Intro – Top Rated Bank

AdvisoryHQ recently reviewed the top banks in Texas. Each bank was individually researched based on general concepts of quality and value.

Various criteria were considered during the research process, some of which include fees, convenience, branches, online banking, education materials, and the selection of available services.

Below we have highlighted some of the many reasons Branch Banking & Trust (BB&T) was selected as one of the best banks in Texas.

Branch Banking & Trust (BB&T) Review

Branch Banking & Trust (BB&T) is a longstanding financial institution in the U.S., originally founded in 1872. BB&T is a full-service bank offering basic banking, lending, insurance, and wealth management solutions.

Branch Banking & Trust (BB&T) Reviews

Image Source: Branch Banking & Trust (BB&T)

As of December of 2016, BB&T is ranked as one of the largest financial services holding companies in the country, with more than $219 billion in assets.

This North Carolina-based bank has nearly 2,200 financial centers in 15 states throughout the country, and this includes Texas.

Key Factors Considered When Ranking This Bank as a Top Bank in Texas

The list below names some of the reasons BB&T was included in this ranking of the best banks in Texas.

U by BB&T

U by BB&T is the name of the mobile app offered to customers of this Texas bank, and it’s available on iPhone, iPad, and Android. You can take a few simple steps on a mobile device and have access to a broad selection of banking functionalities.

For example, this innovative app allows you to view your linked accounts and locate BB&T financial centers near you, as well as the option to pay your bills and make transfers through the use of the app.

Features of U by BB&T include:

  • A customizable home screen & Quick View Balance
  • Mobile check depositing
  • My Receipts, which lets you snap and upload receipts
  • Tip Advisor

Top Bank in Texas - Branch Banking & Trust (BB&T)
Photo courtesy of: BB&T

Savings Accounts

BB&T has many savings accounts and options available, which is why it’s ranked as one of the top banks in Texas.

ESavings is perhaps the simplest, and one of the most popular, options. This online-only savings account requires no minimum balance or monthly maintenance fees and allows for unlimited withdrawals and transfers at BB&T financial centers and ATMs.

The Investors Deposit Account is a money market account with tiered interest rates, check-writing capability and unlimited withdrawals at BB&T financial centers and ATMs.

Another popular savings option is the CollegeWealth 529 Savings account, which is a tax-advantaged, FDIC-insured college savings account with competitive, tiered interest rates, earnings that grow without being subject to federal income tax, and no monthly maintenance fees.

Personal Checking Accounts

Along with having many different savings accounts options, BB&T offers an array of checking options as well, so clients can find the option that’s perfectly tailored to their lifestyle and financial needs.

Some of the more popular checking options include the BB&T Fundamentals Checking that is a basic account with a small monthly fee.

Bright Banking is designed for those customers who are setting up direct deposit, and there are some ways monthly fees can be avoided with this option.

Elite Gold is a signature account option for customers with a mortgage or other high-balance account with BB&T. There are also student and senior checking accounts available for members of this top bank in Texas.


When creating this list of the best Texas banks, convenience and accessibility were extremely important. BB&T is not just a well-known national bank; they have many locations throughout Texas, from major cities to small towns.

Whether you’re looking for the best bank in Houston, the best banks in San Antonio, the best banks in Austin, or anywhere in between, BB&T is likely to have a convenient local branch or ATM to serve your needs.

In total, there are currently 47 Texas locations of BB&T throughout the state of Texas.

To browse exclusive reviews of all Top-Rated Banks in Texas, please click on any of the links below:

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.

Note: Empower Personal Wealth, LLC (“EPW”) compensates AdvisoryHQ Account for new leads. AdvisoryHQ Account is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.