Intro – Best Texas Banks


AdvisoryHQ recently reviewed the top banks in Texas. Each bank that was reviewed demonstrates an excellence in quality, provides exceptional service, offers a wide-range of products, and affords a high-level of convenience to its customers.

Included in this list is First Financial Bank.

Below we have provided a detailed review of First Financial Bank and the specific factors we used in our decision-making process.



First Financial Bank Review


First Financial Bank has a long history of serving the banking and financial needs of Texas residents. This bank was founded more than 126 years ago and has successfully weathered economic disasters including the Great Depression and the Great Recession.

Image Source: First Financial Bank

First Financial Bank maintains 69 locations throughout Texas, all of which are staffed by people who work to create that feeling of community and personalization which are essential to First Financial’s selection as one of the best banks in Texas.



Key Factors That Led to Our Ranking of This Bank as a Top Texas Bank

The details below represent some of the reasons First Financial was included in this ranking of the best banks in Texas.

Security and Stability

Whether you’re searching for the best banks in San Antonio or the best banks in Houston, security and stability are incredibly important. These are represented in the way First Financial does business.

Along with its long history, First Financial has assets of more than $6.5 billion. In 2015, Bank Director magazine named it the #2 bank in the nation among the nation’s banks in the $5 billion to $50 billion category.

First Financial is the only institution taking the number 1, 2, or 3 spot every year for seven consecutive years.

Mobile Banking

The First Financial mobile banking app is very innovative and is packed with features.

Some of these mobile banking features include:

  • Picture Pay so you can quickly and easily pay a bill using the camera of your mobile device
  • Rapidly view account balances and transactions
  • Transfer funds
  • Make loan payments
  • View front and back images of paid checks
  • Set account nicknames and customize display preferences
  • Deposit checks using mobile tools
  • Turn your debit card on or off using your mobile alerts
  • Receive customized security alerts
  • The mobile app features auto-login and pin login options


Consumer Education

First Financial strives to help customers get the most from their money and their lives, and they emphasize the interconnectedness of every element of personal finances.

With that in mind, this best Texas bank offers various guides and consumer educational tools to help customers create good habits and establish strong credit.

Guidance and consumer educational tools include managing checking accounts, maintaining good credit, and repairing a credit score.

First Financial mortgage experts can help clients understand the process and ultimately buy a home, and advisors can also work with people regardless of what phase of life they are in, from sending kids to college to preparing for retirement.

Low-Fee Savings Accounts

Savings accounts are meant to grow, and First Financial doesn’t want customers to be subjected to high fees as a result of putting their money in one of their signature accounts.

Savings accounts at First Financial include no minimum deposit and no service charge as long as the daily balance remains above $50. Customers can take advantage of up to six unrestricted withdrawals per month without a charge, and additional withdrawals beyond that are only $1 each.

Additionally, First Financial offers competitive interest rates, so savings customers can earn money on their collected balances.



To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below. 



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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