Best Puerto Rico CD Rates for Good-Great Credit

With acres of tropical rainforests, beautiful waterfalls, and sandy beaches, Puerto Rico is one of the most beautiful Caribbean islands, drawing in millions of tourists each year.

Although the island could certainly suffer the effects of Hurricane Maria for decades to come, it’s unclear as to how the rebuilding process will impact CD rates in Puerto Rico.

Whether you’re ready to take out a savings account or simply exploring your options, you’ll want to keep an eye on Puerto Rico CD rates to help your savings grow dependably over time.

If you’re interested in exploring your options, the Puerto Rico rates table below displays the best rates on financial products in Puerto Rico for you to consider today.

Best CD Rates in Puerto Rico

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Which Puerto Rico City Are You Located In?

Below is a list of the largest cities in Puerto Rico. Click here to visit the Puerto Rico rates table displayed above and to see today’s best rates and offers for Puerto Rico residents.

Largest Cities in Puerto Rico

Population (2011)

San Juan389,714
Toa Baja88,799
Trujillo Alto74,490

High Yield Savings Rates vs the Best Puerto Rico CD Rates

Understanding all your options and conducting thorough research is an important part to finding the best Puerto Rico CD rates.

However, you might also want to consider high-yield savings accounts in Puerto Rico. Some online high-yield savings accounts offer much higher rates than even the highest CD rates in Puerto Rico. 

To review today’s best rates and financial offers, revisit the above Puerto Rico rates table.

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Tips for Getting the Best CD Rates in Puerto Rico

Certificates of deposit are popular long-term savings options for PR residents, as they provide a safe, reliable way for your savings to grow.

However, it’s important to select the right offers and CD rates in Puerto Rico to your unique financial situation and future goals.

Below, we have listed a few tips for getting great Puerto Rico interest rates to help your savings grow.

Know Your Finances

While researching Puerto Rico interest rates and CD rates, you’ll want to know exactly how much you can afford to set aside into a savings account.

Many of the best CD rates in Puerto Rico will have minimum balance requirements, so the amount of cash you can set aside may play a large role in the type of account you choose.

Keep in mind that any money put into a CD won’t be liquid, so you’ll want to have a good handle on your finances before signing up for CD rates in Puerto Rico.

Compare Multiple Products

When looking for the best Puerto Rico interest rates, your local bank is a good place to start, but there are plenty of other great sources for CD rates in Puerto Rico.

As online banking continues to grow in popularity, many online banks now offer competitive Puerto Rico CD rates, often higher than brick-and-mortar banks.

Credit unions are also great resources, since they operate as not-for-profit organizations and can often offer better rates as a result.

Look for Promotional Rates & Offers

The benefit to having multiple sources for Puerto Rico CD rates is that these financial institutions often have promotions or special rates.

Potential discounts on CD rates in Puerto Rico could include better rates for:

  • Larger deposits
  • Switching to electronic statements
  • Senior citizens
  • Veterans
  • Residents of a specific county or city

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Conclusion: Getting the Best CD Rates in Puerto Rico

When it comes to finding CD rates in Puerto Rico, there are plenty of different Puerto Rico CDs to choose from.

No matter what financial institution you choose, it’s important to do your research to ensure that you are getting the best CD rates in Puerto Rico to help your savings grow.

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