Best CD Rates in West Virginia for Consumers with Good, Great, & Excellent Credit Scores

If you are a resident of West Virginia and have been considering taking out a certificate of deposit (CD), we’re here to help.

Here at AdvisoryHQ, we know all too well how important it is to conduct thorough research, no matter what type of financial product you are looking for.

To simplify your research process for great financial products, the section below provides a detailed list of the best rates and offers from top financial institutions in WV.

West Virginia residents have plenty of savings products to choose from to meet a variety of savings needs.

No matter what type of financial product you choose, it’s important to select the best rates and terms to ensure that your finances can grow safely and dependably over time.

Best CD Rates in West Virginia

Wheeling, WV

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Which West Virginia City Are You Located In?

Below is a list of the ten largest cities in West Virginia. Click here to go to the WV rates table displayed above to view the best rates in WV on financial products.

Biggest Cities in West Virginia

Population (2016)


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High Yield Savings Rates vs Best CD Rates in WV

Part of finding the best CD rates in Weirton, Beckley, Parkersburg, or other cities in West Virginia is exploring multiple options and rates.

Something to note is that the longer-term 2-year, 3-year, and 5-year CDs offer the best CD rates in WV.

Banks are willing to offer higher rates for these longer-term CDs because they have a longer time to utilize the money you keep in your CD account, and make more money from it.

If the CDs listed above do not fit your financial needs, you might want to consider high-yield savings accounts in WV. Some online high-yield savings accounts offer much higher rates than the highest West Virginia CD rates.

Jumbo CD Rates in West Virginia

Along with traditional CD accounts, many banks will also offer jumbo CDs for consumers in West Virginia.

A jumbo CD is a certificate of deposit account in which the account holder is required to deposit $100,000 or more. Jumbo CDs are attractive to West Virginia consumers because in exchange for the higher deposit amount, the CD has a higher interest rate.

Something you should note though is that you’ll be penalized if you withdraw funds from your jumbo CD account before the agreed termination date.

Click here to visit the table of West Virginia rates above to view the best rates and offers from leading financial institutions across the state.

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Conclusion: Choosing the Best CD Rates in WV

Don’t forget that even the best CD rates in WV won’t be of much use if funds are withdrawn before the account has matured.

West Virginia CDs are not liquid accounts, meaning that withdrawing your savings before the agreed-upon deadline could incur some hefty penalty fees.

At the same time, WV CDs are ideal for those who struggle with depleting their savings accounts before they have a chance to grow it.

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CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.