Intro – Top Rated Bank in Texas

AdvisoryHQ recently reviewed the top banks in Texas. Each bank was individually researched based on general concepts of quality and value.

Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.

Below we have highlighted some of the many reasons First National Bank Texas (FNBT) was selected as one of the best banks in Texas.

First National Bank Texas (FNBT) Review

Since its inception in 1901, First National Bank Texas has been working to offer innovative financial solutions, paired with superior customer service.

First Convenience Bank

Image Source: First National Bank Texas

Services include checking and savings accounts, business accounts, CDs, IRAs, credit cards, consumer and business loans, and mortgages.

Key Factors That Enabled This Bank to Rank as One of the Top Banks in Texas

When looking at the best banks in Houston, San Antonio, Dallas, Austin, and throughout Texas, the following were standout features leading to FNBT’s inclusion on this list. 


First National Bank Texas has more than 300 branches located in Texas as well as Arizona and New Mexico. There are also 400 ATMs throughout these states, and the branch network of banks is staffed by more than 3,200 conscientious professionals.

Also, FNBT offers 7-day banking and extended hours at many branch locations, as well as comprehensive online services.

All of this contributes to a sense of accessibility for customers of this leading Texas bank, but FNBT doesn’t sacrifice personal service.

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Online Services

FNBT is a modern banking institution with a full slate of online services for convenience and ease-of-use.

These online services include the following.

  • Direct deposit
  • Eco-friendly and convenient eStatements with access to up to seven years of statements online
  • Funds transfers that are one-time or recurring to any account you own
  • Voluntary and mandatory email alerts on accounts to monitor balance and certain activities such as transfers
  • Bill pay
  • Mobile banking
  • Text alerts

Mortgage Center

As part of their comprehensive service offerings, this leader among banks in Texas offers a Mortgage Center. It’s ideal for anyone, whether they’re a first-time homebuyer or a current owner who wants to refinance their existing mortgage.

The Mortgage Center features in-house processing and underwriting departments, meaning fast turnaround times.

FNBT’s Mortgage Center specializes in the following areas:

  • Department of Veterans Administration loans
  • FHA loans
  • Conventional loans
  • Texas veterans
  • First-time home buyers
  • USDA – 100% loan
  • Down Payment Assistance programs
  • Closing Cost Assistance programs

President Select High Yield Checking Account

FNBT offers many checking account options, but one of the premier choices is the President Select High Yield Checking Account.

It requires a minimum balance fee of only $20, and with a maintained daily balance of $10,000, customers’ minimum balance fee is waived each month.

It’s free to use Gold Key ATMs, and FNBT won’t charge these account holders for the use of non-Gold Key ATMs either.

Users will earn applicable interest rates on their account, which is compounded daily and credited monthly. Interest begins to accrue on the business day that deposits are made.

To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below:

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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