2017 RANKING & REVIEWS
TOP RANKING BEST SITES FOR CAR INSURANCE QUOTES COMPARISON
Obtaining the Best Car Insurance Quotes
Car insurance quotes are a necessary evil that drivers must keep current to protect themselves and their vehicles in the event of an accident. For safe drivers, this can seem like an unnecessary expense, but those with a few accidents under their belts can attest to its necessity. How do you keep from overpaying for car insurance and make sure that you’re getting the best car insurance rates?
A car insurance comparison will let you see prices from leading companies and agencies to ensure that you are finding the best car insurance deals. Knowing which of these websites will show a car insurance online quote with the greatest degree of accuracy is a separate issue that must be addressed.
Award Emblem: Top 6 Best Sites to Compare Car Insurance Rates & Quotes
At AdvisoryHQ, we know how critical it can be to compare car insurance quotes. Shelling out too much money for insurance on a monthly or yearly basis can have a huge impact on your bottom line. You need to find the absolute best place for a car insurance quotes comparison.
These top ranking best car insurance quotes comparison websites will help you to make an educated and financially responsible decision regarding your online car insurance quotes. Compare car insurance rates today to find out if you’ve been overpaying on your premiums.
AdvisoryHQ’s List of the Top 6 Best Sites for Car Insurance Quotes Comparison
List is sorted alphabetically (click any of the website names below to go directly to the detailed review section for that car insurance comparison website):
Top 6 Best Sites for Car Insurance Quotes Comparison | Brief Comparison & Ranking
Car Insurance Comparison Websites
Examples of Companies
|Insurance.com||-Options to compare quotes, receive quotes from carriers, or be connected with an agent|
|Nerdwallet Finance||-Real-time adjustments based on your coverage preferences and driving history|
|Netquote||-Detailed questionnaire to determine discounts|
|Progressive||-Pulls information on your vehicles based on your address|
-Detailed questionnaire to determine discounts
|Quote Wizard||-Ability to bundle homeowner’s and renter’s insurance with car insurance quotes|
|Zebra||-Real-time adjustments based on your coverage preferences|
-Compares over 200 companies
Table: Top 6 Best Sites to Compare Car Insurance Rates | Above list is sorted alphabetically
Tips for Finding Car Insurance Quotes Online
Image Source: Bigstock
Shopping for car insurance quotes online can be a tedious process, but it’s critical to pay attention to the details. In order to secure the best car insurance quotes comparison, you need to keep a few tips and tricks in mind as you use these helpful sites. See a car insurance comparison side-by-side from top companies and smaller companies to find the best deal.
- Make sure the coverage is the same. Whether you want liability, collision, or comprehensive coverage, the online car insurance quotes will vary. When you compare car insurance quotes, all offers should be demonstrating the same level of coverage. Prices can vary significantly for lesser forms of insurance, so be sure to double check that the lowest rate still provides what you need.
- Raise your deductible. Just as you want to make sure coverage remains equal, keeping your deductible the same is important as well. A lower deductible will typically mean a higher rate during a car insurance quotes comparison.
- Bundling can sometimes save you money. Even if the car insurance quotes comparison shows you a lower rate from another company, be sure to ask if you could bundle all of your services for a discount with your current company or an even better deal from a new one. The more business you give to an insurance company, the more likely it is that you will receive a lower car insurance online quote.
- Accidents will cost you. The more accidents that you have, the higher your rates will be when you compare car insurance quotes. If you have several traffic violations on your record, try shopping for lower online car insurance quotes each year when you are working on becoming a safer driver. You may find lower rates if you can go longer without any tickets or accidents.
These car insurance quotes comparison tips will help you to find the lowest rates possible in today’s marketplace. Other variables can influence your price in one direction or another, including the make and model of your vehicle, safety devices, and even your demographics.
The more you shop and try to compare car insurance quotes, you are more likely to find just how much car insurance rates online can vary. Take your time when you shop so you don’t end up committed to a plan that doesn’t guarantee you the best car insurance deals around.
AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.
Detailed Review – Top Ranking Sites for Car Insurance Quotes Comparison
Below, please find the detailed review of each site on our list of sites to compare car insurance rates. We have highlighted some of the factors that allowed these websites for car insurance comparison to score so highly in our selection ranking.
Insurance.com is one of the best websites to get car insurance quotes from multiple sources quickly. Their free car insurance quotes give you several options to choose from, ranging from shopping and buying policies, receiving quotes from carriers directly, or connecting with an agent to shop.
Personalized quotes begin by walking through the specifics of your car. You’ll need to know what year, make, and model it is because these factors can drastically affect the cost of your car insurance. In order to make sure you get the best car insurance deals, Insurance.com also takes into account the primary use for your vehicle and how often and far you travel.
Even better, Insurance.com allows you to pause your application and return to it if necessary. A car insurance quotes comparison can take some time to complete. Having the ability to return to it again in the future makes it easier to compare car insurance quotes.
Insurance.com lists a number of companies as carriers for their quick car insurance quotes. In fact, they have an entire page dedicated to the insurance companies they have forged relationships with. Not all companies are available for a car insurance comparison in every state, but here are a few of the top choices:
- Nationwide Insurance
- 21st Century
- Liberty Mutual
They also have relationships with some smaller and lesser known insurance companies available throughout the United States. When you compare car insurance rates, you may find that you get a better deal with one of these smaller companies than would be available through larger companies.
Nerdwallet Finance Review
Nerdwallet features a number of helpful financial tools for consumers, and their car insurance comparison is no exception. They make it incredibly simple to get car insurance quotes in just a matter of seconds.
Image Source: Nerdwallet
Their initial application is short and sweet, allowing them to make good on the promise of delivering quotes in just fifteen seconds. You’ll answer just a couple of questions about your current make and model, as well as where you’re located before it pulls up several car insurance quotes comparison models for you.
From here, you can enter more detailed information regarding the type of coverage you’re interested in signing up for. You want to make sure that you get the best car insurance deals, but you also want to be certain that you get car insurance quotes that match your expectations.
Select the type of coverage you want, along with filling out additional information to get a quick car insurance quote. Questions about your driving history and current insurance provider are standard. It also takes into account how frequently you drive your vehicle and what it is used for currently, such as commuting or pleasure.
As you make changes to the questionnaire on the left-hand side of the screen, you can automatically see your car insurance quotes comparison update with each new piece of information.
Nerdwallet also uses major insurance carriers for their car insurance comparison. If you’ve already decided that you prefer the security and recognition that comes with a well-known company, then these car insurance quotes online will be a good fit for you.
The Nerdwallet Finance tool allows consumers to compare car insurance rates from companies such as:
- Farm Bureau Insurance
- State Farm
You can also view the Nerdwallet rating of each company beside their free car insurance quotes. Under a detailed section beneath each insurance carrier, Nerdwallet offers an overview of their discounts and features, as well as customer feedback.
Netquote claims to offer consumers the ability to compare car insurance rates to find quality and low-cost auto insurance in one convenient location. Unlike the Nerdwallet Finance car insurance comparison tool, the Netquote program features a more in-depth survey before it will provide you with any numbers.
Aimed at providing consumers with the most accurate car insurance quotes that pertain to their unique situation, Netquote guides consumers through a series of sections and questions to help them make an informed decision. Topics of importance include:
- Vehicle information
- Driver history
- Insurance information
- Incidents and accident history
- Contact information
Once you make it through this series of questions, Netquote will take you directly to compare car insurance rates through their set of top providers. One of the benefits of their detailed questions is the ability to see if you qualify for any discounts from these carriers. Their car insurance quotes comparison will take your education, relationship status, and job into consideration for discounts.
Netquote allows consumers to compare car insurance rates from up to five companies with the submission of just one form. How do you know whether any of those insurance carriers will meet your expectations in the car insurance quotes comparison?
This website allows you to view and compare car insurance quotes from major companies, including Progressive, State Farm, Liberty Mutual, Esurance, and Travelers. Their quick car insurance quotes are compiled from this list of major companies. Consumers who were more interested in obtaining free car insurance quotes from smaller companies or more local options may not find Netquote to be a helpful resource.
Chances are that you’ve already seen the commercials for Progressive’s promise to show you the rates for other top companies alongside their own. The Progressive car insurance comparison tool allows you to view quotes from one of the top car insurance companies available, as well as quotes from other major companies.
Image Source: Progressive
One of the neat features of the Progressive Direct car insurance comparison is their ability to retrieve information on your current vehicles without your input. Based on the address you provide in the very first step of the process, they can pull information on vehicles associated with your place of residence. This can definitely save you some time when it comes to typing out answers.
The rest of their questions feels relatively standard among other tools used to compare car insurance quotes. You’ll deal with information regarding your marital status and residency history, education, and how long you’ve had your license. All of these questions allow them to weigh potential discounts before you compare car insurance quotes.
While Progressive doesn’t provide an exact list of the companies that they compete with when you compare car insurance rates, they are bound to be top companies within the industry. You’re likely to see quotes from companies such as State Farm, Allstate, or GEICO to cover the major four companies in the car insurance industry.
Once you receive your quote from Progressive and select a specific package, you can compare car insurance rates. When you compare car insurance quotes, these rates will be for the exact same coverage and policy type that you select from Progressive. This ensures that you are comparing apples to apples when it comes to your car insurance quotes comparison.
Quote Wizard Review
Promising savings that could be as high as 40% over your current insurance, Quote Wizard compares a host of major insurance companies. The selection of companies they partner with gives you a great chance of finding the best car insurance rates available on the market today.
Their questions are pretty standard among most of the car insurance quotes comparison tools on the internet. Information about your current vehicle, coverage, and incident history is required before it will move along to the numbers portion and compare car insurance rates.
One of the major advantages of the Quote Wizard platform is the ability to bundle your auto insurance quote with a home or renter’s insurance policy simultaneously. On the very first page of questions, their car insurance comparison tool allows you to check a box to include these items. By bundling multiple services together, you could be looking at savings as high as 25% for car insurance alone.
Be sure to read the fine print on Quote Wizard carefully, though. By submitting your application to see their best car insurance deals, you are automatically authorizing your phone number to be used for telemarketing purposes. This right extends to a maximum of eight insurance companies.
Quote Wizard allows you to compare car insurance quotes from top companies, including some that don’t regularly come to mind. When you’re trying to compare car insurance rates, you’ll want to take a look at some of these companies instead of just the major four:
- 21st Century Insurance
- Liberty Mutual
- American Family Insurance
- AAA Insurance
If you’re open to the possibility of being flooded with telemarketing phone calls, Quote Wizard gives you access to a number of companies to ensure that you are finding the best car insurance deals on the market.
Claiming to be the nation’s largest car insurance quotes comparison tool available, The Zebra can take a look at more than 200 car insurance companies. If you’ve been wondering whether you can find the best car insurance quotes, this tool is certain to help you get the car insurance quotes online that you really need.
The major advantage to using the Zebra comparison tool for car insurance quotes online is how quickly it can be completed. You can compare car insurance rates in just 90 seconds from the time you start. With access to as many companies as the Zebra is able to provide, this is an incredibly quick turnaround time for car insurance quotes.
Similar to the Nerdwallet Finance car insurance quotes comparison tool, the Zebra allows you to enter just the most basic information and begin to see quotes immediately. You’ll be able to compare car insurance rates from companies even before you can see the full picture.
As you begin to skim through the car insurance quotes online, you can also continue to alter your information to get more thorough pricing. Answer questions about your driving history, credit score, and any potential discounts you might qualify for. Your car insurance quotes will update in real time.
Image Source: Zebra
The Zebra partners with so many different companies that it would be impossible to name all of them in even the most detailed review. It includes both top companies and smaller ones to give you a fresh mixture of the best car insurance rates available.
With 200 companies to compare, it includes more than 24 times the number of companies available to the average insurance agent. For consumers who are concerned about getting the best possible deal or missing out on a lesser known company, the car insurance quotes comparison from The Zebra is a worthwhile investment of time.
Conclusion—Top 6 Best Sites for Car Insurance Quotes Comparison
When you want to be certain that you are getting the best car insurance rates, finding car insurance quotes online is often your first step. Instead of going to each individual provider and entering all of your personal information, using a website designed to compare car insurance quotes can simplify the process.
Whether you’re interested in the cost difference among major carriers or looking at lesser known options, low car insurance quotes can make a huge difference in your monthly budget.
Finding the best avenues for a car insurance online quote can be difficult. After all, there are a plethora of choices available for comparison tools, just as there are for car insurance companies. We’ve done some of the legwork for you by compiling the best websites for car insurance quotes comparison all in one convenient location.
From filling out an application the fastest to answering the most detailed questions, we’re certain to have a website for car insurance quotes comparison that will be the right fit for your needs.
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.