Intro – First Citizens Bank Reviews & Ranking

First Citizens Bank was recently ranked and reviewed by AdvisoryHQ as a top rated banking firm. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our First Citizens Bank review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The First Citizens Bank review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of First Citizens Bank.

First Citizens Bank Reviews

First Citizens Bank, a division of First-Citizens Bank & Trust Company, has been in business for over 100 years, with headquarters in the state capital of North Carolina.

As stated in its mission, First Citizens is committed to its customers. It operates on the principle, “Forever First,” demonstrating its commitment to helping individuals, families, and businesses build their financial future.

first citizens bank reviews

First Citizens Bank Reviews

Additionally, our First Citizens Bank review found that the firm is deeply committed to the communities it serves. A prime example is its partnership with Teen Cancer America.

Based on the idea that teenagers deserve a place where they can be teenagers, the initiative strives to give kids who are fighting cancer access to care in a setting with others their age. This way, teens don’t feel out of place in pediatric or adult care wards.

This partnership is just one example of how First Citizens Bank makes a difference in its communities and touches the lives of thousands of Americans.

Key Factors Leading Us to Rank First Citizens Bank as One of This Year’s Top Banking Firms

Upon completing our detailed reviews, First Citizens Bank was included in AdvisoryHQ’s ranking of this year’s best banking companies based on the following factors. 

First Citizens Bank Reviews | Foreign Currency and International Payment Services

As one of the best banking companies, First Citizens recognizes the financial challenges and opportunities in today’s globalized world. That’s why it provides foreign currency and international payment services.

Like most banks, you can buy and exchange foreign currency at First Citizens branches. However, as anyone who has tried to send and receive foreign payments knows, it is not always easy.

First Citizens is unique is in its commitment to helping its customers do so quickly and efficiently. If you have a foreign check to cash, you can visit First Citizens Bank to find out how you can access funds quickly by getting immediate credit.

You can also visit a branch to obtain foreign drafts as an alternate means for transferring funds internationally, making First Citizens one of the top banking firms for customers that frequently deal with foreign transactions.

First Citizens Bank Reviews | eStatements for Free Checking

eStatements are becoming the norm in our tech-centric society. Our First Citizens Bank review found that customers can benefit from the institution’s free checking account simply by signing up to receive eStatements.

With eStatements, you’ll minimize paper waste, and you won’t have to pay to bank. It’s a win-win with this top ranked banking firm.

Compare First Citizens’ free checking with its other checking accounts below.

first citizens bank review

First Citizens Bank Reviews

First Citizens Bank Reviews | Informative Briefings

Many bank account holders do not actively think about how the international economy impacts financial institutions and their holdings, but the relationship is a strong one.

For the savvy consumer, First Citizens boasts a website full of timely informative briefings, available through their Market Outlook page. This page includes a wide variety of resources, including:

  • Weekly market perspectives
  • Advice and planning
  • Calculators
  • Planning tools
  • Testimonials

This unique and informational feature positions First Citizens bank as a global leader and provides added value for its customers.

First Citizens Bank Reviews | Home EquityLine of Credit

The Home EquityLine of Credit offered by First Citizens Bank allows you to borrow against the equity you have built in your home.

By doing so, you’ll have access to funds quickly, when you need them. A Home EquityLine of Credit can be used for anything you choose, including the following:

  • Home renovations
  • Consolidating debt that is high in interest
  • Paying for education tuition and related expenses

These lines of credit with First Citizens have low interest rates, based on the current Prime Rate as published in The Wall Street Journal.

Rating Summary

With a strong collection of checking account options—each including options for free checking—and supplemental financial services, like lines of credit and flexible international currency exchange, First Citizens Bank is one of the top banking firms to consider partnering with.

However, in comparison to other top banking firms on our list, First Citizens Bank does have room for improvement when it comes to how their services are communicated.

By updating their website into a more organized, user-friendly experience, First Citizens Bank could easily improve both their value proposition to new customers and their rating as one of the best banking companies in the U.S.

Read More: San Francisco’s Best 6 Banks & Credit Unions | Ranking

In addition to reviewing the above First Citizens Bank review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms:

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first citizens bank reviews
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First Citizens Bank