Houston and Dallas CD Interest Rates | 1-Month to 5-Year CDs for Houston and Dallas Consumers with Good-to-Great Credit Scores

If you live in Houston or Dallas or any other city in Texas, you probably realize how important it is to conduct comparison research in order to find the best CD rates in Houston and the highest CD rates in Dallas.

Luckily, residents of Houston and Dallas have plenty of savings products to choose from to meet a variety of savings needs.

Whether you’re interested in a 5-month or 5-year CD, it’s important to find the best CD rates in Houston and Dallas to ensure that your savings can grow.

best cd rates in houston

Houston, TX

Two of the Largest Cities in Texas

Houston is the largest city by population in Texas. With an estimated population of 2.3 million, it is also one of the most populous city in the United States. Dallas is the third largest city in Texas, after Houston and San Antonio.

The large number of people living in these cities has led to an increase in financial services firms competing to provide products in these two locations.

Comparing CD account offers between these lenders, versus just going with the first one you see, is very critical to finding the best CD rates available in Houston and Dallas, TX.

It is also very important because CD rates are constantly changing, meaning that even the most current CD rates in Houston and Dallas will most likely change by tomorrow or next week.

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Longer-Term CDs Offer the Highest Rates

Something else to note is that the longer-term 2-year, 3-year, and 5-year CDs offer the best CD rates in Dallas and also in Houston. Banks are willing to offer higher rates for these longer-term CDs because they have a longer time to utilize the money you keep in your CD account, and make more money from it.

High Yield Savings Rates in Houston and Dallas vs Best CD Rates

As referenced above, conducting thorough research is an essential task to finding best CD rates in Dallas and top CD account deals in Houston, TX.

However, you might also want to consider high-yield savings accounts in Houston and Dallas. Some online high-yield savings accounts offer much higher rates than the highest CD rates you will find in Houston and Dallas, TX. 

Click here to go to the Houston rate table displayed above to see available rates on financial products in your location.

best cd rates in dallas

Dallas, Texas

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Conclusion: Finding the Top CD Rates Available in Houston and Dallas, TX

No matter what type of account you choose, a CD can be a great option for consumers that struggle with keeping their savings intact long enough for their account to grow.

Consider your financial goals, your current savings plan, and the best CD rates in Houston and Dallas to select the best savings account for your personal financial goals.

CD, Savings and MMA Rate Table Disclaimer

Click here to read AdvisoryHQ’s disclaimer on the rate table(s) displayed on this page.

Image sources:

  • https://pixabay.com/en/houston-big-city-usa-texas-1620802/
  • https://pixabay.com/en/dallas-skyline-city-texas-downtown-1612499/

AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.