2017 RANKING & REVIEWS
TOP RANKING CREDIT CARDS FOR AMERICAN EXPRESS


Finding the Best American Express Credit Card Offers

Do you want to become the owner of an American Express credit card, joining the other 117.8 million Amex cards in circulation? With decades of experience in the credit card industry and a ranking of #88 in the Fortune 500 ranking, you will be in good hands with American Express.

However, it is important to know what your needs are before you go searching through Amex card offers and the American Express card benefits and services that are available for each offer.

top-best-american-express-card-offers-min

Award Emblem: Top 6 Best American Express Card Offers

Some American Express card benefits are unique to certain cards while other card offers have similar features. As you compare the different benefits of the American Express cards, think about whether you care more about earning cashback rewards or having low interest rates.

If you are thinking of transferring a loan or credit card balance over, this will also influence your decision. These are all things to take into consideration when you compare American Express cards.

When looking into American Express card benefits and offers, it will likely take some time to analyze all of the different cards available. Instead of rushing through and going with an American Express credit card offer that doesn’t suit you, we have done all of the work to help you choose wisely.

After careful analysis and consideration, here is our list of the top 6 American Express credit card offers. 

See Also: Top Best Credit Cards to Build Credit | Ranking & Reviews | Credit Cards for Building Credit



AdvisoryHQ’s List of Top 6 Amex Card Offers

List is sorted alphabetically (click any of the credit card names below to go directly to the detailed review section for that credit card):


Top 6 Best American Express Credit Card Offers| Brief Comparison

Credit Card Names

Annual Percentage Rate (APR)

Annual Fee

Sign Up Bonus

Continual Rewards

Amex EveryDay® Credit Card

13.24-23.24%

None

15,000 points

Points

Blue Cash Everyday® Card from American Express

13.24-23.24%

None

$150-$350 cash back

Cash Back

Blue Cash Preferred® Card from American Express

13.24-23.24%

$95

$250-$450 cash back

Cash Back

Gold Delta SkyMiles® Credit Card

15.99-24.99%

$95, waived the first year

50,000 miles

Miles

SimplyCash® Plus Business Credit Card

12.49-19.49%

None

None

Cash Back

Starwood Preferred Guest® Business Credit Card

15.49-19.49%

$95, waived the first year

25,000 points

Points

Table: Top 6 American Express Card Comparison| Above list is sorted alphabetically



Detailed Overview of What to Look for in Amex Credit Card Offers and Benefits

If you are wondering what you should be searching for in Amex credit card offers and benefits, there are several things to look at depending on which American Express card services you are considering.

amex-card-offers-min

Source: ABC News

When going over American Express credit card deals, the following features should be taken into consideration:

  • If there is an annual fee
  • Signup bonuses
  • Continual rewards
  • Low APR
  • Introductory APR offer
  • No foreign transaction fees

It is important to compare Amex cards to make sure that you are taking advantage of the best American Express card offers. Though you might not find all of the benefits of American Express cards on one credit card, the best American Express credit card deals will have a good combination of the features listed above.



Selection Methodology

What methodology does AdvisoryHQ use in selecting and finalizing the credit cards, financial products, firms, services, and products that are ranked on its various top rated lists?

Please click here “AdvisoryHQ's Ranking Methodologies” for a detailed review of AdvisoryHQ’s selection methodologies for ranking top rated credit cards, financial accounts, firms, products, and services.

 

Detailed Review – Top Ranking Best Amex Card Offers

Below, please find the detailed review of each card on our list of the best American Express card benefits. We have highlighted some of the factors that allowed these American Express card offers to score so high in our selection ranking. 

Don't Miss: Top Best Starter, First, Beginner Credit Cards for Beginners | Ranking | Good First Credit Cards



Amex EveryDay® Credit Card Review


The AMEX EveryDay Credit Card is the first American Express card comparison that we will delve into. This card comes up front with 0% APR on purchases and balance transfers which last for 12 months. After that, you will see a variable APR between 13.24% and 23.24%. It also comes with no annual fee, making it one of the best American Express card benefits.

As with other American Express credit card offers, this one comes with cashback rewards. If you spend $1,000 in the first three months of owning your card, you will receive 10,000 Membership Reward points.

By using your card more than 20 times in a single billing period, you will also earn 20% more points during that period. This is one of the best Amex card offers because, on top of those rewards, you will earn 2 times the points at grocery stores and 1 point per dollar on all other purchases. 

 Who Should Own This Card

If you are a frequent credit card user, then this might be one of the best American Express credit card offers for you. Not only do you get an introductory 0% APR period that allows you to defer some payments, but you also receive a bonus for signing up. Out of all of the Amex card offers out there, this is the only one that rewards you for frequent spending. With no annual fees and plenty of point-earning potential, there isn’t much to complain about in this American Express card comparison.



Blue Cash Everyday® Card from American Express Review


Like other cards on our American Express Card Comparison, the Blue Cash Everday Card offers a 0% introductory APR for purchases and balance transfers. After the introductory period, your APR hikes up somewhere between 13.24% and 23.24%.

As we continue to compare American Express cards, this card’s lack of an annual fee makes it great for those looking for a no annual fee rewards card. Perhaps the best American Express card benefit that comes with this option is the rewards offered.

By spending just $1,000 in purchases within 3 months of opening your new card, you will earn a $100 cashback reward that can be used as a statement credit. Furthermore, another of the great American Express card benefits is that if you apply by January 1, 2017, you will get 10% cash back at Amazon, up to $200 for the first six months. Aside from that, you will earn 3% at supermarkets, 2% at gas stations, and 1% everywhere else.

Who Should Own This Card

Of all of the American Express credit card offers, this is the best one for students. There is no annual fee, a nice introductory APR period to get you adjusted to paying your own bills at college, and a bonus cashback offer that is easy to achieve. Also, the cashback categories align with what college students are spending money on – with textbooks on Amazon, gas, and buying your own groceries, it is easy to reap the rewards of this no fee cashback card. 



Blue Cash Preferred® Card from American Express Review


The Blue Cash Preferred Card® from American Express is another one of the Amex card offers currently available. While this one comes with a $95 annual fee, there are other American Express card benefits that you can take advantage of. It comes with a 0% APR period of 12 months on purchases and balance transfers, like many of the other cards included in our American Express Card Comparison. After the introductory APR period, your interest rate will jump up between 13.24% and 23.24%.

In terms of American Express card benefits, this is a bit similar to the Blue Cash Everday® Card when it comes to cashback rewards. You earn $150 instead of just $100 by spending $1,000 in the first 3 months. This card also offers 10% cash back at Amazon for 6 months, and you will redeem cash back via statement credits.

Where the Blue Cash Preferred® Card really differs from the Blue Cash Everday® Card is in cashback categories. Regarding benefits of American Express cards, this one stands out as you can earn 6% cash back at grocery stores, 3% at gas stations, and 1% every else.

 Who Should Own This Card

This is one of the best Amex card offers for larger families. With a nice signup bonus and earning categories that matter to large families – grocery stores, gas stations, and Amazon – you will easily be able to enjoy nice cashback statement credits.



Gold Delta SkyMiles® Credit Card Review


As we continue to compare Amex cards, next up is the Gold Delta SkyMiles Credit Card. For the first year, this card will have no annual fee, but every subsequent year will carry a $95 charge. If you can get past this, it is one of the best American Express credit card offers out there right now.

There is no foreign transaction fee, which means you can use this card abroad without racking up additional charges. With an APR between 15.29% and 24.99%, this is on the higher end of cards included in our American Express card comparison, but the rewards are worth it.

In terms of American Express card benefits, the rewards on this card are great. If you spend $1,000 in the first three months of opening your account, you will earn 30,000 bonus miles. On top of that, you will earn 2 miles per dollar spent at Delta – plus 5 extra miles if you have a SkyMiles membership – and one mile per dollar spent every else. These miles quickly add up, especially with the initial bonus offer.

Who Should Own This Card

Anyone who loves earning free flights will think this tops the Amex card offers out there. If you like flying Delta and spend a good amount on Delta flights every year, this card is definitely worth it. 

Related: Best Credit Cards for Good & Average Credit | Ranking & Reviews



SimplyCash® Plus Business Credit Card Review


If you want American Express credit card offers focused on business, then look no further than the SimplyCash® Plus Business Credit Card. This card comes with no annual fee and a 0% APR period for purchases that lasts 9 months.

If you are looking to make some larger business purchases, this is a good way to put off paying large expenses up front. After the intro APR period, interest rates fall between 12.49% and 19.49%, which is lower that some of the other cards in our American Express card comparison.

The American Express card benefits that come with this offer are centered on larger purchases. If you spend $5,000 in the first 6 months, you will earn a $500 cash back credit. If that number tops $10,000 in the first year, you will gain an additional $250 cash back. This card also offers 5% cash back on wireless telephone services, 3% on a category of your choosing, and 1% on everything else.

 Who Should Own This Card

This tops the list of Amex card offers for business owners. Not only does the 0% APR offer allow you to defray some upfront costs, there is no annual fee, and the cashback rewards are a great way to earn money back on business purchases that you regularly make. 


Free Wealth & Finance Software - Get Yours Now ►


Starwood Preferred Guest® Business Credit Card Review


The American Express card benefits of the Starwood Preferred Guest® Business Credit Card are a bit mixed. Though there is no foreign transaction fee, this card carries an annual fee of $95 after the first year waiver. There is also no introductory APR period, so you will go right into seeing an APR between 15.49% and 19.49%.

When it comes to Amex card offers, this one has a great bonus. By spending $3,000 in the first 3 months, you will earn 25,000 bonus Starpoints. After that, you will earn up to 5 Starpoints for every dollar spent at participating hotels and 1 Starpoint for all other purchases. These points can be redeemed at over 1,2000 hotels and resorts across the globe with no blackout dates, and, as a bonus, you will get complimentary Boingo Wi-Fi at over 1 million hotspots.  

 Who Should Own This Card

Of all the American Express credit card offers, this is the best one for travel rewards. You can easily earn free nights at top resorts and hotels, and the free Boingo Wi-Fi keeps you connected through your travels. The fact that there is no foreign transaction fee is just the icing on the cake for international travelers.

Popular Article: Top Prepaid Credit Cards | Ranking | Prepaid Credit Cards That Build Credit


Conclusion—Top 6 Best Amex Credit Card Offers and Benefits

American Express offers many different credit card options to meet the varying needs of individuals. There are several options when it comes to American Express card services, and they vary by the type of credit card. Certain American Express credit card benefits may make some cards more appealing to you than others.

american-express-card-benefits-min

Source: PayDay Loans

Like we stated earlier, it is important to compare Amex cards and the benefits that they offer. As you do your own research to compare American Express cards, you can refer to our suggestions below:

  • Best for everyday spending: Amex EveryDay® Credit Card
  • Best for students: Cash Everyday® Card from American Express
  • Best for families: Blue Cash Preferred® Card from American Express
  • Best for miles: Gold Delta SkyMiles® Credit Card
  • Best for business: SimplyCash® Plus Business Credit Card
  • Best for travel: Starwood Preferred Guest® Business Credit Card

All of the credit cards on our list have American Express card services that make them great options. With this guide, you’ll now be able to confidently select the top choice among these AMEX card offers that will best-assist you in finding financial success.

Read More: Top Credit Unions Credit Cards | Ranking | Best CU Secured & Unsecured Credit Card Offers



AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.