Intro – Century Heritage Federal Credit Union Reviews & Ranking

AdvisoryHQ recently published its list and review of the top credit unions in Pittsburgh, a list that included Century Heritage Federal Credit Union.

Below we have highlighted some of the many reasons Century Heritage Federal Credit Union was selected as one of the best credit unions in Pittsburgh.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

Century Heritage Federal Credit Union Review

In 1936, forty employees of the Duquesne Works mill of U.S. Steel pooled $240 of their savings and established Century Heritage Federal Credit Union to take more control of their financial lives. After struggling through the Great Depression, they wanted to create a Pittsburgh credit union that they would own and that would be a place where they could save and make small loans to each other.

Century Heritage Federal Credit Union Review

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Unlike many other credit unions in Pittsburgh, Century Heritage FCU is solely focused on serving Allegheny Count. They are a financial cooperative that is owned by and operated for the people in Pittsburgh and the surrounding areas. With more than 13,000 members and $120 million in assets, Century Heritage FCU is a financially sound, safe place for the residents of Allegheny County to store their money.

Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms

Upon completing our detailed review, Century Heritage Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors. 

Century Heritage Federal Credit Union Review: Share Draft (Checking) Account

Century Heritage FCU’s Share Draft Account is designed to give members easy access to their funds at no cost. The account features no minimum balance and no monthly fees. Other features of this Pittsburgh credit union’s easy checking account include unlimited check writing, free MasterCard debit card with EMV chip technology, and eStatements.

Amazingly, this free checking account also provides members with their first twelve checks free of charge. Mobile and online banking are also available for even more customer convenience.

Century Heritage Federal Credit Union Review: Youth Clubs

Century Heritage FCU offers several youth clubs to help minors learn about the importance of saving for their future as well as financial responsibility. These clubs are designed for specific age groups to help get the young members at this credit union in Pittsburgh off to a strong financial start as they grow into adulthood.

All that is required to join a youth club is a $10 deposit to open a youth club account.

Youth clubs available at this top credit union in Pittsburgh, PA are:

  • Dollar Dog Kids Club: a perfect way to teach kids 12 and under the value of saving and managing their money
  • Cha-Ching Teen Club: designed just for teens to learn about savings, spending, what other teens think, download stuff, and get coupons
  • The Edge: offers financial services for young people on the edge of adulthood who are managing their finances on their own for the first time

Century Heritage Federal Credit Union Review: Market Index Certificates

For those members who like the idea of the rewards that can come with investing in the stock market, but who are hesitant to dive in due to the risk of loss, a Century Heritage FCU Market Index Certificate may be the answer.

A Market Index Certificate is a unique deposit investment that allows members to take advantage of the profits the stock market can offer while limiting the potential risk of loss if the market takes a downturn.

This unique certificate offered by this best credit union in Pittsburgh offers a great opportunity for members to broaden the diversity of their investment portfolio. This certificate combines exposure to a broad-based index while maintaining the safety of the investor’s initial principal deposit.

Market Index Certificate - Key Advantages

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A Market Index Certificate be opened as either a share or IRA certificate with a term of three or five years.

Key advantages of this certificate program are:

  • NCUA insured so the initial deposit is protected
  • Enjoy un-capped upside dividend potential without sacrificing safety

In addition to the above Century Heritage Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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