Intro – Fort Worth City Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Fort Worth, Texas, a list that included Fort Worth City Credit Union.
Below we have highlighted some of the many reasons Fort Worth City Credit Union was selected as one of the best credit unions in Fort Worth, Texas.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Fort Worth City Credit Union Review
Fort Worth City Credit Union was chartered in 1929, with the goal of providing high return rates on share accounts and low-interest loans. In its history, which spans more than 85 years, this credit union in Fort Worth has grown to more than $160 million in assets. Membership is available with a minimum $25 deposit, and with this membership comes a vote in the daily operations of Fort Worth City Credit Union.
Image source: Pixabay
Membership to this Fort Worth credit union includes people, as well as incorporated and unincorporated organizations that are employees of the city of Fort Worth or MedStar, in addition to employees of museums in the City of Fort Worth, employees of specific companies that contract with the city, and relatives of current employees from eligible groups.
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, Fort Worth City Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Fort Worth City Credit Union Review: SMARTChoice Loans
SMARTChoice loans available from FWCCU are an alternative to payday loans or cash advances. Payday loans often have very unfair terms and high interest rates, but this loan is designed to provide better value to members.
The SmartChoice loans have repayment terms up to 90 days and can be used when a member needs access to emergency cash. Loan amounts available range from $100 to $750.
Requirements for one of these short-term, personal emergency loans include being 18 or older, having an active checking account for 90 days with direct deposit, proof of employment, and evidence of income.
Fort Worth City Credit Union Review: Independence Checking
Independence Checking is a unique second chance checking account option available from this credit union in Fort Worth, TX. It’s designed for people with a ChexSystems history, and it provides all of the functionality and features of a traditional checking account.
There is a small monthly fee, but this can be waived for account holders who maintain a $1,000 aggregate minimum monthly direct deposit.
This account is available to anyone, and it also features checks and bill pay options.
As well as offering a second chance checking account, Fort Worth City Credit Union also features a Proud Independence PrePaid card.
Image source: Pexels
Fort Worth City Credit Union Review: Love My CU Rewards
As a perk to members, Fort Worth City Credit Union offers the Love My CU Rewards program. This exclusive offering lets members enjoy discounts and benefits on a wide variety of products and services.
These benefits are offered in addition to lower loan rates and fewer fees, which are enjoyed by all members of this credit union.
Members of Fort Worth City Credit Union have already saved more than $1 billion as the result of this valuable program.
Fort Worth City Credit Union Review: SyncUp Personal Financial Management
SyncUp is a personal financial management tool that lets members of this Fort Worth credit union sync all of their accounts into one manageable, streamlined location. All accounts can then be accessed through the Home Banking platform. This means members can add not just debts but also assets including deposit accounts, mortgages, loans, and credit cards, including from outside financial institutions.
Once accounts are synced, members can organize and categorize their spending to help them with budgeting. They can also create goals and budgets based on specific categories.
This service is free as long as members sign in at least once every 90 days.
In addition to reviewing the above Fort Worth City Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.