one of this year’s best credit unions in Charlotte, NC.

Image source: Pexels

This top credit union in Charlotte believes in rewarding members for their loyalty. That’s why members in good standing with this Charlotte credit union are rewarded with a special loyalty dividend – a way for the credit union to thank customers for their loyalty throughout the year.

Members in good standing receive a percentage of year-to-date interest paid and dividends earned or a minimum of $10 as long as their checking account is active.

The more Founders Credit Union products a member has, the more his or her loyalty dividend payout will be. Products that qualify for a loyalty dividend include a checking account, savings accounts, credit card, mortgage loans, and auto loans.

Founders Federal Credit Union Review: Loans

Founders Federal Credit Union offers an array of loan products to meet its members’ financing needs. Whether a member is looking to purchase a new car, buy his or her first home or consolidate debt, this top Charlotte, NC credit union has a loan product for everyone.

Available loan products from this popular credit union in Charlotte, NC are:

  • Auto loans
  • Personal loans
  • Personal lines of credit
  • Home equity lines of credit
  • Mortgage products

In addition to reviewing the above Founders Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.