Check Out These Low-Cost Dental Insurance and Savings Plans to Save Your Family Money in 2017

Dental care can add up quickly. Between routine exams or cleanings and more complicated things like oral surgery or orthodontics, low-cost dental care options are a real need for many people.

This is why we have created your 2017 guide to the six top websites offering cheap dental insurance and cheap dental plans.

Low Cost Dental Insurance

Award Emblem: Top 6 Best Sites for Cheap Dental Insurance

These six websites will give you plenty of options no matter your age, location, or needs to access the low cost dental insurance or discount plans you and your family will need.

We will cover websites that offer great low-income dental insurance, low-cost dental insurance for seniors and children, low-cost dental care discount plans, and cheap dental insurance that will not break the bank each month in premiums.

Simply set aside a little time and use these websites to gain information and awareness about all your options for the best low-cost dental insurance in 2017. Before you know it, affordable dental care will be a reality for you and your loved ones.

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AdvisoryHQ’s List of the Top 6 Best Low-Cost Dental Insurance Sites

List is sorted alphabetically (click any of the dental insurance names below to go directly to the detailed review section for that dental insurance):

Top 6 Best Cheap Dental Insurance Sites | Brief Comparison & Ranking

Cheap Dental Insurance Websites


How Many Options Will You Find?

Dental Plans

Dental Savings Plans


Delta Dental

Cheap Dental Insurance Plans


Dental Care Advantage

Dental Savings Plans



Cheap Dental Insurance Plans



Cheap Dental Insurance Plans



Cheap Dental Insurance Plans


Table: Top 6 Best Low-Cost Dental Insurance Sites| Above list is sorted alphabetically

Low-Cost Dental Insurance vs. Cheap Dental Plans

You will notice below that we discuss websites that offer cheap dental insurance and websites that offer cheap dental plans. Is there a difference? There is!

With cheap dental insurance plans, you pay a premium each month. Once you meet your deductible, the insurance kicks in and covers a percentage (or potentially all) of your costs after that point.

Cheap Dental InsuranceImage Source: Pexels

With low-cost dental care savings plans, you essentially pay a membership fee into a health discount program. You will not have a deductible to meet. What you will receive are discounts, not payments or reimbursements.

In many ways, these two low-cost dental care services are extremely similar: they make dental care affordable for families. But it is important to understand their fundamental difference as well.

Other Ways to Acquire Low-Cost Dental Care

While taking advantage of cheap dental insurance and cheap dental plans can save you significant money, there are other options for accessing cheap dental care, too. Keep these following options in mind to add upon the two services we will discuss in detail below.

  • Health Department: Call your local health department to see what they offer in your area for cheap dental care.
  • Dental Schools: Ask if any dental schools near you offer discounted cleaning services.
  • Medicare/Medicaid: See if you or your family member qualifies from any government help.
  • United Way: Contact the United Way to learn if they offer low-cost dental care services near you.
  • Local Programs: Sometimes you can find local programs that offer free or cheap dental care within their communities; research those opportunities online.

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Detailed Review – Top Ranking Best Cheap Dental Plans

Below, please find a detailed review of each cheap dental care website on our list of best cheap dental insurance. We have highlighted some of the factors that allowed these low-cost dental plans to score so highly in our selection ranking.

Dental Plans Review

The first website on our list of low-cost dental care is :Dental Plans. When using :Dental Plans, you gain access to a wide variety of cheap dental plans. The company boasts that it is “easy to save 10% – 60% every time you go to the dentist.”

Low Cost Dental Care

Image Source: Dental Plans

This is how it works:

  • Search: Choose to search their cheap dental plans database by needed procedure (example: braces or crowns), dentist’s name, or your location.
  • Choose: Find the right dentist in the network of low-cost dental plans that is right for you.
  • Save: Their cheap dental plans can begin sometimes even within 24 hours, so you do not have to wait to take advantage of the low-cost dental care.

These individual cheap dental care savings plans come from a variety of low-cost dental insurance providers like Cigna or Aetna.

Low-cost dental care plans can cover various necessities, including: preventative work, orthodontics, dentures, cosmetic surgery, root canals, and more. Some even partner with vision, hearing, and chiropractic services.

Delta Dental Review

Delta Dental offers individualized low-cost dental insurance plans, so you can take advantage of cheap dental insurance even if your employer does not provide it for you.

Delta Cheap Dental Plans

Image Source: Delta Dental

To utilize the individual cheap dental insurance options, simply:

  • Search by your state
  • Add your age
  • Add any optional family members (spouse or children)

You will then be given three tiered options: basic, preferred, and choice. All will have a deductible (normally very low). You will be able to see how much each plan covers for preventative, basic, and major dental needs.

As one of the best low-cost dental insurance options in general, Delta Dental is also a good choice for those looking for low-income dental insurance and low-cost dental insurance for seniors.

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Dental Care Advantage Review

Another low-cost dental care savings plan provider is Dental Care Advantage. This company informs that their cheap dental plans save “members 15% to 55% on most of their dental services.”

You can search through their low-cost dental plans either by location or by need (general dentistry or oral surgery). These cheap dental plans are available for:

  • An individual
  • An individual plus one of their dependents
  • A family of any size living in the same household

For those who are looking for low-cost dental insurance for seniors, you should know that Dental Care Advantage has a special program specifically for seniors. Their monthly fees are discounted on top of the low-cost dental care.

Some great benefits of taking advantage of their cheap dental care offers are that pre-existing conditions can be covered and children can stay on their family’s program until they are 26 or as long as they live with you.

Beyond cheap dental plans, Dental Care Advantage also offers discounts for prescriptions, chiropractic care, hearing help, and vision services. This means it is a great alternative for those searching for cheap health and dental insurance, too.

eHealth Review

Next up on our list of top low-cost dental care websites is eHealth. This is a conglomerate website that allows you to find low-cost dental insurance from a wide variety of providers – from Nationwide to United Healthcare and many more.

eHealth boasts that their plans “start as low as $10.29 per month.” You can see what cheap dental insurance choices might be right for you after using their search feature (enter information such as gender, age, etc.)

eHealth will then suggest the best cheap dental insurance options for you and offer the following information:

  • Plan name
  • Annual maximum benefit
  • Plan type (example: PPO)
  • Monthly cost

You can then apply for any of these cheap dental insurance opportunities directly from the eHealth website. Or you can click on the plan to learn more details.

On top of low-cost dental insurance, eHealth also offers regular health insurance, vision, and life insurance. This means it is a great one-stop shop for those wanting cheap health and dental insurance.

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HealthCare.gov Review

HealthCare.gov is the go-to website for cheap health and dental insurance. Some of their health insurance plans offer dental, too. But if yours does not, HealthCare.gov also offers separate low-cost dental insurance to tack on to health insurance.

Once you go through all the steps of providing your information (age, income, etc.) you will be led to the main marketplace where you can see the health insurance options for you.

It is there that you can choose the “plan type” scroll menu to see their cheap dental insurance plans. You will be able to find the following information about each of these cheap dental insurance plans:

  • Your estimated monthly premium
  • Deductible
  • Out-of-pocket maximum
  • Doctors, facilities, and drugs covered

As one of the best cheap dental insurance choices out there, HealthCare.gov offers a convenient “compare” function. This gives you a side-by-side look at the top low-cost dental insurance for you.

This is also a fabulous choice for those needing either low-income dental insurance or low-cost dental insurance for seniors.

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Humana Review

Our last top cheap dental care website is Humana. Humana offers individualized low-cost dental insurance plans for many different people.

Similar to the other cheap dental insurance websites, you will need to fill out some personal information (age, location, etc.), and then Humana will offer quotes on cheap dental insurance plans.

They will then give you a list of their best cheap dental insurance plans along with the following information for each:

  • Monthly premium
  • Fees
  • Total monthly payment
  • Deductible
  • Enrollment fees
  • Copays
  • Effective dates
  • Cost for routine cleaning and evaluations
  • Waiting periods

Like HealthCare.gov, Humana also has a helpful “compare” option that allows you to get a side-by-side look at your low-cost dental care options.

Note that Humana also offers some of the best low-cost dental insurance options for veterans as well. If you have a veteran in your household, be sure to check the box for veterans when you are filling out your information.

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Conclusion – Top 6 Low-Cost Dental Care Sites

Now that you have read through the reviews of each of the best six cheap dental insurance and cheap dental plans websites, you can decide which low-cost dental care option will work best for you and your family this year.

Take the time to do quotes from each website, then compare the results. This way you can compare the actual monthly costs against the savings. This will help you find the best low-cost dental insurance for you.

You may find that traditional cheap dental insurance is ideal, or you might want to try one of the discount low-cost dental plans. Either way, you will be able to gain access to affordable low-cost dental care for 2017.

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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.