2017 RANKING & REVIEWS
TOP RANKING BEST MASTERCARD CREDIT CARDS
Discovering the Best MasterCard Benefits and MasterCard Offers
For consumers that have been looking to build up credit while gaining rewards, look no further than the best MasterCard credit cards.
MasterCard credit cards have a longstanding, worldwide history that has benefitted consumers in many ways.
Award Emblem: Top 5 Best MasterCard Credit Cards
Choosing to open an account with a MasterCard credit card will leave you with the opportunity to earn MasterCard benefits, MasterCard rewards, and MasterCard offers.
With so many MasterCard credit cards to select from, we’ve picked out the best MasterCard credit cards based on their MasterCard credit card offers.
Why Apply for a MasterCard Credit Card?
You may be wondering what exactly a MasterCard credit card offers consumers?
Since the MasterCard cards are globally recognized, you will have no problem earning MasterCard rewards at most merchants anywhere in the world.
As banks, not MasterCard itself, issue MasterCard credit cards, the best rewards MasterCard will depend on what a particular bank has to offer you.
The best MasterCard credit cards will often offer consumers cashback rewards, a 0% intro balance transfer, and fraud protection.
There is also a three-tiered system with the best MasterCard deals: base, World, and World Elite.
Each MasterCard offers consumers various MasterCard benefits that vary from concierge services, travel advisors, and cashback rewards, depending on the level that you are on.
AdvisoryHQ’s List of Top 4 Best MasterCard Credit Cards
List is sorted alphabetically (click any of the credit card names below to go directly to the detailed review section for that credit card):
- Barclaycard Arrival Plus™ World Elite MasterCard®
- Capital One® Quicksilver® Cash Rewards Credit Card
- Capital One® VentureOne® Rewards Credit Card
- Citi Diamond Preferred® Card
- Citi® Double Cash Card
Top 5 Best MasterCard Credit Cards | Brief Comparison
Credit Card Names
% or Low Intro APR Offer
Type of Credit Needed
|Barclaycard Arrival Plus™ World Elite MasterCard®|
0% introductory APR for 12 months for each Balance Transfer made within 45 days of account opening. After that (and for balance transfers that do not post within 45 days of account opening), a variable APR will apply, 17.99%, 21.99% or 24.99%, depending on your creditworthiness.
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Good – Great – Excellent
|Capital One® Quicksilver® Cash Rewards Credit Card|
|Capital One® VentureOne®|
Rewards Credit Card
|Citi Diamond Preferred® Card|
Fair – Good – Great – Excellent
|Citi® Double Cash Card|
Fair – Good – Great – Excellent
Table: Top 5 MasterCard Credit Card Offers| Above list is sorted alphabetically
- How do I apply for a MasterCard credit card?
MasterCard credit card offers users an easy-to-use online tool where you can select the best rewards MasterCard based on your personal needs.
- What factors are considered when overlooking my MasterCard credit card application status?
To get approved for MasterCard credit cards, your employment, credit, and financial history will all be overviewed.
The credit score needed and other factors approved will depend on the financial institution issuing you your MasterCard credit card.
- What benefits does the best rewards MasterCard offer?
MasterCard benefits vary depending on the specific MasterCard rewards program and financial institution issuing the card.
Some of the MasterCard benefits include cashback points, 0% balance transfer introductory offers, and signup bonuses.
To find out what your MasterCard credit card offers, be sure to visit the secured page associated with the specific MasterCard credit card.
- What happens if one of my MasterCard credit cards gets stolen?
MasterCard credit card offers cardholders Zero Liability protection. This is one of the best MasterCard deals as you will not be liable for any unauthorized purchases made on your MasterCard credit card.
If your MasterCard credit card is lost or stolen, simply file a report to prevent any purchases from being posted and then speak to a representative to get a replacement card.
Photo Courtesy of MyBankTracker
AdvisoryHQ’s Selection Methodology
What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?
Please click here “AdvisoryHQ’s Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.
Detailed Review – Top Ranking Best Rewards MasterCard & MasterCard Benefits
Below, please find the detailed review of each card on our list of best MasterCard credit cards. We have highlighted some of the factors that allowed these best rewards MasterCards to score so high in our selection ranking.
Barclaycard Arrival Plus™ World Elite MasterCard® Review
Frequent travelers rejoice: if you’ve been on the lookout for the best rewards MasterCard, then look no further than the Barclaycard Arrival Plus™ World Elite MasterCard®.
As the best MasterCard credit card for its extensive travel MasterCard benefits, you’ll be earning miles rapidly and traveling non-stop.
Key Features That Make the Barclaycard Arrival Plus™ World Elite MasterCard® a Best MasterCard Credit Card Choice:
A Brief Overview of the MasterCard Rewards Associated with the Barclaycard Arrival Plus™ World Elite MasterCard
As one of the best MasterCard credit cards, this MasterCard offers first-time applicants a very big signup bonus.
Cardholders can earn 40,000 bonus miles if they spend $3,000 on purchases within the first 90 days after opening up your account.
You can redeem these 40,000 bonus miles for $400 in travel credit statements.
With this MasterCard rewards program, cardholders can earn 2x miles on all purchases made. You can redeem these MasterCard rewards for a wide variety of options, making this one of the best rewards MasterCard credit cards.
Redeem the MasterCard benefits for travel, gift cards or even cash.
This MasterCard credit card offers 5% miles back every time you redeem your rewards, giving you a 5% head start on your next earnings and redemptions.
Capital One® Quicksilver® Cash Rewards Credit Card Review
Compared to many of the top MasterCard cards, the Capital One® Quicksilver® Cash Rewards has some of the most exclusive MasterCard rewards and MasterCard benefits.
As one of the best MasterCard credit cards, you’ll quickly earn MasterCard rewards while enjoying a great signup bonus.
Noteworthy Highlights of the Capital One® Quicksilver® Cash Rewards Credit Card:
Insight into the MasterCard Offers of the Capital One® Quicksilver® Cash Rewards
Cash Back Rewards
Unlike many other MasterCard cards, the Capital One® Quicksilver® Cash Rewards allows you to redeem your rewards any way you’d like.
The MasterCard offers unlimited 1.5% cash back on any and all purchases, with no limit on the amount of points you can accrue.
When it comes to redeeming your points, this MasterCard benefits those that prefer to use their points as they’d like.
There are no rotating categories or signups necessary to earn or redeem your MasterCard rewards.
Signup Cash Bonus
Cardholders that are looking for the best rewards MasterCard will be encouraged by the signup bonus associated with this MasterCard credit card.
Elite MasterCard Benefits
With the Capital One® Quicksilver® Cash Rewards, you’ll have access to a wide assortment of MasterCard benefits.
Some of these MasterCard benefits include price reimbursement for products that lower in price within 60 days of purchase, complimentary concierge service, and travel upgrades and protection.
Capital One® VentureOne® Rewards Credit Card Review
As one of the most extensively best rewards MasterCard, you’ll be compensated greatly in terms of travel MasterCard benefits.
The Capital One® VentureOne® Rewards is one of the best MasterCard credit cards for earning MasterCard rewards for travel with no annual fee and ease of redemption.
Photo Courtesy of: Capital One Financial Corporation
The Capital One® VentureOne Rewards® Offers Cardholders:
- 20,000 bonus miles
- Unlimited 1.25 miles per dollar purchase
- Low intro APR for 12 months
- No foreign transaction fees
- $0 annual fee
A Detailed Look into One of the Best Rewards MasterCard
This MasterCard offers cardholders one of the best MasterCard deals with a gracious signup bonus.
You can then redeem this for $200 in travel.
With this MasterCard credit card you’ll earn 1.25x the miles on every purchase that you make.
As a best rewards MasterCard, there is absolutely no cap on the amount of miles that you can accumulate.
Since this MasterCard offers points that never expire, you’ll be able to make great use of your travel miles with these MasterCard benefits.
Easily Book Your Travel
One of the best MasterCard deals is the ease with which you can book all of your travel.
This MasterCard benefits cardholders by allowing them to make travel purchases on any website or app with any airline or hotel.
Citi Diamond Preferred® Card Review
The Citi Diamond Preferred® Card is one of the best MasterCard credit cards for consumers looking to pay off any outstanding debt.
This MasterCard credit card has a fantastic introductory APR fee that makes it an excellent choice for balance transfers.
General Outline of the MasterCard Benefits Offered by the Citi Diamond Preferred® Card
Lowest Intro APR
For consumers in need of paying off debt, the Citi Diamond Preferred Card® is one of the best MasterCard credit cards to do so with.
After the initial 21 months, the APR will be 12.24%–22.24%, depending on your standing credit score.
Citi® Private Pass®
This MasterCard credit card offers cardholders special access to ticket purchases to a wide variety of events.
From concerts to sporting events and VIP packages, this MasterCard credit card will give you a personalized experience to them all.
Citi Double® Cash Card Review
Photo Source: Citi Credit Cards
The Citi Double Cash Card Includes:
Insight into the Features That Make the Citi® Double Cash Card the Best Rewards MasterCard
Earn Double the Cash Back
The Citi® Double Cash Card offers one of the best MasterCard deals when it comes to MasterCard rewards.
With one of the best MasterCard credit cards, you’ll earn 1% cash back on every dollar you spend.
Then, you’ll also earn additional 1% cash back on every dollar that you pay off, as long as it is before the minimum due date.
The MasterCard offers unlimited cash back with no caps or categories, meaning that you’ll be able to earn lots of cash back.
This MasterCard benefits consumers who are looking for a great APR deal.
The Citi® Double Cash Card has a 0% intro APR rate on balance transfers for the first 18 months.
Once the introductory period is over, the APR is then a variable fee of 13.24%m–23.24%.
Conclusion—Top 5 Best MasterCard Credit Cards
This concludes our detailed overview of the best MasterCard credit cards and MasterCard benefits.
There are many MasterCard credit cards to choose from, each with specific MasterCard offers.
The best rewards MasterCard will more often than not include a MasterCard rewards program that will allow you to rack up miles or points as well as low introductory APR.
With this overview as your guide, you can decide on the best MasterCard credit card for your own financial requirements.
AdvisoryHQ (AHQ) Disclaimer:
Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.
Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.