Intro – American Airlines Credit Union Reviews & Ranking

American Airlines Credit Union was recently ranked and reviewed by AdvisoryHQ as a top rated credit union. Firms on our top rated lists were selected after they successfully passed AdvisoryHQ’s groundbreaking, four-step banks and credit unions selection methodology

Click here for a step-by-step breakdown of the methodology and selection process used during our American Airlines Credit Union review: AdvisoryHQ’s Methodology for Selecting Top Banks and Credit Unions.

The American Airlines Credit Union review below provides a detailed assessment, including some of the factors used by AdvisoryHQ News in its ranking and selection of American Airlines Credit Union.

American Airlines Credit Union Review

American Airlines Credit Union, is one of our top-ranked credit unions that’s been serving those in the airline industry for over 80 years. It was first founded by a small group of American Airlines employees and has grown to have assets surpassing $7 billion.

Because it’s a not-for-profit organization, this top credit union has the ability to offer rates that are generally lower than those of for-profit financial institutions.

American Airlines Credit Union Review

2020-2021 Top Credit Unions

It offers an array of financial services such as checking and savings accounts, auto and home loans, and various investment products.

Because this top credit union is industry-based, rather than location-based, its membership eligibility requirements are slightly different than other credit unions’. All active or retired airline employees and their families that meet the following requirements can join:

  • Work or worked for American Airlines, US Airways, and Envoy
  • TSA, FAA employees
  • Air transportation and freight air companies
  • Air courier services, passenger services, and airport baggage handling
  • Airport janitorial, cleaning, maintenance and repair services
  • On-board airline food services

See Also: Top Credit Unions in Houston, TX

Key Factors Leading Us to Rank American Airlines Credit Union as One the Top Credit Union Firms in 2020-2021

Upon completing our detailed reviews, American Airlines Credit Union was included in AdvisoryHQ’s ranking of the 2020-2021 best credit unions based on the following factors. 

American Airlines Credit Union Review: Protecting Family & Assets

American Airlines Credit Union has a segment of its banking products dedicated to protecting your family and assets. It’s designed to help members be resilient in the face of unpredictable events that impact their lives and finances.

Some of these protective products and services available to members currently include:

  • Extended Vehicle Warranty
  • TruStage™ Auto & Home Insurance Program
  • Travelers Auto & Home Insurance Program
  • TruStage™ Accidental Death and Dismemberment
  • Credit Disability
  • Guaranteed Assets Protection (GAP)
  • Credit Life

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American Airlines Credit Union Review: Free Online Banking and Bill Pay

AA Credit Union offers online banking with the most rigorous possible levels of security, combined with constant account access.

The service can be used to make sure checks clear, to transfer funds, to see transaction history, and even to download a summary of your accounts into a financial management app.

Its financial tools include mobile banking apps, a digital wallet that’s compatible with all the major digital payment options, and the ability to pay bills and transfer funds easily through mobile banking.

American Airlines Credit Union Review: Personal Financial Management 

AA Credit Union offers financial wellness tools to help members stay on a positive track for their financial future.

This offering includes budgeting tools and features so members can track their spending and view everything in a real-time dashboard. They can load all of their credit union accounts and also external accounts held at other financial institutions.

This top credit union also offers Financial Wellness Department Coaches and Advocates that can guide members through a Wellness Check-Up that can include budgeting assistance a credit report review, and more.

Related: Top Credit Unions in Texas (Statewide)

Rating Summary

For those in the air travel industry, American Airlines Credit Union offers excellent benefits as a member, including attractive rates on loans and savings. While its membership is more restrictive than some other top credit unions, for those that are eligible, it’s a top choice.

AACU’s focus on financial education, as well as financial wellness, is also exemplary, and for many members, it’s a trusted financial resource for guidance, not just a place to open a checking account.

With a dedication to serving their members and to understanding and helping them achieve their financial goals, American Airlines Credit Union scores a 5-star rating as one of the best credit unions in the country to partner with in 2020-2021.

In addition to reviewing the above American Airlines Credit Union review, you can click on any of the links below to browse exclusive reviews of AdvisoryHQ’s top credit unions:

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AdvisoryHQ (AHQ) Disclaimer:

Reasonable efforts have been made by AdvisoryHQ to present accurate information, however all info is presented without warranty. Review AdvisoryHQ’s Terms for details. Also review each firm’s site for the most updated data, rates and info.

Note: Firms and products, including the one(s) reviewed above, may be AdvisoryHQ's affiliates. Click to view AdvisoryHQ's advertiser disclosures.

2020 American Airlines Credit Union Review
Review Date
Item Reviewed
Credit Union Review - American Airlines Credit Union
Author Rating
Item Name
American Airlines Credit Union