Intro – Top Rated Bank in Texas
AdvisoryHQ recently reviewed the top banks in Texas. Each bank was individually researched based on general concepts of quality and value.
Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.
Below we have highlighted some of the many reasons Capital One was selected as one of the best banks in Texas.
Capital One Review
Capital One is a diversified, full-service financial institution with headquarters in McLean, Virginia. The bank offers services to consumers not only in Texas but also throughout the U.S., Canada, and the United Kingdom.
Capital One is a Fortune 500 company and is recognized as one of the top 10 largest banks in the country based on deposits.
Image Source: Capital One
In addition to Texas branch locations, Capital One also maintains an office presence in New York, New Jersey, Louisiana, Maryland, Virginia, and the District of Columbia.
Key Factors Leading Us to Rank This Bank as One of the Top Banks in Texas
Below are key reasons Capital One was selected as one of the best banks in Texas.
CreditWise is a mobile app available free to users that lets everyone better manage their money and take more control of their finances.
CreditWise shows users their credit score free of charge, and it’s updated weekly. It also includes details such as factors impacting your individual score, and the Credit Simulator offers a view of how certain decisions could affect your credit score.
It provides a current TransUnion credit score and also lets you look at changes in your score on a month-by-month basis. You can also set up updates to receive automated emails whenever something changes, which includes inquiries and delinquent accounts, and the app shows a summary of open lines of credit.
One of the most popular and commonly used savings programs from Capital One is the 360 Savings account. This online account offers the following benefits and features:
- No fees and no minimum balance required to open or maintain an account
- Comparatively high interest rates
- Access to on-demand customer service
- The option to use features such as My Savings Goals and the Automatic Savings Plans
- Deposit checks from anywhere using mobile deposits
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Capital One places a significant emphasis on not just offering financial products, but also knowledge, education, and resources that can help consumers make smarter decisions when it comes to their money.
This focus on education is a very big part of why they were selected for this ranking of the top banks in Texas.
Some of the Capital One financial education tools and guides available through their website include:
- Money basics
- Understanding savings and investing
- Life events
- Small business resources
- Financial literacy programs
- Identity fraud
- Tools and resources
Rewards Credit Cards
Capital One is known for their rewards credit card options available to customers, and one of the most popular options is the Venture Card.
Designed for people with excellent credit, the Venture Card includes unlimited 2x airline rewards, which means two miles for every dollar spent on purchases.
Customers receive a one-time bonus of 40,000 miles, and the Venture card can be used to make travel purchases on any website or app.
The first year annual fee is $0, and rewards never expire. After the first year, the annual fee converts to $59.
Other features of all Capital One cards include no foreign transaction fees, fraud coverage, security alerts, travel upgrades and savings, complimentary concierge service, special access to events, and shopping discounts.
To browse exclusive reviews of all Top-Rated banks in Texas, please click on any of the links below:
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