Top 5 Best MasterCard Credit Cards | 2017 Ranking | MasterCard Rewards, Cash Back, Benefits and Offers


2017 RANKING & REVIEWS
TOP RANKING BEST MASTERCARD CREDIT CARDS


Discovering the Best MasterCard Benefits and MasterCard Offers

For consumers that have been looking to build up credit while gaining rewards, look no further than the best MasterCard credit cards. 

MasterCard credit cards have a longstanding, worldwide history that has benefitted consumers in many ways.

Award Emblem: Top 5 Best MasterCard Credit Cards

Choosing to open an account with a MasterCard credit card will leave you with the opportunity to earn MasterCard benefits, MasterCard rewards, and MasterCard offers.

With so many MasterCard credit cards to select from, we’ve picked out the best MasterCard credit cards based on their MasterCard credit card offers.


Why Apply for a MasterCard Credit Card?

You may be wondering what exactly a MasterCard credit card offers consumers?

Since the MasterCard cards are globally recognized, you will have no problem earning MasterCard rewards at most merchants anywhere in the world.

As banks, not MasterCard itself, issue MasterCard credit cards, the best rewards MasterCard will depend on what a particular bank has to offer you.

The best MasterCard credit cards will often offer consumers cashback rewards, a 0% intro balance transfer, and fraud protection.

There is also a three-tiered system with the best MasterCard deals: base, World, and World Elite.

Each MasterCard offers consumers various MasterCard benefits that vary from concierge services, travel advisors, and cashback rewards, depending on the level that you are on. 

See Also: Top Best Credit Cards for Very Bad Credit | Ranking | Cards for Damaged, Horrible, and Really Bad Credit Histories



AdvisoryHQ’s List of Top 4 Best MasterCard Credit Cards

List is sorted alphabetically (click any of the credit card names below to go directly to the detailed review section for that credit card):


Top 5 Best MasterCard Credit Cards | Brief Comparison

Credit Card Names

Annual Fee

% or Low Intro APR Offer

APR %

Type of Credit Needed

Barclaycard Arrival Plus™ World Elite MasterCard®

$89

0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 17.99%, 21.99% or 24.99%, depending on your creditworthiness. 

17.99%, 21.99% or 24.99% variable based on your creditworthiness

Good – Great – Excellent

Capital One® Quicksilver® Cash Rewards Credit Card

None

0%

 13.24%–23.24%

Excellent 

Capital One® VentureOne®
Rewards Credit Card

None

0%

12.24%–22.24%

Excellent

Citi Diamond Preferred® Card

None

0%

12.24%–22.24%

 Fair – Good – Great – Excellent

Citi® Double Cash Card

$0

None offered

13.24%–23.24%

Fair – Good – Great – Excellent

Table: Top 5 MasterCard Credit Card Offers| Above list is sorted alphabetically



FAQ Section

  • How do I apply for a MasterCard credit card?

MasterCard credit card offers users an easy-to-use online tool where you can select the best rewards MasterCard based on your personal needs.

  • What factors are considered when overlooking my MasterCard credit card application status?

To get approved for MasterCard credit cards, your employment, credit, and financial history will all be overviewed.

The credit score needed and other factors approved will depend on the financial institution issuing you your MasterCard credit card.

  • What benefits does the best rewards MasterCard offer?

MasterCard benefits vary depending on the specific MasterCard rewards program and financial institution issuing the card.

Some of the MasterCard benefits include cashback points, 0% balance transfer introductory offers, and signup bonuses.

To find out what your MasterCard credit card offers, be sure to visit the secured page associated with the specific MasterCard credit card.

  • What happens if one of my MasterCard credit cards gets stolen?

MasterCard credit card offers cardholders Zero Liability protection. This is one of the best MasterCard deals as you will not be liable for any unauthorized purchases made on your MasterCard credit card.

If your MasterCard credit card is lost or stolen, simply file a report to prevent any purchases from being posted and then speak to a representative to get a replacement card.

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Photo Courtesy of MyBankTracker



AdvisoryHQ’s Selection Methodology

What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?

Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.

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Detailed Review – Top Ranking Best Rewards MasterCard & MasterCard Benefits

Below, please find the detailed review of each card on our list of best MasterCard credit cards. We have highlighted some of the factors that allowed these best rewards MasterCards to score so high in our selection ranking.



Barclaycard Arrival Plus™ World Elite MasterCard® Review


Frequent travelers rejoice: if you’ve been on the lookout for the best rewards MasterCard, then look no further than the Barclaycard Arrival Plus™ World Elite MasterCard®.

As the best MasterCard credit card for its extensive travel MasterCard benefits, you’ll be earning miles rapidly and traveling non-stop.

Key Features That Make the Barclaycard Arrival Plus World Elite MasterCard® a Best MasterCard Credit Card Choice:

  • Earn 2x miles on all purchases
  • 40,000 bonus miles
  • Get 5% miles back
  • No foreign transaction fees

A Brief Overview of the MasterCard Rewards Associated with the Barclaycard Arrival Plus World Elite MasterCard

Signup Bonus

As one of the best MasterCard credit cards, this MasterCard offers first-time applicants a very big signup bonus.

Cardholders can earn 40,000 bonus miles if they spend $3,000 on purchases within the first 90 days after opening up your account.

You can redeem these 40,000 bonus miles for $400 in travel credit statements.

Rewards Program

With this MasterCard rewards program, cardholders can earn 2x miles on all purchases made. You can redeem these MasterCard rewards for a wide variety of options, making this one of the best rewards MasterCard credit cards.

Redeem the MasterCard benefits for travel, gift cards or even cash.

This MasterCard credit card offers 5% miles back every time you redeem your rewards, giving you a 5% head start on your next earnings and redemptions.

Related: Top Best Credit Cards in Canada | Ranking | Compare the Best Cash Back, Travel, and Top Cards



Capital One® Quicksilver® Cash Rewards Credit Card Review


Compared to many of the top MasterCard cards, the Capital One® Quicksilver® Cash Rewards has some of the most exclusive MasterCard rewards and MasterCard benefits.

As one of the best MasterCard credit cards, you’ll quickly earn MasterCard rewards while enjoying a great signup bonus.

Noteworthy Highlights of the Capital One® Quicksilver® Cash Rewards Credit Card:

  • Unlimited rewards
  • $0 annual fee
  • Signup cash bonus
  • 0% intro APR

Insight into the MasterCard Offers of the Capital One® Quicksilver® Cash Rewards

Cash Back Rewards

Unlike many other MasterCard cards, the Capital One® Quicksilver® Cash Rewards allows you to redeem your rewards any way you’d like.

The MasterCard offers unlimited 1.5% cash back on any and all purchases, with no limit on the amount of points you can accrue.

When it comes to redeeming your points, this MasterCard benefits those that prefer to use their points as they’d like.

There are no rotating categories or signups necessary to earn or redeem your MasterCard rewards.

Signup Cash Bonus

Cardholders that are looking for the best rewards MasterCard will be encouraged by the signup bonus associated with this MasterCard credit card.

You can earn a $100 cash bonus if you spend $500 in the first 3 months after opening up your account.

Elite MasterCard Benefits

With the Capital One® Quicksilver® Cash Rewards, you’ll have access to a wide assortment of MasterCard benefits.

Some of these MasterCard benefits include price reimbursement for products that lower in price within 60 days of purchase, complimentary concierge service, and travel upgrades and protection.

Popular Article: Top Best Credit Cards with Travel Insurance, Roadside Assistance, & Travel Rewards | Ranking & Comparison Reviews



Capital One® VentureOne® Rewards Credit Card Review


As one of the most extensively best rewards MasterCard, you’ll be compensated greatly in terms of travel MasterCard benefits.

The Capital One® VentureOne® Rewards is one of the best MasterCard credit cards for earning MasterCard rewards for travel with no annual fee and ease of redemption.

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Photo Courtesy of: Capital One Financial Corporation

The Capital One® VentureOne Rewards® Offers Cardholders:

  • 20,000 bonus miles
  • Unlimited 1.25 miles per dollar purchase
  • Low intro APR for 12 months
  • No foreign transaction fees
  • $0 annual fee

A Detailed Look into One of the Best Rewards MasterCard

Signup Bonus

This MasterCard offers cardholders one of the best MasterCard deals with a gracious signup bonus.

You can earn 20,000 bonus miles if you spend $1,000 on purchases in the first 3 months of opening up your account. 

You can then redeem this for $200 in travel.

Unlimited Rewards

With this MasterCard credit card you’ll earn 1.25x the miles on every purchase that you make.

As a best rewards MasterCard, there is absolutely no cap on the amount of miles that you can accumulate.

Since this MasterCard offers points that never expire, you’ll be able to make great use of your travel miles with these MasterCard benefits.

Easily Book Your Travel                                                                           

One of the best MasterCard deals is the ease with which you can book all of your travel.

This MasterCard benefits cardholders by allowing them to make travel purchases on any website or app with any airline or hotel.

There are also no blackout dates, so you can travel whenever you like.



Citi Diamond Preferred® Card Review


The Citi Diamond Preferred® Card is one of the best MasterCard credit cards for consumers looking to pay off any outstanding debt.

This MasterCard credit card has a fantastic introductory APR fee that makes it an excellent choice for balance transfers.

General Outline of the MasterCard Benefits Offered by the Citi Diamond Preferred® Card

Lowest Intro APR

For consumers in need of paying off debt, the Citi Diamond Preferred Card® is one of the best MasterCard credit cards to do so with.

With one of the best MasterCard deals, the MasterCard offers a 0% intro APR on purchases and balance transfers in the first 21 months.

After the initial 21 months, the APR will be 12.24%–22.24%, depending on your standing credit score.

Citi® Private Pass®

This MasterCard credit card offers cardholders special access to ticket purchases to a wide variety of events.

From concerts to sporting events and VIP packages, this MasterCard credit card will give you a personalized experience to them all.

Read More: Top Best Store Credit Cards for Bad/Poor/Fair Credit | Ranking | Department Store Cards for People with Bad-Fair Credit


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Citi Double® Cash Card Review


The Citi®  Double Cash Card is the best cash back MasterCard due to its enormous MasterCard rewards program.

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Photo Source: Citi Credit Cards

The Citi Double Cash Card Includes:

  • $0 annual fee
  • Earn cash back twice
  • 0% intro APR for 18 months
  • Unlimited rewards

Insight into the Features That Make the Citi® Double Cash Card the Best Rewards MasterCard

Earn Double the Cash Back

The Citi® Double Cash Card offers one of the best MasterCard deals when it comes to MasterCard rewards.

With one of the best MasterCard credit cards, you’ll earn 1% cash back on every dollar you spend.

Then, you’ll also earn additional 1% cash back on every dollar that you pay off, as long as it is before the minimum due date.

The MasterCard offers unlimited cash back with no caps or categories, meaning that you’ll be able to earn lots of cash back.

Intro APR

This MasterCard benefits consumers who are looking for a great APR deal.

The Citi® Double Cash Card has a 0% intro APR rate on balance transfers for the first 18 months.

Once the introductory period is over, the APR is then a variable fee of 13.24%m–23.24%.



Conclusion—Top 5 Best MasterCard Credit Cards

This concludes our detailed overview of the best MasterCard credit cards and MasterCard benefits.

There are many MasterCard credit cards to choose from, each with specific MasterCard offers.

The best rewards MasterCard will more often than not include a MasterCard rewards program that will allow you to rack up miles or points as well as low introductory APR.

With this overview as your guide, you can decide on the best MasterCard credit card for your own financial requirements.



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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