Intro – American Heritage Federal Credit Union Reviews & Ranking
AdvisoryHQ recently published its list and review of the top credit unions in Pennsylvania, a list that included American Heritage Federal Credit Union.
Below we have highlighted some of the many reasons American Heritage Federal Credit Union was selected as one of the best credit unions in Pennsylvania.
Click here for a detailed review of AdvisoryHQ’s selection methodology: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.
American Heritage Federal Credit Union Review
American Heritage Federal Credit Union serves more than <00 sponsor companies throughout Pennsylvania. They rank as the 131st-largest credit union in the country based on their $1.5 billion in assets and as the 113th-largest in the country based on their membership size of more than 140,000 members.
This impressive credit union in Pennsylvania boasts 30 locations through Pennsylvania, including credit unions in Philadelphia, Bucks, Montgomery, and Camden counties. They operate with a mission to provide quality and convenient service to meet the financial needs of their members while enhancing relations with both their sponsor companies and the communities they serve.
Image Source: American Heritage Federal Credit Union
Key Factors Leading Us to Rank This Firm as One of This Year’s Top Credit Union Firms
Upon completing our detailed review, American Heritage Federal Credit Union was included in AdvisoryHQ’s ranking of this year’s best credit unions based on the following factors.
American Heritage FCU Review: Programs Offered by Age Group
American Heritage FCU offers an array of programs that are targeted toward helping people of all age levels reach their financial goals. These age-specific programs are a great way to help people from all levels of life begin to build the foundation for financial freedom.
Programs offered by age group at this credit union in Pennsylvania are:
- Little Patriots: allows members to sponsor a child who is under 24 months of age; account can be opened with $5 and the credit union will contribute $10 toward the $15 membership fee
- Financial Literacy Program: a community outreach program is designed to improve financial literacy for high school-age young adults.
- AJ’s Mall: designed to help middle schoolers learn about money and financial responsibility through creative interaction
- C-Note University: provides interactive features to teach money management skills to high schoolers
- Legacy Club: exclusively for members aged 60 and up and provides benefits such as free checking, free checks, and bonus rates on loans and CDs
American Heritage FCU Review: Totally Free Checking Plus
American Heritage FCU doesn’t beat around the bush when it comes to their aptly named Totally Free Checking Plus account. At this Pennsylvania credit union, free really does mean free with no monthly service charge, no monthly balance requirements, no per check charges, and a free debit card.
In addition to these already amazing benefits, the Totally Free Checking Plus account also earns dividends when a balance of $1,000 or more is retained. So if you are looking for a best credit union in PA that offers completely free checking that pays you, then American Heritage FCU may just be the right credit union in Pennsylvania for you.
American Heritage FCU Review: Loans
When it comes to loans, American Heritage FCU is a Pennsylvania credit union that knows what customers want. That’s why their loans feature low rates, flexible terms, fast approvals, and personal service.
This credit union in Pennsylvania offers a variety of loan programs to meet the borrowing needs of its members. Loan options are:
- Auto/RV loans
- Credit cards
- Home equity loans
- Line of credit
- Personal loans
- Share loans
- Student loans
All loan applications except for mortgage and home equity loans are processed the same day, allowing for a super-fast approval process.
This Pennsylvania credit union also makes it easy for members to make their loan payments by providing numerous methods for making a payment. These loan payment methods are:
- Payroll deduction/automatic transfer
- Online teller
- Branch locations
- Postal mail
- Mobile app
- Shared branching
As an added bonus, members may enjoy a ¼ discounted loan rate when they utilize payroll deduction or automatic transfer for making their loan payments.
In addition to the above American Heritage Federal Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top rated banking firms & credit unions:
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