Intro – Emery Federal Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Cincinnati & Columbus, Ohio, a list that included Emery Federal Credit Union.
Below we have highlighted some of the many reasons Emery Federal Credit Union was selected as one of the best credit unions in Cincinnati & Columbus, Ohio.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
Emery Federal Credit Union Review
A leading Cincinnati credit union, Emery Federal Credit Union is a full-service, member-owned financial cooperative with services ranging from deposit accounts to loans, and even commercial services. Emery Federal Credit Union was chartered by employees of Emery Industries in 1939.
Since 1984, that membership has grown to include the employees and family members of more than 250 companies in both the Cincinnati and Columbus Metros. Additionally, in 2016, Emery extended membership to anyone who lives, works, worships, or goes to school in Hamilton, Butler, or Warren Counties.
Image Source: Emery Federal Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, Emery Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
Emery Federal Credit Union Review: Online Bill Pay
Online Bill Pay is a free service offered to members of Emery that allows them to streamline and simplify how they pay bills, without writing checks or having to remember several different login credentials on merchant sites.
Online Bill Pay lets members pay their bills from one website and schedule payments that are one-time, recurring, or future-dated. It’s easy to remember to pay bills, and users can quickly track their payment status and history.
Using this service, it’s also possible to make same-day or next-day payments when necessary.
Emery Federal Credit Union Review: Security and ID Protection
As part of having a Secure or Rewards checking account with Emery, they offer additional security and protection benefits, not only for the member but also their spouse, dependent children up to age 25, and parents who live in the same home as the account holder.
These protections include total identity monitoring, triple bureau credit file monitoring, credit score monitoring, and identity theft expense reimbursement. It also includes fully managed recovery services, even if there’s an event that has nothing to do with an Emery Federal Credit Union account.
Also, eligible account holders receive PLUS Cell Phone Protection, which reimburses the account holder up to $300 for the cost of replacing or repairing a device.
Emery Federal Credit Union Review: Emery Rewards Secure Checking
In addition to the benefits that come with security perks, Emery also features a rewards checking account. This account pays dividends just for having it. Members can earn a dividend up to 1.75% when they meet certain qualifications, which include:
- Having debit card purchases that total $350 each month
- Enrolling in monthly eStatements
- Using online or mobile banking at least once a month
- Making a direct deposit of $500 once a month
This rewards account has no minimum balance, unlimited check writing, overdraft protection options, and other perks as well.
Image Source: Emery FCU
Emery Federal Credit Union Review: Live Chat
As mentioned at the start of this review and ranking of the leading Cincinnati credit unions and Columbus credit unions, one of the biggest misconceptions among non-members is that credit unions aren’t as convenient or accessible as conventional banks.
This is untrue at Emery; they aim to provide as many varied ways for members to reach them and perform transactions as possible.
One of those methods is through Live Chat. With Live Chat, members can connect with a local team of support representatives who can answer any number of questions relating to accounts, deposits, and loans.
In addition to the above Emery Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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