Wisconsin CD Interest Rates | 1-Month to 5-Year CDs for Consumers with Positive Credit Histories

If you are a resident of Wisconsin and have been considering taking out a certificate of deposit (CD), we’re here to help you find and get the best CD rates in WI.

Here at AdvisoryHQ, we know all too well how important it is to conduct thorough research before signing up for a financial product.

To simplify your research process, the table below provides a list of financial rates in Wisconsin and savings account offers from top financial institutions in Wisconsin.

Wisconsin residents have plenty of savings products to choose from to meet a variety of savings needs.

However, whether you’re interested in a 5-month or 5-year-CD, it’s important to find the best Wisconsin rates to ensure that your savings can grow.

Click here to visit the Wisconsin rate table above to find the best Wisconsin rates for financial products in the state.

Best CD Rates in Wisconsin

Madison, WI

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Which Wisconsin City Are You Located In?

Below is a list of the largest cities in Wisconsin. Click here to go to the Wisconsin rates table displayed above, and to see financial offers from leading financial institutions in the state.

Biggest Cities in Wisconsin

Population (2016)

Green Bay105,139
Eau Claire68,339

High Yield Savings Rates vs the Best CD Rates in Wisconsin

Conducting thorough research is an essential task to finding and selecting the best CD rates in WI for Madison, Racine, Green Bay, Milwaukee, or other cities in the state of Wisconsin.

However, you might also want to consider high-yield savings accounts in Wisconsin. Some online high-yield savings accounts offer much higher rates than the best CD rates in WI, which could be an attractive alternative for some Wisconsin consumers.

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Jumbo CD Rates in Wisconsin

In addition to regular WI CD rates, banks also offer jumbo CD rates for Wisconsin consumers.

What exactly is a jumbo CD? A jumbo CD is a certificate of deposit account in which the account holder is required to deposit $100,000 or more.

These WI CD rates are attractive because in exchange for a higher deposit amount, banks offer higher Wisconsin CD rates for jumbo accounts.

Of course, consumers should also be aware that early withdrawal penalties will apply for jumbo CDs that are withdrawn before the agreed termination date.  

Click here to visit the WI rates table above to view rates and offers for leading financial products.

Early Withdrawal Penalties for WI CD Rates

Even if you find the best CD rates in Wisconsin, they won’t do you much good if you withdraw your funds early from a CD.

Of course, to get the most out of your certificate of deposit, withdrawing your money before the CD has matured is not a good idea. However, there may be cases where an early withdrawal is necessary, such as a family or financial emergency.

Even if you don’t plan on withdrawing funds early, it’s good to understand your bank’s policies on early CD withdrawal penalties to help you make smart financial decisions, should the occasion for an early withdrawal arise.

Each CD will have different early withdrawal penalties, often worth several months of interest from the total term of the CD.

However, it is possible that a withdrawal penalty could include some of the principal balance, which means that you could potentially lose money by withdrawing funds early.

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Conclusion: Finding the Best CD Rates in Wisconsin

Keep in mind that CD rates in WI do not correspond to liquid savings accounts, meaning that early withdrawal penalties will apply for consumers that withdraw their investments prematurely.  

At the same time, however, a CD is an ideal option for those who struggle with depleting their savings accounts before they have a chance to grow it.

Consider your financial goals, your current savings plan, and the best CD rates in Wisconsin to determine whether investing in a CD is the right decision for you.

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CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.