Intro – AurGroup Credit Union Reviews & Ranking
Below we have highlighted some of the many reasons AurGroup Credit Union was selected as one of the best credit unions in Cincinnati & Columbus, Ohio.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
AurGroup Credit Union Review
Established in the 1930s, AurGroup is a locally-owned and operated credit union with more than $140 million in assets and around 16,000 members. Membership is open to any employee or retiree of a company or member of an association or community that’s part of the field of membership. Membership opportunities are also available to anyone who lives, works, worships or attends school in Butler, Warren, or Hamilton County, or has a family member who’s a member of AurGroup.
AurGroup Credit Union is headquartered in Fairfield, Ohio, and offers services including personal banking, lending, financial planning, mortgages, and small business banking.
Image Source: AurGroup
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, AurGroup Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
AurGroup Credit Union Review: Mortgages
There is an understanding on the part of AurGroup employees that a mortgage is the single largest and most important investment most people will make, so not only do they offer home loans and lending products, but they also work to make sure members receive customized guidance to find the right home loan. The team at AurGroup puts a significant amount of focus on pairing members with the home loan that fits their lifestyle, in terms of budgeting requirements, as well as personal needs and preferences.
Some of the home loans available to members of AurGroup include First Mortgages, fixed-rate home equity loans, and Home Equity Lines of Credit (HELOC).
There are also convenient online features that come along with obtaining home financing from AurGroup, including the ability to log onto an online portal and begin the application process, as well as checking on a current application that’s already been submitted.
AurGroup Credit Union Review: Financial Planning
Through affiliation with Lifepoint Financial Solutions, members of AuGroup have access to comprehensive financial planning services, as well as conventional banking-related products and services.
The Lifepoint Financial Solutions team can help members make the right decisions ranging from investments to retirement.
Specific services offered include:
- Retirement income planning
- Traditional, Rollover, and Roth IRAs
- Stocks, Bonds, and Mutal Funds
- Managed Investment Accounts
- Retirement Account Analysis
- Investment Analysis
- Annuities — Variable and Fixed
- Life, Disability Income, and Long-Term Care Insurance Planning
- Estate planning
- Planning for education costs
AurGroup Credit Union Review: Checking Accounts
Members of AurGroup Credit Union can choose from three different checking accounts so that they can pick the features they need and that are most suited to their lifestyle. Regardless of the account selected, each includes unlimited check writing, no annual fee for active debit cards, online banking access, and overdraft share transfers.
Basic checking includes no monthly fee or minimum balance requirement. Premium checking carries a minimum balance of $500, but it also earns daily dividends, has no monthly fee, and includes a 50% discount on checks.
Investor Checking requires no monthly fee but does have a minimum balance requirement of $2,000 so that account holders can earn tiered daily dividends. Other perks include free money orders, a 50% discount on checks, and a 50% discount on annual safe deposit box fees.
Image Source: AurGroup
AurGroup Credit Union Review: Savings Accounts
This Cincinnati credit union offers a large selection of savings account options, suitable for a variety of needs. Each of these accounts pays competitive dividends, and they include the following:
- Regular Share Savings: This is a primary savings account opened by new members of AurGroup, requiring only a $5 initial deposit that represents your share in ownership in the credit union. Dividends are paid monthly on the daily balance once you have $100 in the account.
- Secondary Savings: This can be used to save for specific purposes, such as a vacation or special occasion.
- Holiday Club: With this account, members can set it up for automatic transfer deposits throughout the year. In October, deposits are automatically transferred to regular savings account for withdrawal.
- Dollar Dog Kids Account: This is a kids-only savings account, up to age 12. It can be opened with a $5 initial deposit, and it features special rewards.
Also available are a teens-only savings account, as well as the Classic Rewards Senior Club for members aged 62 and above.
In addition to the above AurGroup Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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