Intro – Atlanta Postal Credit Union Reviews & Ranking


AdvisoryHQ recently published its list and review of the top credit unions in Georgia, a list that included Atlanta Postal Credit Union.

Below we have highlighted some of the many reasons Atlanta Postal Credit Union was selected as one of the best credit unions in Georgia.

Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.


Atlanta Postal Credit Union Review


A top credit union in Atlanta, Georiga, Atlanta Postal Credit Union (APCU) holds the distinction of being Georgia’s oldest credit union. It was chartered in 1925 and is not only the oldest state credit union but is also one of the largest in the country. The primary goal when this Atlanta credit union was founded was to provide affordable financial services to employees and their families.

atlanta postal credit unionImage Source: Atlanta Postal Credit Union

The assets of APCU have grown to more than $2 billion, and there are now more than 100,000 members. APCU is part of the CO-OP Shared Branch Network and also the National Credit Union Administration (NCUA).



Key Factors Considered When Ranking This as a Top Credit Union in Atlanta, GA

When comparing credit unions in Atlanta, Georgia, the following are some reasons APCU is ranked as a best credit union in Atlanta.

Atlanta Postal Credit Union Review: Platinum Advantage Checking

While most of the best credit unions in Atlanta are founded on similar principles, one of the ways they differ from one another is through their provision of unique products and services. That was an important consideration in the creation of this list of the best credit unions in Atlanta.

One of the distinctive products available from APCU, a top credit union in Atlanta, is the Platinum Advantage Checking account. This account is designed specifically for senior members, and it includes no-cost conveniences and services that are beneficial to older members who want to simplify how they manage their money.

This account provides very competitive dividends paid on checking account balances of $1 or more each month. Furthermore, there’s a Visa Debit card that earns ScoreCard Rewards Bonus points as well as no service charges or direct deposit requirements, unlimited check writing, and unlimited free ATM transactions.



Atlanta Postal Credit Union Review: Free Online Bill Pay

Members of this credit union in Atlanta, Georgia don’t have to worry about forgetting to pay their bills on time, thanks to Free Online Bill Payment services, one of the many conveniences this Atlanta credit union offers. With APCU’s Bill Pay and Presentment Service, members can pay their bills electronically rather than doing it manually and writing checks.

Members can pay everything, from utilities to car loans, and it’s easy to sign up. All a member needs to take advantage of this convenience is a checking account with APCU and be at least 18 years of age.

This service is completely free to members, and there is no limit to the number of transactions that can be completed each month.

Atlanta Postal Credit Union Review: Home and Real Estate Loans

APCU, a top credit union in Atlanta, features a wide variety of real estate loans, all of which are offered at some of the most competitive rates in the area.

One option is a standard mortgage, which is the first mortgage loan to finance the purchase of a home, with terms ranging from 15 to 30 years.

APCU also offers the following loan products to members:

  • Mortgage refinancing: Members can pay off their existing mortgage and create a new one.
  • Second mortgage: This is a loan consumers take out using their home as collateral while another loan is secured by the house. This is often used for things like home improvements and debt consolidation.
  • Home equity line of credit (HELOC): This is a revolving line of credit similar to a credit card, and payments are made only on the amount actually borrowed.
  • FHA and VA Loans: These are government-backed loans.

Atlanta Postal Credit Union Review: Scorecard Rewards

With certain accounts at APCU, a best credit union in Atlanta, Visa Debit cards are included. There are no annual or monthly fees to use these cards, and there is no finance charge.

Also included with the APCU Visa Debit card is the option to participate in the ScoreCard Rewards program, which offers points on everyday purchases that can then be redeemed for brand-name merchandise and travel rewards.

Reward merchandise is available in categories including electronics, home items, sports, recreation, gift cards, exclusive experiences, digital downloads, and more. New products are also regularly added, which is a unique way for members of this credit union in Atlanta to get even more value from doing their banking here.


In addition to reviewing the above Atlanta Postal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:

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Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

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